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Best Compound Interest Savings Accounts 2024

Increase your earnings exponentially with a compounding account.

4.4 ★★★★★
verified_user FDIC Insured
Account APY

5.30%

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4.4 ★★★★★
verified_user FDIC Insured
Account APY

4.50%

1.50%

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4.7 ★★★★★
verified_user FDIC Insured
Account APY

5.27%

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4.6 ★★★★★
verified_user FDIC Insured
Account APY

5.00%

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4.6 ★★★★★
verified_user FDIC Insured
Account APY

4.60%

0.50%

1.20%

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1 - 6 of 8
Name Product Account type Annual Percentage Yield (APY) FDIC or NCUA insured amount Minimum balance to earn interest Minimum deposit to open Offer Estimated total balance
BrioDirect High-Yield Savings
Finder Score: 4.4 / 5: ★★★★★
BrioDirect High-Yield Savings
Traditional savings

5.30%

Up to $250,000
$25
$5,000
$1,053
Cash App Savings
Finder Score: 4.4 / 5: ★★★★★
Cash App Savings
Savings app

4.50%

1.50%

Up to $250,000
$0
$1
$1,045
Western Alliance HYSA through Raisin
Finder Score: 4.7 / 5: ★★★★★
Western Alliance HYSA through Raisin
Traditional savings

5.27%

Up to $250,000
$0
$1
$1,052.70
Wealthfront Cash Account
Finder Score: 4.6 / 5: ★★★★★
Wealthfront Cash Account
Cash management account

5.00%

Up to $8M FDIC insurance
$1
$1
$1,050
SoFi Checking and Savings
Finder Score: 4.6 / 5: ★★★★★
Bonus
SoFi Checking and Savings
Traditional savings,Checking

4.60%

0.50%

1.20%

Up to $250,000
$0
$0
Get up to $300 cash bonus with qualifying direct deposit. Terms apply. This offer is available until December 31, 2024.
$1,046
Barclays Online Savings
Finder Score: 4.3 / 5: ★★★★★
Barclays Online Savings
Traditional savings

4.35%

Up to $250,000
$0
$0
$1,043.50
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