Chase new account bonuses are the cherry on top when you open a new Chase bank account. New customers can earn up to $300 for completing qualifying activities, which vary by account type. But be sure to open your account via this promotion page to apply the offer code when you apply online.

Overview of Chase account bonuses

We’ve rounded up Chase’s new account bonus offers and what you’ll need to qualify.

Chase Total Checking® account bonus: $300

The Chase Total Checking® account is a no-frills checking account that gives you access to Chase’s vast branch and ATM network. It has a waivable $12 monthly maintenance fee and no opening deposit.

How to qualify

To qualify for this Chase checking account bonus, you’ll need to be a new Chase checking customer and set up direct deposit within 90 days of opening an account. Be sure to apply by choosing Get deal, which automatically applies the coupon code to your account.

When to expect your bonus

Expect to receive your bonus within 15 days after completing all the qualifying activities.

When the offer expires

Bonus available until July 16, 2025.

Chase College Checking account bonus: $100

The Chase College Checking account is designed for college students 17 to 24 years old. It has no opening deposit requirements, and you can conveniently access your cash at any Chase branch or ATM. Keep in mind that you’ll need to provide proof that you’re enrolled in a college or university, and 17-year-olds must apply at a Chase branch.

Chase won’t charge a monthly fee for this account for up to five years while you’re in college, if you have a monthly direct deposit or maintain a daily balance of $5,000 or more. Otherwise, you’ll pay $12 to maintain this account each month.

How to qualify

Snag this Chase new account bonus in two steps:

1. Open a new Chase College Checking account using the bonus coupon code.
2. Complete 10 qualifying transactions within 60 days of opening an account. Qualifying transactions include:

• Debit card purchases
• Online bill payments
• Mobile check deposits
• Zelle transfers
• ACH credits

This offer is available to new Chase checking customers who haven’t closed an account within 90 days or had their account closed due to a negative balance within the last three years. You can also only receive one Chase checking account bonus every two years.

Select Get deal to automatically apply the bonus coupon code to your account.

When to expect your bonus

Chase will deposit your bonus within 15 days after completing all the qualifying activities.

When the offer expires

Bonus available until October 15, 2025.

Chase Secure Banking℠ account bonus: $100

Chase Secure Banking℠ customers can access Chase’s strong network of ATMs, free money orders and cashier’s checks and no minimum deposit requirement.

This account also comes with an identity theft protection service that lets you keep tabs on your credit score and personal data to prevent identity theft. But it has an unavoidable $15 monthly service fee.

How to qualify

To qualify for this Chase checking account bonus, you’ll need to:

1. Open a new Chase Secure Banking℠ account using the bonus coupon code by hitting Get deal.
2. Complete 10 qualifying transactions within 60 days of enrollment, including:

• Debit card purchases
• Online bill payments
• Chase QuickDeposit
• Zelle transfers
• ACH credits

This offer is available to new Chase checking customers who haven’t closed an account within 90 days or had their account closed due to a negative balance within the last three years. You can also only receive one Chase checking account bonus every two years.

When to expect your bonus

You should receive your bonus within 15 days of completing the qualifying activities.

When the offer expires

Bonus available until July 16, 2025.

Chase Business Complete Banking® bonus: $300 or $500

The Chase Business Complete Banking® account is a small business checking account that lets you accept credit card payments through Chase QuickAccept with no monthly contract.

While some competitors charge a 1.5% fee for same-day deposits, Chase processes and deposits your sales on the same day for free. But the smartphone card reader is sold separately, and there’s a waivable $15 monthly fee.

How to qualify

Secure this $300 or $500 account bonus by:

1. Opening a new Chase Business Complete Banking® account using the promo code by selecting Get deal.
2. Fund your account within 30 days of account opening and maintain a balance of at least $2,000 or $10,000 for 60 days. You need at least $2,000 for the $300 bonus, or at least $10,000 for the $500 bonus.
3. Complete five qualifying transactions, including:

• Debit card purchases
• Chase QuickAccept deposits
• Chase QuickDeposit
• ACH credit
• Wire transfer
• Online bill payment

This offer is available to new Chase business checking customers who haven’t closed an account within 90 days or had their account closed due to a negative balance within the last three years. You can also only receive one Chase business checking account bonus every two years.

When the offer expires

Bonus available until October 16, 2025.

Compare other checking accounts

See how Chase checking accounts compare with other popular banking products. Use the table to compare interest rates, opening deposits and other account perks.

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Product	Finder Score	Fee	Minimum deposit to open	Annual Percentage Yield (APY)	Bonus Offer
Promoted Finder score 9 Excellent SoFi Checking and Savings	Finder score 9 Excellent	$0 per month	$0	Up to 3.80%	Top Offer Get up to $300 cash bonus with qualifying direct deposit. Terms apply. This offer is available until January 31, 2026.	Go to site More info Compare product selection Compare	loading
Promoted Finder score 9.2 Excellent NBKC Everything Account	Finder score 9.2 Excellent	$0 per month	$0	1.75% on balances of $0.01+	Go to site More info Compare product selection Compare	loading
Promoted Finder score 9.2 Excellent Current	Finder score 9.2 Excellent	$0 per month	$0	4.00% on balances of $0.01 to $2,000	Top Offer Get a $50 referral bonus by inviting your friends to join Current. Once the person receives the invite link and makes qualifying deposits of at least $200 within 45 days of opening the account, you and the referred friend each earn $50	Go to site More info Compare product selection Compare	loading
Finder score 8.6 Great Step Black Card	Finder score 8.6 Great	From $0 per month	$0	4.00% on balances of $0 to $1,000,000	Go to site More info Compare product selection Compare	loading
Finder score 7.2 Great Acorns Checking	Finder score 7.2 Great	From $3 per month	$0	N/A	Go to site More info Compare product selection Compare	loading

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How we picked these

What is the Finder Score?

The Finder Score crunches over 300 checking accounts from hundreds of financial institutions. It takes into account the product's monthly fees, overdraft fees, opening deposit, customer support options, ATM network and features — this gives you a simple score out of 10.

To provide a Score, Finder’s banking experts analyze hundreds of checking accounts against what we consider is the best option: no monthly fees, no overdraft fees, a large ATM network of 50,000 or more, additional features outside of typical banking services, and the optional perk of earning interest. Accounts that are nearly free to maintain and use are scored the highest, while accounts with costly fees and few features are scored the lowest.

Read the full Finder Score breakdown

Bottom line

Chase frequently has attractive signup bonuses to entice new customers. And all you have to do is open a new Chase bank account using the promo code and complete the qualifying activities, which vary by account.

But only new Chase customers can qualify for its bonus offers. Keep in mind that bonus offers are only the icing on the cake when signing up for a bank account. Before signing up, compare different accounts to be sure that the one you choose fits your lifestyle and financial goals.

Written by

Kimberly Ellis

Writer

Kimberly Ellis is a personal finance writer at Finder, specializing in banking and financial literacy. After teaching in public and private schools, Kimberly zeroed in on personal financial education to help families and kids develop lifelong money skills. She hails from New York City, graduating summa cum laude from Queens College with a BA in elementary education and mathematics, as well as a New York State teaching certificate. She’s also an aspiring polyglot, always in a book and forever on the hunt for the perfect classic red lipstick. See full bio

Kimberly's expertise

Kimberly has written 58 Finder guides across topics including:

• Kids' banking
• Financial literacy for kids
• K–12 education