Alaska Airlines Visa Signature Card review | finder.com

Alaska Airlines Visa Signature® Card review – January 2019

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Alaska Airlines Visa Signature® Card

Get an annual companion certificate and earn miles on all of your purchases.

30-second take

  • Get this card if you fly Alaska Airlines and often travel with a companion.
  • Pick something else if you’re looking for a more robust rewards card or free airport lounge access.
  • Apply with a good to excellent credit score of 670 or higher.
Product NameAlaska Airlines Visa Signature® Card
Card TypeVisa
Annual Fee$75
APR (Annual Percentage Rate) for Purchases17.24% to 25.24% variable
Introductory Purchase APR

N/A

Balance Transfer APR17.24% to 25.24% variable
Introductory Balance Transfer APR

N/A

Balance Transfer Fee$10 or 3% of the transaction, whichever is greater
Cash Advance Rate20.24% to 27.24% variable
Foreign Transaction FeeNone
Cash Advance Fee$10 or 5% of the cash advance amount, whichever is greater
Interest Free PeriodUp to 25 days
Late Payment FeeUp to $38
Returned Payment FeeUp to $27
Additional Cardholder Fee$0
Minimum Age18 years of age
Welcome Offer30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of account opening.
Reward Value per Dollar1x miles
Rewards Points ExpirationNever

The basics

The Alaska Airlines Visa Signature® Card offers a generous signup bonus, a solid rewards rate when it comes to purchases with Alaska Airlines and other travel benefits to make your trips using Alaska Airlines that much more comfortable.

If you tend to fly other airlines, you might want to find another airline or general travel card. For frequent Alaska Airlines customers, this card can easily pay for itself.

An alternative miles card: Barclaycard Arrival® Plus World Elite Mastercard®

  • Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2x miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
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The perks

  • Signup bonus.

    Get 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of account opening. You can also get a flight ticket for only the cost of taxes and fees when you clear the signup bonus and buy an Alaska Airlines flight ticket.

  • Alaska’s Companion Fare.

    Each year on your account anniversary, get one of Alaska’s Famous Companion Fares, valid on all Alaska flights booked through the Alaska Airlines website. You pay a base fare of $99 plus taxes and fees from $22.

  • Unlimited miles.

    Earn 3x miles on purchases made directly with Alaska Airlines and 1x miles on all other purchases, with no cap on the miles you can collect.

  • Redeem miles with a range of airlines.

    Redeem your miles for tickets not only for Alaska flights but also for Air France, American Airlines, KLM, Korean Air, Qantas, Japan Airlines and more.

Is the annual fee worth it?

The card comes with an annual fee of $75. Considering you get an annual companion ticket, the card can pay for itself right there.

You also save $30 on a checked bag per person, per flight. A family of four can save $240 on a round-trip baggage fees.

According to the Alaska Airlines website as of January 2019, if you manage to clear the signup bonus, your miles are enough for one-way trip within the US on Alaska Airlines and their partners, even if used on first class.

For those who often travel on Alaska Airlines, the annual fee could be worth it.

You’ll also like …

  • Free checked bag.

    Check one free bag for you and up to six other passengers on the same reservation.

  • No foreign transaction fees.

    Purchase what you need and want abroad and at foreign websites without paying a fee.

  • Security and protection.

    This chip-enabled card offers enhanced security and comes with a $0 liability guarantee for fraudulent transactions.

What to watch out for

  • Annual fee.

    Although $75 is a reasonable fee for a travel card, paying it won’t serve any purpose if you don’t use the card to travel or earn and redeem rewards.

  • Potentially high penalties.

    Late payments and returned checks can leave a dent in your wallet. This card comes with a penalty APR of up to 29.99% variable.

Compare similar travel credit cards

Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
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Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
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30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
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Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
1x points
See Rates & Fees
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35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
2x miles
18.24%, 22.24% or 25.24% variable
$0 annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
60,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months.
1x points
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Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new card to make $2,000 in eligible purchases within the first 3 months of card membership.
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Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months.
1x miles
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
2x points
17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months from account opening. Rates & Fees
1x points
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Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
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Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1x points
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Earn 1x points when redeemed for airfare through the Luxury rewards program.

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What to know before you apply

To apply for the Alaska Airlines Visa Signature® Card you must be at least 18 years old and a US citizen or permanent resident.

In your application, you’ll need to provide your:

  • Full name, contact information and address.
  • Date of birth and Social Security number.
  • Employment information, annual income and liquid assets.

What credit score do I need?

You’ll have a better chance at being approved for the Alaska Airlines Visa Signature® Card with a good to excellent credit score of 670 or higher.

What do customers say about the Alaska Airlines Visa Signature® Card?

Some customers claim they never got to earn the signup bonus as they received Visa Platinum card instead of Visa Signature. Others claim they are happy with the value this card brings.

The Better Business Bureau rates Bank of America with an A+. Most customer complaints on the BBB website revolve around poor customer service and long wait times for their issues to be resolved.

How to apply for the Alaska Airlines Visa Signature® Card

  1. On the Alaska Airlines Visa Signature® Card website, click Apply today.
  2. Complete the application with your personal and financial information and click Review your information.
  3. Confirm that your information is correct and submit your application.

How long will it take to get my Alaska Airlines Visa Signature® Card?

The website automates conditional approval, so you’ll find out about your application’s status in as little as a minute after submitting it. Based on your creditworthiness and other factors, Bank of America may approve you for either the Visa Signature or Platinum Plus card.

I got the card. Now what?

  • Download Bank of America Mobile Banking app. Use the app to transfer money, monitor your accounts and more.
  • Download the Alaska Airlines travel app. Book flights, choose your seat, get flight information and more, all through your mobile device.
  • Make payments. Bank of America’s online banking platform gives you an easy way to make payments at any time from anywhere.
  • Avoid interest. After the close of each billing cycle, you have a grace period of 25 days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoid fees. Late and returned payments come with hefty fees of up to $38. Balance transfers and cash advances also come with fees.
  • Customer service. Call customer support at 800-732-9194 or use the automated assistant Ask Jenn for live help.

How do I redeem miles from Alaska Airlines Visa Signature® Card?

Log in to your online Alaska Airlines account and choose a redemption option from:

  • Flights
  • Seat upgrades
  • Hotel stays
  • Magazines
  • Gift miles
  • Share miles
  • Donate miles

Booking flights on airline partners, such as Cathay Pacific and LAN, require a phone call at 800-252-7522.

Bottom line

The Alaska Airlines Visa Signature® Card is a solid travel card for the frequent Alaska Airlines flyer, offering a host of travel benefits, a companion certificate and accelerated miles on Alaska Airlines purchases.

If you fly other airlines or if you want better redemption flexibility, consider other travel credit cards and compare your options.

Frequently asked questions

Images: bankofamerica.com

Megan Horner

As the assistant publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

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2 Responses

  1. Default Gravatar
    MikeSeptember 24, 2018

    Lost my credit card.

    • finder Customer Care
      JhezelynSeptember 25, 2018Staff

      Hello Mike,

      Thank you for your comment.

      I am sorry to hear about your lost card. The first thing you should do when a credit card is lost is to report your missing credit card to the card issuer. Normally you’d find your credit card issuer’s number on the back of your credit card.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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