
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Input your current credit card balance and interest rate to calculate your potential savings.
Find out moreGet our weekly newsletter for the latest in money news, credit card offers + more ways to save
BB&T offers a small but solid selection of secured credit cards for building credit. Depending on your preference, you can get a card with accelerated cash back on gas and groceries, a card with accelerated miles on travel purchases or a card with low interest rates.
However, all three cards come with an annual fee.
BB&T Spectrum Cash Rewards Secured Credit Card | BB&T Spectrum Travel Rewards Secured Credit Card | BB&T Bright Secured Credit Card | |
---|---|---|---|
Rewards |
The 3% and 2% are capped at $1,000 in combined purchases each month, reverting to 1% after that |
| N/A |
Bonus | Earn % bonus cash when you redeem your rewards to a BB&T checking or savings account | Earn 20,000 bonus miles, worth $200, once you spend $2,000 in your first 90 days | Earn interest on your secured deposit |
Intro APR period | N/A | N/A | N/A |
Foreign transaction fees | 3% | None | 3% |
Annual fee | $19 | $89 | $19 |
This may be a solid credit card option if you’re looking for a secured credit card to build your credit and earn some cash back in the process.
Individuals who travel often and want to build their credit could find this card useful. Earn accelerated miles on travel purchases, a generous signup bonus and a TSA PreCheck or Global Entry fee credit.
If you want to build credit while paying low interest rates compared to similar cards, then this may be a card worth considering. Aside from saving money on interest, you get to earn interest on your secured deposit.
Aside from getting card-specific perks, you get the following benefits with all three BB&T secured credit cards:
BB&T offers some of the best secured credit cards for building credit. You can choose to earn cash back on categories such as gas and groceries, or you can opt-in for a travel rewards credit card.
But if you think there could be a better credit card for you, make sure you compare other credit card options.
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
Get up to 10 cents off on your BP and Amoco station gas purchases.
Two great cards for building your credit score.
Sephora regulars get to earn rewards on their purchases.
See how much interest you could earn with a savings account from Capital One.
Take advantage of miles, points and perks with a card that best fits your lifestyle.
Here are our top balance transfer picks for 2021.
Earn additional points on Spirit purchases, plus earn points on groceries and dining.
Our top picks can help you build your credit without paying sky-high fees.
The top cards often have cashback rewards of 5% or more. But which one is the best for you depends on how you spend.
Our top picks for cards with zero intro APR in 2021.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.