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The AccountNow Gold Visa Prepaid Card is a prepaid card that offers the convenience of direct deposit without a checking account. You’ll find easy approval after simple ID verification. And because it’s not a credit card, there’s no credit check. But its fees are slightly higher than the competition.
$9.95
Monthly maintenance fee
$0
Signature transaction fee
$0
PIN transaction fee
Card type | Debit |
---|---|
Card network | Visa |
Monthly fee | $9.95 |
Signature transaction fee | $0 |
PIN transaction fee | $0 |
Additional Card Fee | $0 |
Review by
Megan Horner is head of publishing at Finder, where she leads a team that's focused on publishing personal finance guides and reviews that help readers make informed financial decisions. She's passionate about helping you find the best financial accounts to meet your needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been featured on Lifehacker, CreditCards.com, American Banker and news broadcasts across the country. She has a longstanding background in surfacing the best deals and helping people make decisions, including a start as a writer at a comparison website and editing credit card and credit score content at Credit Karma. She earned a degree in English and editing from Brigham Young University.
If you’re looking for an alternative to a standard checking or savings account, AccountNow might have a streamlined solution with its Gold Visa Prepaid Card. Use this card without worrying about overdraft or bounced check fees that typically come with bank accounts.
Even if you have poor credit, you’ll find easy approval with successful confirmation of your identity. Load funds through direct deposit or a third-party money transfer services with no minimum balance requirement.
But watch out for this card’s fees as they’re pricier than most.
Follow these simple steps to apply for the AccountNow Gold Visa Prepaid Card.
This prepaid card is open to anyone who meets these simple eligibility criteria.
You’ll need the following information on hand when you apply:
Service | Fee |
---|---|
Monthly fee | $9.95 |
ATM withdrawals, domestic | $3 |
ATM withdrawals, international | $4.95 |
International transaction fee | 3% |
Balance inquiries at ATMs | $1.50 |
Reloads at retail locations | $5.95 |
Teller cash withdrawal | 3% |
ACH debit payment | $2.50 |
Expedited bill payment | $9.95 |
Card replacement fee | $10 |
If you’re looking for a prepaid card with lower fees, compare your options until you find one that’s right for you.
AccountNow Gold Visa Prepaid Card is not currently available on Finder
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14 Comments
June 10, 2019
I lost my AccountNow Gold Visa Prepaid Card and state ID. Please help me get a new card.
June 10, 2019
Hi Dennis,
Thanks for getting in touch with Finder. I’m sorry to hear about your lost card and ID.
If your card has been lost or stolen, you would need to call AccountNow as soon as possible to prevent your money from possibly stolen. When you get connected to AccountNow, select the lost/stolen option and you will be connected to a representative who can assist you.
Regarding your state ID, depending on what type of ID that is, you would need to directly get in touch to the concerned government issuer.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
May 11, 2019
I want to know where other places can you take money from the card not just Walmart, like maybe a drug store or anywhere else.
May 11, 2019
Hi Karen,
Thank you for reaching out.
You can go to any local grocery stores in your area and get cash back at your local grocery store. This can help you can skip the ATM fees all together by using your Visa Prepaid Card to withdraw money from the card. Just look for a merchant that accepts Visa cards.
For the list of available merchants, you can reach out to AccountNow for more information by calling them or visiting their website.
Hope this helps! 😊
Kind Regards,
Mai
August 22, 2018
So it’s a monthly fee, not each time I put money on there. Do you know like how much Dollar store charges to put money on card?
August 24, 2018
Hello Barbara,
Thank you for your comment.
The monthly fee/charge for AccountNow® Gold Visa® Prepaid Card is $9.95 but you are not charged for making transactions. Reloads is up to $4.95 and this varies per retailer. The limit of cash load is $1,500.00 per day. I hope this helps.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
September 29, 2017
Can I load one check unto multiple cards?
September 29, 2017
Hello Paul,
Thank you for your inquiry.
Generally, you can add money to your prepaid account through cash loads or direct deposit.Your bank may allow transfers from a checking or savings account to your AccountNow card. Contact your bank for details and/or restrictions.
Hope this helps.
Cheers,
Jonathan
September 13, 2017
Does account now have a savings account separate from the checking? I can’t get my saving account amount or is it the same as my checking? If it is separate how can I check?
September 14, 2017
Hello Maya,
Thank you for your inquiry.
There is only one prepaid card account number where all debits or credits go. There is no distinct savings or checking division on this card product.
Hope this helps.
Cheers,
Jonathan