The winner for everyday rewards: Citi® Double Cash Card
Up to 2%
Cash back
- An excellent choice for cash back and balance transfers
- Market-leading 2% back (1% after buying, 1% after paying)
- No annual fee
The main difference between the Citi® Double Cash Card and the Chase Sapphire Preferred® Card is that the first card lets you earn 2% cash back on all purchases, while the second card comes with 2x points on travel and dining purchases and 1x points on everything else.
However, the Chase Sapphire Preferred® Card comes with one of the highest signup bonuses you can find, worth $750 in travel redemption. With the Citi® Double Cash Card‘s 2% cash back, you need to spend almost $38,000 to earn $750 back.