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Best for banking + investing in one app

9 Excellent

verified_user SIPC and FDIC Insured

SoFi Active Invest

Trade stocks, options, ETFs and mutual funds
Access to a financial planner
All-in-one app for banking and investing
Automated investing available

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Finder Reward

Get $150 from Finder Become a Finder member, open a new SoFi Active Invest Account and make a first deposit of $1,250 or more. Offer ends on June 10, 2026.

T&Cs and limits apply.

Partner terms and conditions

INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.

Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products oﬀered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org).

There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.

Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options

Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information

SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.

Probability of member receiving $1,000 is 0.026%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.

Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link See full terms and For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.

Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers

Best for banking + investing in one app

9 Excellent

verified_user SIPC and FDIC Insured

Signup Bonus

Get up to $1,000 in stock

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Finder Reward

Partner terms and conditions

Best for crypto and copy trading

8.2 Great

verified_user SIPC and FDIC Insured

eToro

Copy top eToro investors automatically with CopyTrader
Trade stocks, options, ETFs and crypto in one app
Use a demo account to practice before investing
See how top investors build their portfolios

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Finder Reward

Get $150 from Finder Become a Finder member, open an eToro Account and deposit at least $300 into your account. Offer ends on June 22, 2026.

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Partner terms and conditions

Best for crypto and copy trading

8.2 Great

verified_user SIPC and FDIC Insured

Signup Bonus

N/A

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Finder Reward

Partner terms and conditions

Best for IRA match

9.4 Excellent

verified_user SIPC Insured

Webull

Trade stocks, ETFs, options, futures and bonds all in one place
$0 commissions on stocks, ETFs and equity options, with low contract fees
Deposit or transfer $100,000+ to earn a 4% Match Bonus. Plus: Get a $100 transfer fee reimbursement on your first brokerage transfer of $2,000 or more. T&C apply.

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Finder Reward

Get $150 from Finder Become a Finder member, open a new Webull Account and make a first deposit of $1,000 or more. Offer ends on June 12, 2026.

T&Cs and limits apply.

Best for IRA match

9.4 Excellent

verified_user SIPC Insured

Signup Bonus

Get up to 4% match bonus

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Finder Reward

Best for first-time investors

9.4 Excellent

verified_user SIPC and FDIC Insured

Robinhood

Clean, easy-to-use app
$0 commission stock, ETF, crypto and options trading
Advanced tools in a streamlined interface
Start investing with as little as $1

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Best for first-time investors

9.4 Excellent

verified_user SIPC and FDIC Insured

Signup Bonus

Get a free stock

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Top pick for bank-integrated investing

8.4 Great

verified_user SIPC Insured

J.P. Morgan Self-Directed Investing

Trade stocks, ETFs, options, mutual funds, treasuries and more
$0 commission on online stock and ETF trades
Earn a cash bonus up to $1,000 when you open and fund a new account
Get the best of both worlds on the Chase Mobile® app or chase.com

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Partner terms and conditions

Top pick for bank-integrated investing

8.4 Great

verified_user SIPC Insured

Signup Bonus

Get up to $1,000

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Partner terms and conditions

Best for yield-focused investors

9 Excellent

verified_user SIPC and FDIC Insured

Public.com

$0 commission on stocks, ETFs and options, with no options contract fees
Earn a rebate on every contract traded
Get 3.8% APY on your cash

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Best for yield-focused investors

9 Excellent

verified_user SIPC and FDIC Insured

Signup Bonus

Earn a 1% match

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9 Excellent

verified_user SIPC Insured

Acorns

Automated and custom portfolio options
Invest spare change automatically
Earn a 3% match on IRA contributions

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9 Excellent

verified_user SIPC Insured

Signup Bonus

Get a $20 bonus

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Why trust Finder

Why trust Finder?

18 online brokers reviewed and rated by our team of experts
Evaluated under our unbiased rating system covering eight categories
20+ years of combined experience covering financial topics

We're big on editorial independence. That means our content, reviews and ratings are fair, accurate and trustworthy. We don't let advertisers or partners sway our opinions. Our financial experts put in the hard work, spending hours researching and analyzing hundreds of products based on data-driven methodologies to find the best accounts and providers for you. Explore our editorial guidelines to see how we work.

