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5,000
Points as welcome offer
Up to 2x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 12 months (then 13.24% to 23.24% variable)
Annual fee | $0 |
---|---|
Welcome Offer | 5,000 points after spending $500 in the first 90 days |
Rewards | 2x points on all purchases |
Purchase APR | 0% intro for the first 12 months (then 13.24% to 23.24% variable) |
Balance transfer APR | 0% intro for the first 12 months (then 13.24% to 23.24% variable) |
Recommended minimum credit score | 630 |
Issuer | Visa |
Review by
Kyle Morgan is a writer and editor for Finder who has worked for the USA Today network and Relix magazine, among other publications. He can be found writing about everything from the latest car loan stats to tips on saving money when traveling overseas. He lives in Asbury Park, where he loves exploring new places and sipping on hoppy beer. Oh, and he doesn't discriminate against buffalo wings — grilled or fried are just fine.
The Alliant Visa® Platinum Rewards Card comes with a signup bonus of 5,000 points after spending $500 in the first 90 days. You’ll earn 2x points on all purchases for a variety of rewards.
1. On the Alliant Visa® Platinum Rewards Card website, click Apply Now.
2. Provide the required personal and financial information.
3. Confirm that the information is correct and submit your application.
If you’re looking for a no-annual-fee rewards card, take a look at the Alliant Visa® Platinum Rewards Card. This credit union card comes with a low APR and no annual fee. You’re rewarded 2x points for all purchases, redeemable for cash back, travel rewards, gift cards, charitable contributions and more. Trying to get out of debt? Balance transfers are free and come with a low intro APR for the first year. There is a fee for foreign transactions, so travelers should check out the Alliant Cashback Visa® Signature Credit Card.
Alliant Visa® Platinum Rewards Card | Alliant Cashback Visa® Signature Credit Card | Alliant Visa® Platinum Card | |
---|---|---|---|
Annual fee | $0 | $0 for the first year, $99 thereafter | $0 |
Intro APR | 0%–5.99% variable intro APR for 12 months; 13.24% to 23.24% variable thereafter | None | 0%–5.99% variable intro APR for 12 months; 10.24% to 22.24% variable thereafter |
Balance transfer fee | None, unless associated with a promo offer | 3% of the transferred amount | None, unless associated with a promo offer |
Cashback/Rewards | 2x points on all purchases | 2.5% cash back with no categories to track | None |
Foreign transaction fee | 2% of each transaction in US dollars | None | 2% of each transaction in US dollars |
Finding the best Alliant Credit Union card for you will depend on how much you spend and what you’re willing to pay in fees. While you can find a no-annual-fee card, Alliant credit union also provides cash back and rewards cards.
Annual fee. The Signature Card waives the $99 annual fee the first year, compared to the Alliant Visa® Platinum Card and Alliant Visa® Platinum Rewards Card cards, which have no annual fee.
Cashback and rewards. While the Signature Card offers cash back on all purchases, the Alliant Visa® Platinum Rewards Card Card lets you redeem points for travel rewards, merchandise, gift cards or cash back. The Platinum Card doesn’t come with cash back or rewards.
Balance transfers. The Platinum and Alliant Visa® Platinum Rewards Card cards come with intro APR offers on balance transfers for 12 months, and you won’t pay an annual fee. You’ll pay a fee for balance transfers with the Signature Card.
There is a greater possibility of your application’s approval if your credit score is 630 or higher.
Once you submit an online application, you’ll find out about its status almost immediately.
To get the Alliant Visa® Platinum Rewards Card, you need to become an Alliant member. You can become one if:
The Alliant Visa® Platinum Rewards Card offers plenty of perks, including the intro APR offer, 2x rewards points and $0 annual fees, but you’ll need good to excellent credit to qualify. Be sure to compare your options before making any decisions.
Our guide to rewards credit cards