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Compare 1-year certificates of deposit

Lock in rates higher than the national average regardless of whether the Federal rate falls.

users found a CD through Finder this week.

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4.7★★★★★
verified_user FDIC Insured
Account APY

3.8%

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5★★★★★
verified_user FDIC Insured
Account APY

3%

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3.8★★★★★
verified_user FDIC Insured
Account APY

4%

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users found a CD through Finder this week.

6 of 13
Product Finder Score 6-month APY 1-year APY 5-year APY Minimum deposit to open Bonus offer
Finder score
9.4 Excellent
N/A
N/A
N/A
$1
Up to $500 bonus for new customers with qualifying deposits using promo code BOOST.
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Raisin logo
Finder score
9.4 Excellent
Western Alliance Bank 12 months CDs through Raisin
Finder score
9.4 Excellent
N/A
3.80%
N/A
$1
Up to $500 bonus for new customers with qualifying deposits using promo code BOOST.
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Valley Direct logo
Finder score
10 Excellent
Valley Direct Online CD
Finder score
10 Excellent
N/A
4.00%
N/A
$500
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Raisin logo
Finder score
10 Excellent
SkyOne FCU 48-month callable CD through Raisin
Finder score
10 Excellent
N/A
N/A
N/A
$1
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Bask Bank logo
Finder score
9.6 Excellent
Bask Bank CDs
Finder score
9.6 Excellent
4.20%
4.30%
N/A
$1,000
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Quontic Bank logo
Finder score
10 Excellent
Quontic Bank CDs
Finder score
10 Excellent
3.75%
3.00%
3.00%
$500
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Showing 6 of 13 results

What is the Finder Score?

The Finder Score analyzes hundreds of CDs from more than 100 institutions. It takes into account the product's interest rate for available terms and opening deposit requirements - this gives you a simple score out of 10.

Different banks and credit unions offer CDs for various lengths of time, ranging from as short as seven days to as long as 20 years. For our ratings, we consider the term lengths that the FDIC uses in its monthly updates on national rates.

If a bank or credit union doesn’t offer a CD for a specific term used by the FDIC, we don’t penalize it: Instead, we simply don’t rate it. Each of the standard term lengths has its own APY rating based on the FDIC’s average rates.

Read the full Finder Score breakdown

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