Compare 1-year certificates of deposit

5★★★★★

verified_user FDIC Insured

Quontic Bank CDs

Up to 3.75% for 6 months
$500 minimum deposit
6 to 60-month terms

Go to site

5★★★★★

verified_user FDIC Insured

Account APY

3%

Go to site

6 of 7 results

Finder Score	6-month APY	1-year APY	5-year APY	Minimum deposit to open
Finder score 9.4 Excellent Patriot Bank 3M CD	Finder score 9.4 Excellent	N/A	N/A	N/A	$1	Up to $1,000 bonus for new customers with qualifying deposits using promo code EASY. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Finder score 9.6 Excellent Alliant Credit Union Certificates	Finder score 9.6 Excellent	3.90%	3.75%	3.65%	$1,000	Go to site View details Compare product selectionCompare	loading
Finder score 10 Excellent Quontic Bank CDs	Finder score 10 Excellent	3.75%	3.00%	3.00%	$500	Go to site View details Compare product selectionCompare	loading
Finder score 10 Excellent Valley Direct Online CD	Finder score 10 Excellent	N/A	3.65%	N/A	$500	Go to site View details Compare product selectionCompare	loading
Finder score 9.6 Excellent Bask Bank CDs	Finder score 9.6 Excellent	3.85%	3.75%	N/A	$1,000	Go to site View details Compare product selectionCompare	loading
Finder score 7 Great CIT Bank Term CDs	Finder score 7 Great	3.75%	0.30%	0.50%	$1,000	Go to site View details Compare product selectionCompare	loading

loading

Showing 6 of 7 results

What is the Finder Score?

The Finder Score analyzes hundreds of CDs from more than 100 institutions. It takes into account the product's interest rate for available terms and opening deposit requirements - this gives you a simple score out of 10.

Different banks and credit unions offer CDs for various lengths of time, ranging from as short as seven days to as long as 20 years. For our ratings, we consider the term lengths that the FDIC uses in its monthly updates on national rates.

If a bank or credit union doesn’t offer a CD for a specific term used by the FDIC, we don’t penalize it: Instead, we simply don’t rate it. Each of the standard term lengths has its own APY rating based on the FDIC’s average rates.

Read the full breakdown

Thank you for your feedback!

Ask a question

Click here to cancel reply.

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Compare 1-year certificates of deposit

Lock in rates higher than the national average regardless of whether the Federal rate falls.

What is the Finder Score?

Ask a question

Read more on Bank Accounts

Compare 1-year certificates of deposit

Lock in rates higher than the national average regardless of whether the Federal rate falls.

What is the Finder Score?

Ask a question

Read more on Bank Accounts

Advertiser disclosure