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Chase Bank Account Bonuses for 2026

Chase is known for its large bank account bonuses — and right now there's one with up to $3,000 in bonus cash.

Chase new account bonuses are the cherry on top when you open a new Chase bank account. This large bank often has active bonus offers, usually for its checking accounts. However, plan on needing to meet deposit requirements to earn the bonus after you open the new account.

Chase bank account bonuses at a glance

Bonus typeBonus amountRequirementsLearn more
Chase Secure Banking℠ account new customer bonus$125Open a new Chase Secure Banking account online or enter your email address to get your offer code. Or, you can bring offer code to a Chase branch to open the account in person. Then, complete at least 10 qualifying transactions within 60 days of offer enrollment (such as debit card purchases, bill payments, etc.). Bonus will be sent within 15 days once you complete requirements. Expires July 15, 2026.
Chase Total Checking® account new customer bonus$400Open a new Chase Total Checking account, and make at least $1,000 in direct deposits within 90 days of offer enrollment. Bonus will be sent within 15 days once you complete requirements. Expires July 15, 2026.
Chase Private Client Checking℠ account new customer bonusUp to $3,000Open a new Chase Private Client Checking account. Then, make a minimum new money deposit of $150,000 to $249,999 to earn, or deposit $250,000 to $499,999 to earn $2,000, or deposit $500,000+ to earn $3,000. Must deposit funds within 45 days of enrollment, and maintain new money balance for 90 days from offer enrollment. Bonus delivered within 40 days after meeting requirements. Expires July 15, 2026.
Chase Business Complete Banking® account new customer bonus$400 or $500Open a new Chase Business Complete Banking account. Then, make a minimum deposit of at least $2,000 in new money to earn $400. Or, make a minimum deposit of at least $10,000 of new money to earn up to $500. For either bonus amount, deposit the minimum amount in new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment. Additionally, you must make at least 5 qualifying transactions within 90 days of enrollment. Bonus delivered within 15 days after meeting requirements. Expires July 15, 2026.

Hot tip: What does Chase consider new money?

Chase defines a “new money” deposit as money that doesn’t come from existing deposits, funds or securities held by you at Chase or its affiliates.

Chase’s best bonus offer

For the average person, Chase’s best offer is the Chase Total Checking account one, in our opinion. It doesn’t require qualifying transactions, and the direct deposit requirements are in line with other bank bonuses. And with a bonus cash offer of $400, that’s a good chunk of cash with not a ton of requirements to meet.

However, if you’re just looking for the biggest (and therefore best in your mind) bonus offer from Chase, the answer right now is the Chase Private Client Checking bonus offer. This one can yield up to $3,000 if you can meet those deposit requirements.

Bonus spotlight

If you’re still in the market for an account, check out Finder rewards for more opportunities.

Compare other bank account bonuses

Chase isn’t the only bank that offers bonuses for new customers.

BankBonus offerMore info
Axos Bank$50Learn more
SoFi®$50 or $400Learn more
Capital OneUp to $1,500Learn more
PNCUp to $1,000Learn more
VaroUp to $100Learn more
Fifth Third BankUp to $300Learn more

Bottom line

Chase frequently has attractive signup bonuses to entice new customers. And all you have to do is open a new Chase bank account using the promo code and complete the qualifying activities, which vary by account.

But only new Chase customers can qualify for its bonus offers. Keep in mind that bonus offers are only the icing on the cake when signing up for a bank account. Before signing up, compare different accounts to be sure that the one you choose fits your lifestyle and financial goals.

Frequently asked questions

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To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.
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Banking editor

Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

Bethany's expertise
Bethany has written 450 Finder guides across topics including:
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