The 10 best stock trading apps reviewed

Our investments team reviewed 18 brokers across 147 data points to identify a single standout strength for each investment app, so you can match an app to the way you actually invest, whether that’s fee-free stock picking, copy trading, retirement saving or active options trading.

SoFi Active Invest — Best for all-in-one banking and investing: SoFi Active Invest
eToro — Best for crypto and copy trading: eToro
Webull — Best for active mobile traders: Webull
Public — Best for yield-focused investors: Public.com
Robinhood — Best for first-time investors: Robinhood
Moomoo — Best for free pro-grade research: Moomoo
Interactive Brokers — Best for global market access: Interactive Brokers
E*TRADE — Best for hands-on stock pickers: E*TRADE from Morgan Stanley
Fidelity — Best for long-term, low-cost investing: Fidelity Investments
Charles Schwab — Best for advanced traders: Charles Schwab

Finder Score	Available asset types	Stock trade fee	Minimum deposit	Cash sweep APY
SoFi Active Invest — Best for all-in-one banking and investing
Finder score 9 Excellent SoFi Active Invest	Finder score 9 Excellent	Stocks, Options, Mutual funds, ETFs, Alternatives	$0	$0	0.01%	Get up to $1,000 in stock when you open and fund a new account. T&Cs apply.	Important information INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees. Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products oﬀered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org). There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event. Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth's advisory operations, services, and fees is set forth in SoFi Wealth's current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov. Probability of member receiving $1,000 is 0.026%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease. Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link See full terms and For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions. Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers	$150 REWARD Go to site View details	loading	Why we like it SoFi's strength isn't any single feature, it's SoFi's integration. You can hold a checking account, savings, a credit card, a personal loan, a brokerage account, a Roth IRA and a robo-advisor portfolio under one login, with financial planner access available. For people who hate juggling apps, that's a meaningful upgrade over a standalone broker. Investing-wise, SoFi covers the basics well: $0 commissions on stocks, ETFs and options with no contract fees, fractional shares, IPO access and a small but growing menu of alternative-asset funds. Research tools are light, so it's not built for active traders — but for someone who wants their financial life consolidated, it's the cleanest option. Pros True one-app finances. Banking, lending, investing and advice all in a single interface. $0 commission trading. Stocks, ETFs and options with no contract fees. Complimentary 30 min financial planning session. Rare at this price point. You can also upgrade to SoFi Plus to get unlimited access. IPO access. Retail investors can participate in select IPOs at the offer price. Cons Light research tools. Won't satisfy active traders or stock pickers. Limited cash sweep yield. 0.01% APY unless you opt into SoFi banking. $25 outgoing transfer fee. Charged if you move your account elsewhere.
eToro — Best for crypto and copy trading
Finder score 8.2 Great eToro	Finder score 8.2 Great	Stocks, Options, ETFs, Cryptocurrency, Investments	$0	$0	3.25%	Important information eToro securities trading offered by eToro USA Securities, Inc. (‘the BD”), member of FINRA and SIPC. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. Finder is not an affiliate and may be compensated if you access certain products or services offered by the BD.	$150 REWARD Go to site View details	loading	Why we like it eToro is the only app on this list that combines two distinct offerings other brokers split apart: native crypto trading and CopyTrader. This feature lets you automatically mirror the trades of any of more than 5,000 users on the platform. You can allocate any portion of your portfolio to copy a specific investor — no other US broker offers automated copy trading at this scale — and you can also copy crypto trades specifically, which is unique to eToro. Beyond CopyTrader, eToro provides $0 commission trading on stocks, options and ETFs with no per-contract options fees and 3.25% APY on options account cash balances. TipRanks-powered analyst ratings, hedge