Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

U.S. Bank Cash+™ Visa Signature® Card vs Chase Freedom Flex℠

Two excellent cards with accelerated cash back on rotating categories.

Avatar
Megan Horner
Updated
Fact checked
With the U.S. Bank Cash+™ Visa Signature® Card, you get to choose which categories will earn 5% cash back each quarter, and you get a larger variety of categories to choose from. On the other hand, the Chase Freedom Flex℠ offers a long intro APR period on purchases, something the other card lacks. Both cards have a $0 annual fee.

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

Terms apply, see rates & fees

Chase Freedom Flexâ„ 

Chase Freedom Flexâ„ 

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.7 / 5.0
Best for
Best for
  • Cash back in rotating categories of your choice
  • Long intro APR period and cash back in rotating categories
Welcome offer
Welcome offer

$150 after spending $500 in the first 90 days

$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first year
Rewards
Rewards

5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases

5% cash back on up to $1,500 combined in quarterly categories you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases
Purchase APR
Purchase APR

13.99% to 23.99% variable

0% intro APR for 15 months, and then 14.99% to 23.74% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 12 months, then 13.99% to 23.99% variable

 14.99% to 23.74% variable
Cash advance
Cash advance

APR: 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction or $2, whichever is greater 3% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 30 days 21 days
Minimum interest
Minimum interest $2 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare U.S. Bank Cash+™ Visa Signature® Card vs. Chase Freedom Flex℠

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card
$150 after spending $500 in the first 90 days
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
View details
Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first year
5% cash back on up to $1,500 combined in quarterly categories you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
See offer
View details
loading

Compare up to 4 providers

Compare Chase credit cards

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site