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U.S. Bank Cash+™ Visa Signature® Card vs Chase Freedom®
Two excellent cards with accelerated cash back on rotating categories.
With the U.S. Bank Cash+™ Visa Signature® Card, you get to choose which categories will earn 5% cash back each quarter, and you get a larger variety of categories to choose from. On the other hand, the Chase Freedom® offers a long 0% intro APR period on purchases, something the other card lacks. Both cards have a $0 annual fee.
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U.S. Bank Cash+™ Visa Signature® Card
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Chase Freedom®
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| Not rated yet |
★★★★★ 4.4 / 5.0 |
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$150 after spending $500 in the first 90 days |
$150 cash back after spending $500 in the first 3 months
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5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases |
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases |
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15.49% to 24.99% variable |
0% intro APR for 15 months, and then 16.49% to 25.24% variable |
| $0 | $0 |
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APR: 0% intro APR for 12 billing cycles, then 15.49% to 24.99% variable Fee: $5 or 3% of the transaction, whichever is greater |
APR: 0% intro APR for 15 months, then 16.49% to 25.24% variable Fee: |
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APR: 25.49% variable Fee: $10 or 4% of the transaction, whichever is greater |
APR: 26.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
| 3% of each transaction | 3% of each transaction |
| Up to $39 | Up to $39 |
| $0 | $0 |
| 30 days | 21 days |
| $2 | $0 |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
U.S. Bank Cash+™ Visa Signature® Card
- Earn cash back. Earn 5% cash back on two categories of your choosing on up to $2,000 in combined purchases each quarter you activate, then 1%. You'll also earn unlimited 2% back on one everyday category of your choosing, like gas or groceries. For all other purchases, you'll get 1% back.
- Signup bonus. Score a $150 bonus after spending $500 on purchases in the first 90 days of card membership.
- Intro APR period on balance transfers. Enjoy a 0% intro APR period on balance transfers for the first 12 billing cycles following your account opening. A variable APR of 15.49% to 24.99% applies thereafter.
Chase Freedom®
- Easy-to-earn cash signup bonus
- Accelerated cash back in quarterly rotating categories and flat cash back on all other purchases
- Intro APR on purchases and balance transfers
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