fund activity and insider transaction data are built in — useful even if you ignore the social features. The catch: no IRAs and crypto isn't available in NY, NV, HI, PR or US VI. Pros CopyTrader is genuinely unique. No US competitor offers automated copy trading at this scale. Crypto plus stocks plus copy trading in one app. Rare combination on US-regulated brokers. $0 commission trading. Stocks, ETFs and options with no contract fees. 3.25% APY on options account cash. Earns yield on idle balances. TipRanks data built in. Analyst ratings, insider trades and hedge fund activity included. Cons No IRAs. Can't use eToro for tax-advantaged retirement saving. Crypto unavailable in NY, NV, HI, PR and US VI. State restrictions apply. No robo-advisor. Copy trading isn't a substitute for an automated portfolio.
Webull — Best for active mobile traders
Finder score 9.4 Excellent Webull	Finder score 9.4 Excellent	Stocks, Bonds, Options, ETFs, Futures, Money market funds	$0	$0	3.35%	Deposit or transfer $100,000+ to earn a 4% Match Bonus, or $2,000+ to earn a 3% Match Bonus. Plus: Get a $100 transfer fee reimbursement on your first brokerage transfer of $2,000 or more. T&Cs apply.	$150 REWARD Go to site View details	loading	Why we like it Webull is built for the trader who wants serious tools but doesn't just want to use a desktop. The mobile app packs in 10+ order types, 50+ technical indicators, 60+ on-chart signals, customizable charts with drawing tools and futures trading — all in an interface that doesn't feel cluttered. It's the closest thing to a pro platform that fits in your pocket. Pricing is $0 commission on stocks, ETFs and equity options with no per-contract fees on equity options. Webull Premium ($2.99/month) unlocks Level 2 data, a 3.5% IRA match, discounted futures commissions and a 3.35% APY cash sweep. Paper trading is included so you can test strategies risk-free before committing real money. Pros Pro-grade charting on mobile. 50+ indicators, 60+ signals, multiple drawing tools. Futures trading available. Rare in a mobile-first broker. 3.35% APY cash sweep with Premium. Competitive yield on idle cash. Free paper trading. Practice strategies with virtual money. Cons $2.99/month for Level 2 data. Most competitors include it free. No mutual funds. Limits long-term retirement strategies. Customer support skews chat-only. Phone support is limited.
Public — Best for yield-focused investors
Finder score 9 Excellent Public.com	Finder score 9 Excellent	Stocks, Bonds, Options, ETFs, Cryptocurrency, Treasury Bills, High-yield cash account	$0	$0	3.3%	Earn a 1% match when you transfer your portfolio to Public. T&Cs apply.	Important information *Yield as of 05/12/2026. Learn more.	Go to site View details	loading	Why we like it Public packs more yield-generating products into a single app than any other broker on this list. You get a bond account that locks in a 5.79% yield as of May 2026, the ability to buy individual treasuries and corporate bonds directly, a 3.3% APY high-yield cash account (opt-in) and options rebates that can pay you to trade rather than charging contract fees. No other app on this list combines all four in one place. On the equity side, Public offers $0 commission stock, ETF and options trading with no per-contract option fees. It's also one of the few brokers that doesn't accept payment for order flow on equities — a transparency point that matters if you're trading any meaningful size. The trade-offs: the 3.3% APY isn't automatic (you have to opt into the high-yield cash account), the best research tools sit behind an $8/month Premium tier and there are no mutual funds or robo-advisor. Pros Bond account with locked-in yield. 5.79% yield as of May 2026. Individual treasuries and corporate bonds. Direct access in one app, rare among mobile-first brokers. 3.3% APY high-yield cash account. Highest-rate option available, with an opt-in sweep. No payment for order flow on equities. Better execution transparency than most apps. Options rebates. Get paid to trade options instead of paying contract fees. Cons Best tools sit behind Premium. Costs $8/month to unlock advanced data. No robo-advisor. You'll need to build your own portfolio. No mutual funds. Limits options for retirement and 401(k) rollovers.
Robinhood — Best for first-time investors
