Alaska Airlines Visa Signature Card review | finder.com

Alaska Airlines Visa Signature® Card review

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Alaska Airlines Visa Signature® Card

Get an annual companion certificate and earn miles on all of your purchases.

  • Get this card if you fly Alaska Airlines and often travel with a companion.
  • Pick something else if you’re looking for more robust rewards or free airport lounge access.
  • Apply with a good to excellent credit score of 670 or higher.
Product NameAlaska Airlines Visa Signature® Card
Card typeVisa
Annual fee$75
Purchase APR17.24% to 25.24% variable
Balance transfer APR17.24% to 25.24% variable
Balance transfer fee$10 or 3% of the transaction, whichever is greater
Cash advance rate20.24% to 27.24% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Penalty APR29.99% variable
Foreign transaction feeNone
Interest free periodUp to 25 days
Late payment feeUp to $39
Returned payment feeUp to $28
Additional cardholder fee$0
Minimum Age18 years of age
Welcome Offer40,000 miles and companion pass after spending $2,000 in the first 90 days
Rewards3x miles on Alaska Airlines purchases and 1x miles on all other purchases
Base Rewards1x miles
Rewards Points ExpiryNever

The basics

The Alaska Airlines Visa Signature® Card offers a generous signup bonus, a solid rewards rate when it comes to purchases with Alaska Airlines and other travel benefits to make your trips on Alaska that much more comfortable.

For frequent Alaska Airlines customers, this card can easily pay for itself. But if you prefer other airlines, you might want to find another airline or general travel card.

Another airline credit card

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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The perks

  • Signup bonus.

    Earn 40,000 bonus miles after spending $2,000 on purchases within the first 90 days of account opening. You can also get a flight ticket for only the cost of taxes and fees when you clear the signup bonus and buy an Alaska Airlines flight ticket.

  • Alaska’s Companion Fare.

    Each year on your account anniversary, get one of Alaska’s Famous Companion Fares, valid on all Alaska flights booked through the Alaska Airlines website. You pay a base fare of $99 plus taxes and fees from $22.

  • Unlimited miles.

    Earn 3x miles on purchases made directly with Alaska Airlines and 1x miles on all other purchases, with no cap on the miles you can collect.

  • Redeem miles with a range of airlines.

    Redeem your miles for tickets not only for Alaska flights but also for Air France, American Airlines, KLM, Korean Air, Qantas, Japan Airlines and more.

How to earn Alaska Airlines miles

Is the annual fee worth it?

The card comes with an annual fee of $75. Considering you get an annual companion ticket, the card can pay for itself right there.

You also save $30 on a checked bag per person, per flight. With this perk, a family of four can save $240 on round-trip baggage fees.

According to the Alaska Airlines website at the time of writing, if you manage to clear the signup bonus, your miles are enough for a one-way trip within the US on Alaska Airlines and its partners, even if used on first class.

For those who often travel on Alaska Airlines, the annual fee could be worth it.

You’ll also like …

  • Free checked bag.

    Check one free bag for you and up to six other passengers on the same reservation.

  • No foreign transaction fees.

    Purchase what you need and want abroad and at foreign websites without paying a fee.

  • Security and protection.

    The chip-enabled card offers enhanced security and comes with a $0 liability guarantee for fraudulent transactions.

What to watch out for

  • Annual fee.

    Although $75 is a reasonable fee for a travel card, you’ll need to use the card to travel or earn and redeem rewards to make the cost worth it.

  • Potentially high penalties.

    Late payments and returned checks can leave a dent in your wallet. This card comes with a penalty APR of up to 29.99% variable.

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7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
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Earn 90,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the card within your first 3 months of card membership. Rates & fees
20,000 miles after spending $1,000 in the first 3 months
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Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
50,000 bonus miles after spending $3,000 in the first 3 months
2x miles on all purchases and 10x miles at hotels.com/venture
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Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.
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3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
$0
50,000 bonus points after you spend $2,000 on purchases in your first 3 months from your account opening.

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What to know before you apply

To apply for the Alaska Airlines Visa Signature® Card, you must be at least 18 years old and a US citizen or permanent resident.

In your application, you’ll need to provide your:

  • Full name, contact information and address.
  • Date of birth and Social Security number.
  • Employment information, annual income and liquid assets.

What credit score do I need?

You’ll have a better chance of approval for the Alaska Airlines Visa Signature® Card with a good to excellent credit score of 670 or higher.

What do customers say about the Alaska Airlines Visa Signature® Card?

Some customers claim they never had the chance to earn the signup bonus because they received the Visa Platinum card, instead of Visa Signature. Others claim they are happy with the value this card brings to their spending.

The Better Business Bureau rates Bank of America an A+. Most customer complaints on the BBB website relate to poor customer service and long wait times for issues to be resolved.

How to apply for the Alaska Airlines Visa Signature® Card

  1. On the Alaska Airlines Visa Signature® Card website, click Apply today.
  2. Complete the application with your personal and financial information. Click Review your information.
  3. Confirm that your information is correct and submit your application.

How long will it take to get my Alaska Airlines Visa Signature® Card?

The website automates conditional approval, so you’ll find out about your application’s status in as little as a minute after submitting it. Based on your creditworthiness and other factors, Bank of America may approve you for either the Visa Signature or Platinum Plus card.

I got the card. Now what?

  • Download the banking app. Use Bank of America Mobile Banking to transfer money, monitor your accounts and more.
  • Download the travel app. Book flights, choose your seat, get flight information and more the Alaska Airlines’ app, all through your mobile device.
  • Make payments. Bank of America’s online banking platform gives you an easy way to make payments at any time from anywhere.
  • Avoid interest. After the close of each billing cycle, you have a grace period of 25 days to pay your balance. If you do, you won’t pay interest on your purchases.
  • Avoid fees. Late and returned payments come with hefty fees of up to $39. Balance transfers and cash advances also come with fees.
  • Customer service. Call support at 800-732-9194 or use the automated assistant Ask Jenn for live help.

How do I redeem miles from Alaska Airlines Visa Signature® Card?

Log in to your online Alaska Airlines account and choose a redemption option:

  • Flights
  • Seat upgrades
  • Hotel stays
  • Magazines
  • Gift miles
  • Share miles
  • Donate miles

Booking flights on airline partners like Cathay Pacific and LAN require a call to 800-252-7522.

How to redeem Alaska Airlines miles

Bottom line

The Alaska Airlines Visa Signature® Card is a solid travel card for the frequent Alaska Airlines flyer, offering a host of travel benefits, a companion certificate and accelerated miles on Alaska Airlines purchases.

If you fly other airlines or want stronger redemption flexibility, consider other airline credit cards.

Frequently asked questions

Images: bankofamerica.com

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2 Responses

  1. Default Gravatar
    MikeSeptember 24, 2018

    Lost my credit card.

    • Avatarfinder Customer Care
      JhezSeptember 25, 2018Staff

      Hello Mike,

      Thank you for your comment.

      I am sorry to hear about your lost card. The first thing you should do when a credit card is lost is to report your missing credit card to the card issuer. Normally you’d find your credit card issuer’s number on the back of your credit card.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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