Alaska Airlines Visa Signature® Card review
Get an annual companion certificate and earn miles on all of your purchases.
- Get this card if you fly Alaska Airlines and often travel with a companion.
- Pick something else if you’re looking for more robust rewards or free airport lounge access.
- Apply with a good to excellent credit score of 670 or higher.
Miles as welcome offer
Up to 3x
15.99% to 23.99%
Purchase APR (variable)
|Product Name||Alaska Airlines Visa Signature® Card|
|Purchase APR||15.99% to 23.99% variable|
|Balance transfer APR||15.99% to 23.99% variable|
|Balance transfer fee||$10 or 3% of the transaction, whichever is greater|
|Cash advance rate||18.99% to 26.99% variable|
|Cash advance fee||$10 or 5% of the cash advance amount, whichever is greater|
|Penalty APR||29.99% variable|
|Foreign transaction fee||None|
|Interest free period||Up to 25 days|
|Late payment fee||Up to $40|
|Returned payment fee||Up to $29|
|Additional cardholder fee||$0|
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The Alaska Airlines Visa Signature® Card offers a generous signup bonus, a solid rewards rate when it comes to purchases with Alaska Airlines and other travel benefits to make your trips on Alaska that much more comfortable.
For frequent Alaska Airlines customers, this card can easily pay for itself. But if you prefer other airlines, you might want to find another airline or general travel card.
How to apply for the Alaska Airlines Visa Signature® Card
- On the Alaska Airlines Visa Signature® Card website, click Apply today.
- Complete the application with your personal and financial information. Click Review your information.
- Confirm that your information is correct and submit your application.
How long will it take to get my Alaska Airlines Visa Signature® Card?
The website automates conditional approval, so you’ll find out about your application’s status in as little as a minute after submitting it. Based on your creditworthiness and other factors, Bank of America may approve you for either the Visa Signature or Platinum Plus card.
Earn 40,000 bonus miles after spending $2,000 on purchases within the first 90 days of account opening. You can also get a flight ticket for only the cost of taxes and fees when you clear the signup bonus and buy an Alaska Airlines flight ticket.
Alaska’s Companion Fare.
Each year on your account anniversary, get one of Alaska’s Famous Companion Fares, valid on all Alaska flights booked through the Alaska Airlines website. You pay a base fare of $99 plus taxes and fees from $22.
Earn 3x miles on purchases made directly with Alaska Airlines and 1x miles on all other purchases, with no cap on the miles you can collect.
Redeem miles with a range of airlines.
Redeem your miles for tickets not only for Alaska flights but also for Air France, American Airlines, KLM, Korean Air, Qantas, Japan Airlines and more.
Is the annual fee worth it?
The card comes with an annual fee of $75. Considering you get an annual companion ticket, the card can pay for itself right there.
You also save $30 on a checked bag per person, per flight. With this perk, a family of four can save $240 on round-trip baggage fees.
According to the Alaska Airlines website at the time of writing, if you manage to clear the signup bonus, your miles are enough for a one-way trip within the US on Alaska Airlines and its partners, even if used on first class.
For those who often travel on Alaska Airlines, the annual fee could be worth it.
You’ll also like …
Free checked bag.
Check one free bag for you and up to six other passengers on the same reservation.
No foreign transaction fees.
Purchase what you need and want abroad and at foreign websites without paying a fee.
Security and protection.
The chip-enabled card offers enhanced security and comes with a $0 liability guarantee for fraudulent transactions.
What to watch out for
Although $75 is a reasonable fee for a travel card, you’ll need to use the card to travel or earn and redeem rewards to make the cost worth it.
Potentially high penalties.
Late payments and returned checks can leave a dent in your wallet. This card comes with a penalty APR of up to 29.99% variable.
Compare similar travel credit cards
What to know before you apply
To apply for the Alaska Airlines Visa Signature® Card, you must be at least 18 years old and a US citizen or permanent resident.
In your application, you’ll need to provide your:
- Full name, contact information and address.
- Date of birth and Social Security number.
- Employment information, annual income and liquid assets.
What credit score do I need?
You’ll have a better chance of approval for the Alaska Airlines Visa Signature® Card with a good to excellent credit score of 670 or higher.
Alaska Airlines Visa Signature® Card reviews and complaints
Some customers claim they never had the chance to earn the signup bonus because they received the Visa Platinum card, instead of Visa Signature. Others claim they are happy with the value this card brings to their spending.
Bank of America earned a Trustpilot score of 1.3 out of 5 at the time of this writing. Most negative reviews cite unhelpful customer support. Positive reviews often point to the bank’s easy-to-use website.
Bank of America also earns an A+ rating from the Better Business Bureau as of October 2020 and has been accredited since 1949.
I got the card. Now what?
- Download the banking app. Use Bank of America Mobile Banking to transfer money, monitor your accounts and more.
- Download the travel app. Book flights, choose your seat, get flight information and more the Alaska Airlines’ app, all through your mobile device.
- Make payments. Bank of America’s online banking platform gives you an easy way to make payments at any time from anywhere.
- Avoid interest. After the close of each billing cycle, you have a grace period of 25 days to pay your balance. If you do, you won’t pay interest on your purchases.
- Avoid fees. Late and returned payments come with hefty fees of up to $40. Balance transfers and cash advances also come with fees.
- Customer service. Call support at 800-732-9194 or use the automated assistant Ask Jenn for live help.
How do I redeem miles from Alaska Airlines Visa Signature® Card?
Log in to your online Alaska Airlines account and choose a redemption option:
- Seat upgrades
- Hotel stays
- Gift miles
- Share miles
- Donate miles
Booking flights on airline partners like Cathay Pacific and LAN require a call to 800-252-7522.
The Alaska Airlines Visa Signature® Card is a solid travel card for the frequent Alaska Airlines flyer, offering a host of travel benefits, a companion certificate and accelerated miles on Alaska Airlines purchases.
If you fly other airlines or want stronger redemption flexibility, consider other airline credit cards.
Frequently asked questions