Sometimes, large purchases pop up out of nowhere. Maybe your 15-year-old mattress finally hit the hay for good. Or you’ve found that special someone and now you need the ring to kick off your “I dos.”
Whatever your situation, financing solutions like Affirm could help you buy what you need now and pay it off later. Find out which stores offer Affirm financing by category and if there are any exceptions to using this service.
Compare buy now, pay later services
To check out how Affirm stacks up against other BNPL platforms, select up to 4 and click “Compare” to see their features side-by-side.
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Affirm travel websites
Craving a vacation? You can use Affirm to fund accommodation, transportation, package deals and more when you book through:
Expedia
CheapAir
CheapOair
OneTravel
Orbitz
Keep in mind that Affirm isn’t the only way to book a getaway without paying in full upfront. Some airlines, such as Hawaiian Airlines, Qatar Airways, United Airlines, KLM and more will let you reserve a seat or book a ticket at no charge — or for a small fee — if you commit to paying in full later on. And most hotels will give you the option of paying upon arrival, rather than online.
However, always read the fine print to be aware of any interest or penalty fees that might apply, and make sure you have a plan for clearing your balance down the road.
Alternatives to Affirm financing
The best alternative to Affirm financing is the method Affirm was meant to substitute in the first place: credit cards. Making an online purchase with a credit card is ideal for a few reasons, including the ability to earn rewards on your online purchases. But importantly, credit card purchases made online are exceptionally safe and typically protected by card provider policies.
Up to $300 cash back with direct deposits: New Customers Only. Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. To stay eligible for the bonus, you must receive at least $1,500 in direct deposits in each month of two consecutive months within your bonus term. If you fall below that amount in either month, you will not earn any cash back. The amount of cash back you earn is based on the amount of direct deposits received in each month. Any cash back earned will be issued as a single payout after your second month. Customers are limited to receiving one Starter Bonus. See full terms for details. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. 10% cash back at Walmart: Only available to customers who initiate their account application through certain channels from 3/21/25 - 9/30/25. Cash back earned as OnePay Points. See terms at onepay.com/10percent. 3% cash back at Walmart: Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Only applies to OnePay Cash accounts that have either (i) received Direct Deposit totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ as of the last day of the previous month. This reward applies to purchases at U.S. Walmart locations and on Walmart.com only and may not be combined with other OnePay Cash promotions for cash back at Walmart. Early Pay: Get paid up to 2 days early. Direct Deposit is required. Funds may be available up to 2 days in advance, depending on when your employer sends paycheck data. 3.75% APY on Savings with eligible deposits: 3.75% annual percentage yield (APY) applies to the Savings balance of OnePay Cash accounts that have either (i) received $500+ of Direct Deposit in the current or previous month or (ii) have a balance of $5,000+ at the end of the previous month. 3.75% APY is also earned on Pay Autosave balances without deposit or balance requirements. 3.75% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 12/20/2024, but may change at any time before or after account opening. ATM: Only applies to OnePay Cash accounts that have either (i) received Direct Deposit totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. For all other ATM transactions the OnePay ATM Fee will apply and third-party ATM fees may be incurred. Overdraft Protection: Available to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. You must be 18 or older to receive Overdraft Protection. When on, Savings Backup will be used before Overdraft Protection. Overdraft balance is due right away. Transactions eligible for Overdraft Protection are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details.
Gabrielle Pastorek is an SEO strategist and publisher at Finder, specializing in banking, investing and credit cards. She's written more than 800 articles on the site and is a quoted expert in Best Company, HuffPost, Reader's Digest, MSN and MarketWatch. She's secured interviews with key stakeholders in the consumer insights industry, including a senior director at the National Retail Federation. Gabrielle has edited several creative manuscripts and holds an MFA from the University of Pittsburgh and BAs in English and French from Ohio University. See full bio
Can I use Affirm at Best Buy in Valley Stream, New York?
Finder
JhezOctober 18, 2019Finder
Hello Bobby,
Thank you for your comment.
Upon checking, I am sorry to inform you that Best Buy in Valley Stream New York does not accept Affirm Financing as one of their modes of payments. Kindly refer to the store list with Affirm above.
Regards,
Jhezelyn
DoraJuly 31, 2019
Where can I finance with Affirm to buy a cellphone?
Finder
JoshuaJuly 31, 2019Finder
Hi Dora,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
Upon checking our list, Some of the stores that you might be able to buy a phone from would be Motorola Mobility LLC and Airvoice Wireless. To check more stores, you can head to Affirm’s official website. You can search for stores by category, which can make your search easier.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
KypiJuly 26, 2019
How do I use Affirm at Home Depot?
nikkiangcoJuly 27, 2019
Hi Kypi,
Thanks for your message. Upon doing research, Affirm is not yet available on Home Depot. You can find other home improvements stores that use Affirm via the Affirm website.
Hope this was helpful. Should you need any clarifications, feel free to message back and we can advise you accordingly.
Best,
Nikki
SuzanneJuly 1, 2019
can I use it for a Apple Watch?
nikkiangcoJuly 2, 2019
Hi Suzanne,
Thanks for your inquiry and for visiting our page.
As long as the store you’re buying the Apple Watch from has Affirm in their website, you are welcome to purchase the watch and use Affirm.
Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.
Finance your online purchase with this alternative to credit cards, available at 150+ stores.
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Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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Can I use affirm at amazon
Can I use Affirm at Best Buy in Valley Stream, New York?
Hello Bobby,
Thank you for your comment.
Upon checking, I am sorry to inform you that Best Buy in Valley Stream New York does not accept Affirm Financing as one of their modes of payments. Kindly refer to the store list with Affirm above.
Regards,
Jhezelyn
Where can I finance with Affirm to buy a cellphone?
Hi Dora,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
Upon checking our list, Some of the stores that you might be able to buy a phone from would be Motorola Mobility LLC and Airvoice Wireless. To check more stores, you can head to Affirm’s official website. You can search for stores by category, which can make your search easier.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
How do I use Affirm at Home Depot?
Hi Kypi,
Thanks for your message. Upon doing research, Affirm is not yet available on Home Depot. You can find other home improvements stores that use Affirm via the Affirm website.
Hope this was helpful. Should you need any clarifications, feel free to message back and we can advise you accordingly.
Best,
Nikki
can I use it for a Apple Watch?
Hi Suzanne,
Thanks for your inquiry and for visiting our page.
As long as the store you’re buying the Apple Watch from has Affirm in their website, you are welcome to purchase the watch and use Affirm.
Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.
Best,
Nikki