Find the credit card that best suits your wallet.
With excellent credit, you have almost unlimited credit card options. But this can make choosing the right credit card a bit overwhelming. To narrow your options, consider factors such as your intention for the card and what kind of value you’re seeking.
Compare credit cards for excellent credit
Best credit cards for excellent credit
Wells Fargo Propel American Express® Card best no-annual-fee card: Best for excellent credit
Blue Cash Preferred® Card from American Express: Best for families
Chase Sapphire Reserve®: Best for travel
Citi Simplicity® Card: Best for balance transfers
How we picked our best cards
We took all credit cards for people with excellent credit and compared their rewards program, signup bonus, intro APR period, annual fee and additional perks. We selected the cards that offered the best combination of these perks.
How to compare credit cards for excellent credit
With an excellent credit score, your credit card options are almost limitless. But to find the right card for your needs, consider the following:
- Do you want a no-annual-fee card?
If you want a generous rewards program — the Wells Fargo Propel American Express® Card is an option worth considering; if you want to pay off your debt without paying interest — the Citi Simplicity® Card is the way to go.
- Do you travel often?
In this case, both the Wells Fargo Propel American Express® Card and the Chase Sapphire Reserve® could both be an excellent choice. But the Sapphire Reserve is the clear winner if you often travel internationally and want the ultimate travel perks.
- Do you want the highest rewards rate on everyday purchases?
It’s hard to find a card that beats the Blue Cash Preferred® Card from American Express in earning cash back at US supermarkets and on US streaming services.
With an excellent credit score, you can choose almost any credit card you want. But before you do, make sure the card meets your financial needs and goals. Consider factors such as the card’s reward structure, annual fee and signup bonus.
If if you’re looking for something different from what these cards offer, compare other credit card options until you find one that suits your financial needs.