Allegiant World Mastercard® Credit Card review

How to apply for the Allegiant World Mastercard® Credit Card

1. On the Allegiant World Mastercard® Credit Card website, click Apply now.
2. Input your personal and financial information.
3. Review your information and submit your application.

How long will it take to be approved?

Because conditional approval is automated on the Bank of America website, you may get a decision on your application right away. If you’re approved, you’re likely to receive your card in the mail within seven to 10 days.

The perks

• Signup bonus: 15,000 myAllegiant bonus points.
  To earn this bonus, make $1,000 in purchases within the first 90 days of account opening. Each myAllegiant point is worth 1 cent, according to Allegiant Air at the time of writing. That means 15,000 points are worth $150. This can be a relatively low signup bonus compared to competing cards.
• Rewards: Up to 3x myAllegiant points.
  Earn 3x points on Allegiant purchases, including flights, hotel stays, car rentals and attractions. This gives you a good 3% rewards rate. Earn 2x points on qualifying dining purchases, which will help you earn myAllegiant awards even if you travel only a little. Earn 1x points on all other purchases.
• Extras on each Allegiant flight.
  Show your Allegiant World Mastercard® Credit Card to the gate agent and get priority boarding. Priority boarding — or what Allegiant calls Priority Access — normally costs $4 to $12 per flight. When you show your card to your flight attendant, you’ll receive one beverage at no extra cost. Typically, ultra low-cost carriers withhold complimentary food or beverage items.

You’ll also like…

• Intro APR: 0% on balance transfers for the first 12 statement closing dates following the opening of your account.
  After that, a 15.99% to 23.99% variable APR applies. Only transfers that you make within the first 60 days qualify for the intro rate.

• Companion airfare on qualifying vacation packages.
  You’ll receive a round-trip companion flight when you purchase an eligible vacation package through myAllegiant Member Services.Your package must include a four-night-minimum hotel stay or a seven-day-minimum car rental. To get the companion flight, buy your vacation package with your card.
• Flexible award redemption.
  You’ll encounter no blackout dates or restrictions on destinations.

What to watch out for

• Annual fee: $59.
  This is a typical annual fee for a cobranded card from an ultra low-cost carrier. The annual fee isn’t waived for the first year.

• Penalty APR: 29.99% variable.
  Bank of America may apply this rate to all of your balances if you make a late payment.

Compare airline credit cards

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Name	Product	Welcome Offer	Rewards	Annual fee	Filter values
Capital One Venture X Rewards Credit Card		100,000 miles after you spend $10,000 in your first 6 months of account opening	10x miles on hotel and rental car purchases booked through Capital One Travel, 5x miles on flights booked through Capital One Travel, and 2x miles on every other purchase	$395		Apply now View details	Compare	loading Fetching your data...
Delta SkyMiles® Blue American Express Card		10,000 miles after spending $500 in the first 3 months	2x miles at restaurants and on direct Delta purchases and 1x miles on other eligible purchases	$0		Earn 2x miles on Delta purchases and dining with this simple, entry-level Delta card, and pay no annual fee. Terms apply, see rates & fees	Apply now View details	Compare	loading Fetching your data...
Delta SkyMiles® Gold American Express Card		40,000 miles after spending $1,000 in your first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.	2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on other eligible purchases	$0 intro annual fee for the first year ($99 thereafter)		Earn 40,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months. Terms apply, see rates & fees	View details	Compare	loading Fetching your data...

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What should I know before I apply?

You can apply for the Allegiant World Mastercard® Credit Card if you’re at least 18 years old. If you’re a permanent resident of Puerto Rico, you must be at least 21 years old.

Information you’ll need

• Full name
• Residential address
• Phone number and email address
• Citizenship status and country of residence
• Date of birth and Social Security number
• Employment status, total annual income, source of income and monthly housing payment

What credit score do I need?

Consider applying if you have a good to excellent credit score of 670 or higher.

Allegiant World Mastercard® Credit Card reviews and complaints.

Bank of America earned a Trustpilot score of 1.3 out of 5 at the time of this writing. Most negative reviews cite unhelpful customer support. Positive reviews often point to the bank’s easy-to-use website.

Bank of America also earns an A+ rating from the Better Business Bureau as of November 2021 and has been accredited since 1949.

Bottom line

The myAllegiant program is unique in that you can only earn its points through the Allegiant World Mastercard® Credit Card.

Though the value of your points is pegged to the dollar cost of each flight, you can earn decent rewards if you spend frequently on Allegiant flights or eating out. The card could also pay for itself if you leverage its companion-flight deal.

If you think you’ll use the card in different ways, consider a general travel card.

Frequently asked questions

• Will I earn rewards on balance transfers to this card?
  No. You’ll only earn rewards on eligible purchases.
• How long does the penalty APR apply?
  If Bank of America assesses a penalty APR to your account, the rate may apply indefinitely. If you have a strong record of on-time payments, consider asking the bank to revert your APR to your normal rate.
• Can I use my Bank of America credit card with a digital wallet?
  Yes, you can add your Bank of America credit card to your smartphone. Then you can pay with your card through Apple Pay, Samsung Pay or Google Pay.
• Do points expire?
  Points stay active unless your Allegiant World Mastercard® Credit Card is closed.

Images: Bank of America