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Citi® Secured Mastercard® vs Capital One Platinum Secured Credit Card

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Citi® Secured Mastercard®

Citi® Secured Mastercard®

Terms apply, see rates & fees

Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • A no annual fee secured card
  • Growing your credit score and limit
Welcome offer
Welcome offer

N/A

N/A

Rewards
Rewards

N/A

N/A

Purchase APR
Purchase APR

22.49% variable

26.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

22.49% variable

26.99% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score N/A 300
Card type
Card type Credit Credit
Learn more
Learn more

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