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Check out similar prepaid cards and find the best option for you.
Providing quick access to your money, the AccountNow Prepaid Visa Card is a convenient alternative to traditional bank accounts. You’ll find easy approval after successful ID verification. And because you’re not opening a line of credit, there’s no credit check required. Eligibility requirements are simple, and you won’t need to worry about maintaining a minimum balance.
The AccountNow Prepaid Visa Card is not a credit card, which means it doesn’t provide a line of credit. Instead, you load your own money onto the card through direct deposit, with a third-party service or in person at a retail storefront. You can then use your AccountNow Prepaid Visa Card for purchases and to access your cash at ATMs displaying the Visa logo.
If you’re wary of rigorous credit checks and fees that typically come with a bank account, the AccountNow Prepaid Visa Card could be a solution. Though they work like bank-issued debit cards, AccountNow prepaid cards are an alternative to checking accounts and check-cashing services. You load money onto your prepaid card to make purchases anywhere that Visa is accepted or withdraw cash from ATMs nationwide. If you typically use a check-cashing service, AccountNow claims that it can save you more than $250 a year with direct deposit of your paycheck into your AccountNow account.
Other than a $4.95 activation fee, cardholders won’t pay fees for overdrafts, bounced checks or direct deposits. Loading your card is simple through direct deposit or third-party money transfer services.
Service | Fee |
---|---|
Activation | $4.95 |
Visa purchases requiring a signature | $1 per transaction |
Debit purchases requiring a PIN | $1 per transaction |
ATM withdrawals | $2.50 per transaction |
Balance inquiries at ATMs | $1.50 per transaction |
Reloads at retail locations | $4.95 |
If you’re looking for a card with no minimum balance requirement and no credit checks, look into the AccountNow Prepaid Visa Card. But before signing any contract, compare your full prepaid card options.