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Tuck your money away with a Chase CD for terms that range from one month to 10 years. But with APYs only as high as 0.02% for CD relationship rates, you’ll find better rates elsewhere.
0.01%
1-year APY
0.01%
3-year APY
Minimum deposit to open | $1,000 |
---|---|
Interest compounding | Daily |
3-month APY | 0.01% |
6-month APY | 0.01% on CDs of $1,000+ 0.01% on CDs of $0 to $99,999 |
9-month APY | 0.01% on CDs of $10,000+ 0.01% on CDs of $0 to $9,999 |
1-year APY | 0.01% on CDs of $10,000+ 0.01% on CDs of $0 to $99,999 |
15-month APY | 0.01% |
18-month APY | 0.05% on CDs of $1,000+ 0.01% on CDs of $0 to $99,999 |
2-year APY | 0.01% |
3-year APY | 0.01% on CDs of $10,000+ 0.01% on CDs of $0 to $99,999 |
4-year APY | 0.01% |
7-year APY | 0.01% |
10-year APY | 0.01% |
Early withdrawal penalty | 90 days interest for terms of 1 to 5 months 180 days interest for terms of 6 to 23 months 365 days interest for terms of 24 + months |
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Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
But you’ll end up sacrificing a lot when it comes to interest rates. You’ll only earn 0.01% on your money with a standard CD no matter the term. And only 0.02% or 0.05% if you open up a relationship CD and keep $1,000 or more locked away.
You’ll find higher CD rates with flexible terms from other institutions.
There are a few ways you can open this account:
2. From the Certificate of Deposits page, click Open an account.
3. Enter your ZIP code and choose to fill out a new application. Click Next.
4. Log into your Chase online banking, fill out your personal information, fund your opening deposit and confirm the details.
To open a Chase CD, you’ll need to:
When applying, keep these items on-hand to make the process that much easier:
Put money into your CD savings account by:
Chase offers online customer support, a variety of CD terms and the following benefits:
No account is perfect. Watch out for these potential drawbacks with your Chase CD:
If you prefer a higher yield CD, you’ll want to keep looking. As always, compare your options to get the best CD rates available.
After your CD’s term has ended, you can receive your money by requesting a check or by transferring the money online, either into a Chase account or another bank through ACH.
If you chose an automatically renewable CD, the entire amount gets rolled into another CD for a new term. You can change the new term or make a deposit during the 10-day grace period after the previous term ends. Single maturity CDs simply stop earning interest.
Chase has a variety of customer service options:
Chase also offers a few other checking accounts: