Best money market accounts for December 2025

Some of the top alternatives to a SoFi bank account include Current, Varo, Axos, PNC, Ally, Discover, One and Greenlight.

SoFi and Capital One are both good picks for different reasons. SoFi is best for everyday banking, but Capital One has more account options and branches.

Ally is best for its savings products, while SoFi is best for its convenient checking and savings hybrid account. See pros and cons here.

Marcus offers top savings options, but if you want a full-service bank, go with SoFi.

Top online banks like Chime include SoFi, Varo, Current, Axos, Capital One, Step, Fizz and more. See how these Chime alternatives compare.

With the average cost of a real Christmas tree to hit $83.87 in 2025, Americans are projected to spend a collective $5.9B on Christmas trees.

Tracking the Fed funds rate from 1954 to now.

Varo Bank is a legitimate bank account with early direct deposit, cash back rewards and no monthly fee. See our full review here.

Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.

Compare the best banks and credit unions in the US featuring high APYs, no-fee checking and kids accounts.