Finder score 9.4 Excellent Robinhood	Finder score 9.4 Excellent	Stocks, Options, ETFs, Cryptocurrency, Futures, Event contracts, High-yield cash account	$0	$0	3.35%	Get a free stock when you successfully sign up and link your bank account. T&Cs apply.	Go to site View details	loading	Why we like it Robinhood has built its reputation on making investing approachable. The onboarding takes minutes, the interface strips out everything a brand-new investor doesn't need, and you can start with as little as $1 thanks to fractional shares. It's also one of the few apps where you can trade stocks, ETFs, options, crypto, event contracts and futures from the same app — without paying a commission on stocks, equity options, ETFs or crypto. Upgrading to Robinhood Gold ($5/month) adds a 3% IRA contribution match, up to 3.35% APY on uninvested cash, Level 2 market data, Morningstar research and discounted futures and index options commissions. The trade-off: mutual funds aren't available, and while standard accounts include active trading tools and access to Legend, the deeper research features like Morningstar reports require Gold. Pros Easiest onboarding on this list. Account opening to first trade in under 10 minutes. $0 commission across stocks, ETFs, options and crypto. Few brokers cover all four. Fractional shares from $1. Start with any amount, even on expensive stocks. 3% IRA match with Gold. One of the highest matches available at any retail broker. Cons No mutual funds. Limits use for 401(k) rollovers and traditional retirement saving. Light research on the standard tier. Most analytics require Robinhood Gold.
Moomoo — Best for free pro-grade research
Finder score 9 Excellent Moomoo	Finder score 9 Excellent	Stocks, Options, ETFs, Cryptocurrency	$0	$0	3.35%	Up to $1,000 in Nvidia stock plus 8.1% APY on uninvested cash. T&Cs apply.	Go to site View details	loading	Why we like it Some brokers charge for Level 2 market data, analyst ratings or institutional-style research. Moomoo gives most of it away free. The app includes real-time Level 2 data for accounts with a minimum 30-day average account value of $100+, capital flow tracking, position cost distribution, short-sale analysis, an Indicator Sentiment summary and analyst ratings — the kind of toolkit you'd normally pay $30+/month for elsewhere. Trading is $0 commission on stocks, ETFs and options with no per-contract fees. Moomoo also includes a desktop platform, a high-yield cash sweep and free paper trading with $1 million in virtual currency. The catch: no IRAs and no mutual funds, so it's a research-and-trading tool rather than a long-term retirement home. Pros Free Level 2 data for eligible accounts. Some competitors charge $2-$3/month for the same thing. Capital flow and short-sale analysis. Pro-grade signals available without a subscription. $1 million in paper trading. Test strategies before committing real money. Desktop platform included. Many mobile-first brokers don't offer one. Cons No IRAs or mutual funds. Not suitable as a primary retirement account. Limited tradable assets. No bonds, futures or forex. No robo-advisor. Self-directed only.
Interactive Brokers — Best for global market access
Finder score 9.4 Excellent Interactive Brokers	Finder score 9.4 Excellent	Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Futures, Forex, Treasury Bills, Precious metals	$0	$0	2.14%	View details	loading	Why we like it No other broker on this list comes close to Interactive Brokers' international reach. You can trade stocks, ETFs, options, futures, forex, bonds and metals across 170+ markets, with trading available in 29 currencies. For investors who want exposure to UK, European, Japanese or Hong Kong-listed companies directly — not via ADRs — IBKR is essentially the only retail option in the US. The mobile app comes in two versions: IBKR GlobalTrader for casual investors and the full IBKR mobile platform for advanced traders. Pricing is competitive too: $0 commission on US stocks and ETFs, with low per-contract options fees and some of the cheapest margin rates in the industry. The trade-off is complexity — the platform has a steeper learning curve than a SoFi or Robinhood. Pros 170+ global markets in 29 trading currencies. Direct access, not ADRs. Industry-leading margin rates. Among the lowest available to retail investors. Two mobile apps for different skill levels. GlobalTrader for beginners, full IBKR for pros. Robo-advisor included. Hands-off option alongside the active trading platform. Cons Steeper learning curve. Interface and order tickets feel professional, not consumer. Cash sweep limited to Pro accounts. Lite users miss out on competitive yields. Live chat support is hit or miss. Phone is more reliable for urgent issues.
E*TRADE — Best for hands-on stock pickers
