Wells Fargo Cash Wise Visa® Card vs Chase Freedom Unlimited®

Two excellent credit cards with flat cashback rate on all purchases.

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The Chase Freedom Unlimited® and the Wells Fargo Cash Wise Visa® Card are similar cards with a small difference — the Chase Freedom Unlimited® offers a longer intro APR period on balance transfers and purchases. If you’re planning a large purchase or moving your balance between cards, the Chase Freedom Unlimited® may save you more money on interest.

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Chase Freedom Unlimited®

Chase Freedom Unlimited®

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★★★★★

4.2 / 5.0
Best for
Best for
  • Flat cash back and a decent signup bonus
  • First-year cash back boost and unlimited cash back
Welcome offer
Welcome offer

$150 after spending $500 in the first 3 months

$150 after spending $500 in the first 3 months

Rewards
Rewards

1.5% cash back on all purchases

1.5% cash back on all purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 15.74% to 27.74% variable

0% intro APR for 15 months, and then 16.74% to 25.49% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 15.74% to 27.74% variable

Fee: Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, for first 120 days. Then up to 5% for each transfer, with a minimum of $5 $5 or 5% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 16.74% to 25.49% variable

Fee: $5 or 5% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 25.74% to 27.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $37 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $1 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

  • No annual fee
  • Unlimited 1.5% cash back
  • Earn 1.8% cashback for the first 12 months if you use the Android Pay or Apple Pay mobile wallet
  • Sign up bonus of $ when you spend $500 on purchases in the first 3 months

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • No annual fee
  • Easy-to-earn signup bonus
  • Zero fraud liability

Compare similar credit cards

Name Product Filter values Rewards Purchase APR Annual fee
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn $150 after spending $500 in the first 3 months.
1.5% cash back on all purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Unlimited 1.5% cash back. Rates & fees
See terms
See issuer's website
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.

Compare up to 4 providers

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
3%
670
Earn unlimited 1.5% cash back on every purchase, every day.
0% intro for the first 12 months (then 14.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
670
6% cash back at US supermarkets. Rates & fees
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
680
Unlimited 1.5% cash back. Rates & fees
0% intro for the first 15 months (then 16.74% to 25.49% variable)
$5 or 5% of the transaction, whichever is greater
670
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

Compare Chase credit cards

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