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$0
Annual fee
N/A
Purchase APR
300
Recommended credit score
Review by
Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.
To apply for the Chime Credit Builder Visa® Secured Credit Card, perform the following:
If you don’t already have a Chime banking account, you’ll be instructed to create one as part of the credit application process.
Chime doesn’t check your credit score when assessing your application, so you can apply regardless of your current credit score.
As of January 2021, Chime holds an A+ rating from the Better Business Bureau, though the bank is not yet accredited with the bureau.
The bank has just over 3,500 complaints, all of which have been responded to and closed.
The Chime Credit Builder Visa® Secured Credit Card is an excellent way to build your credit without worrying about some of the fees associated with traditional credit cards, such as interest or annual fees. If you’re not interested in opening a Chime direct deposit account however, this card is off the table and you’ll want to check out other secured card options.