Finder score 8.6 Great E*TRADE from Morgan Stanley	Finder score 8.6 Great	Stocks, Bonds, Options, Mutual funds, ETFs, CDs, Futures	$0	$0	0.01% to 0.15%	View details	loading	Why we like it ETRADE has been a go-to for self-directed stock pickers for two decades, and being part of Morgan Stanley since 2020 has only sharpened its research advantage. The Power ETRADE platform — available on web and mobile — combines pro-grade options chains, technical analysis tools and screening with Morgan Stanley equity research and analyst ratings most retail brokers can't match. You get $0 commissions on stocks, ETFs and options (with $0.65 per contract, dropping to $0.50 for active traders), every major account type including custodial and small business retirement accounts, and access to mutual funds, bonds and CDs. There's no crypto and no fractional share purchasing on individual stocks, which dings it slightly for younger investors. Pros Morgan Stanley equity research included. Analyst ratings and reports rival full-service brokers. *Power ETRADE platform. Pro-grade screening, charts and options tools. Full account-type lineup. IRAs, custodial, solo 401(k) and small business plans. Strong mutual fund and bond selection. Full one-stop shop for traditional investing. Cons No crypto trading. Investors wanting bitcoin will need a separate account. No fractional shares for individual stocks. Available only via mutual funds. Low cash sweep APY by default.** Better yields require manually moving cash to money market funds.
Fidelity — Best for long-term, low-cost investing
Finder score 9.2 Excellent Fidelity Investments	Finder score 9.2 Excellent	Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Gold/Commodities, CDs, Treasury Bills	$0	$0	3.29%	View details	loading	Why we like it If you're building a portfolio you plan to hold for decades, Fidelity is the default answer for most people — and for good reason. It offers $0 commissions on stocks, ETFs, options and Fidelity mutual funds, including four zero-expense-ratio index funds you literally can't buy anywhere else. The cash sweep automatically pays 3.29% APY, with your uninvested money held in a money market fund It's also the only broker on this list that combines crypto access (bitcoin and ether), custodial accounts for kids, a fee-free robo-advisor under $25,000, a human financial advisor at $25K+ and 24/7 phone support — all in one place. The desktop trading platform feels dated compared to Schwab's thinkorswim, which is the main reason it's not the pick for active traders. Pros Zero-expense-ratio index funds. Four Fidelity ZERO funds with no expense ratio at all. 3.29% default cash sweep APY. Competitive among major brokers. Custodial accounts and Youth Account. Strong family investing options. 24/7 phone support. Rare in the industry. Cons Dated active-trading platform. Active Trader Pro lags behind thinkorswim. $25,000 minimum for human advisor. Robo-only below that threshold. Crypto limited to bitcoin and ether. No altcoin access.
Charles Schwab — Best for advanced traders
Finder score 9.4 Excellent Charles Schwab	Finder score 9.4 Excellent	Stocks, Bonds, Options, Mutual funds, ETFs, Futures, Treasury Bills	$0	$0	0.45%	View details	loading	Why we like it Charles Schwab's edge is the thinkorswim platform — the active-trader software it inherited when it acquired TD Ameritrade. thinkorswim is widely regarded as the best retail trading platform on the market, with elite-level options chains, technical analysis, paper trading and a customizable layout that pros actually use professionally. It's available on desktop, web and mobile, and it's included free with any Schwab account. Beyond thinkorswim, Schwab gives you $0 commissions on stocks, options, ETFs and Schwab mutual funds, full account-type coverage including custodial and small business retirement accounts, direct indexing and a no-fee robo-advisor. The biggest weakness: no crypto trading and a low default cash sweep APY (0.45%). Pros thinkorswim included free. Pro-grade trading platform on desktop, web and mobile. $0 commission on Schwab mutual funds. Strong fund lineup at no cost. No-advisory-fee robo-advisor. Schwab Intelligent Portfolios is free above the $5K minimum. Direct indexing available. Tax-loss harvesting on individual stocks, not just funds. Cons No cryptocurrency trading. Need a separate account for bitcoin or ether. 0.45% default cash sweep APY. Significantly below Fidelity, Public or Webull Premium. thinkorswim has a learning curve. Powerful, but not beginner-friendly.