Medical Travel insurance review

Check out our guide to find out if Medical Travel Insurance have the travel policy for your pre-existing health condition.

It can often be difficult to get travel insurance if you suffer from an ongoing ailment or a pre-existing health condition. However, Medical Travel Insurance provide cover for over 1,000 different medical conditions, all for a fair price.

Check out our guide to find out if Medical Travel Insurance have the policy to fit your needs.

Medical Travel Insurance

Medical Travel Insurance

  • Specialise in travel insurance for those with pre-existing medical conditions
  • Compare policies sided by side for the best deal
  • UK call centre open 7 days a week
  • Cover for golf, cruises, winter sports and more
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Who is Medical Travel Insurance?

Medical Travel Insurance are an online based company that is part of Brokersure Limited. They provide travel insurance to suit the needs of individuals with health issues, and compare policies and prices from other insurance providers to make sure that their customers get the best cover at the best price.

They pride themselves on specialising in offering travel insurance for those with pre-existing medical conditions.

What are my cover options with Medical Travel Insurance?

Medical Travel Insurance offer two types of insurance, with several extra cover options available. These options are listed below with some of their features:

Whether you are going on a seasonal holiday, or a trip abroad to visit family, having insurance is a must. For one-off holidays, a single trip policy might be just what you’re looking for. Cover includes:

  • Cancellation of holiday cover
  • Cover incase you get sick or injured
  • You can add extras to tailor your policy to your needs
  • Loss of baggage cover
  • Cover for pre-existing conditions
If you’re a bit of a globetrotter, or know that you’re going away a few times this year, it may save you money and time to take out an annual trip policy. This way, you won’t have to take out a policy every time you go away. Cover includes:

  • You will be covered for any trips you make over the course of the year within the geographical regions you select
  • You must not exceed the amount of days you select for your policy
  • Cover for any illnesses or injuries
  • Cover for pre-existing conditions
When going away, the last thing you would want to worry about is the theft or damage of one of your gadgets. Electronics can sometimes be a lifeline, as well as a device to hold important information such as credit card details, flight tickets and banking apps. Therefore, it may be worthwhile to take out gadget insurance cover, so if the worst does happen, you still have that lifeline. Cover includes:

  • Cover for up to 7 gadgets
  • Cover for up to £3000 worth of damage, theft, breakdown or unauthorised usage
  • Easy to add to your travel insurance policy
  • Covers mobile phones, tablets, laptops, digital cameras, MP3 players and DVD players
A cruise holiday can sometimes be the holiday of a lifetime and unlike any you’ve been on before, so you wouldn’t want anything to dampen your experience – other than maybe a dip in the sea! Cruise cover can help you out if things should take a turn for the worst, especially when you are dealing with a pre-existing medical condition and miles away from home. Cover includes:

  • Easy to add to either a single trip or multi-trip insurance policy
  • Can include your pre-existing medical conditions
  • Reassurance and help for when you’re in a foreign country or isolated place
Winter sports come with a lot of risks, and you don’t want hefty medical bills to be another one. Many winter sports can be dangerous, and so it is important that you have the right insurance cover in case you experience a serious injury. Cover includes:

  • Easily added to a single or annual policy
  • Whilst some conditions disallow winter sports cover, you will be able to check if you are eligible with your condition before you purchase
  • You can include your pre-existing health condition
Going on a golfing holiday? Well, make sure you have the right insurance before you hit the green! Golfing equipment is usually fairly expensive, and so it is no wonder that it is often the target of thefts. Making sure that you have an insurance policy tailored to your holiday is the best way to stay relaxed, and ensure that you make it to the 19th hole. Cover includes:

  • Cover for your golfing equipment against loss, damage or theft
  • Can include your pre-existing medical conditions
  • Can easily be added to a single or annual policy
  • Different levels of cover will be offered, and the amount of cover and payout increases in correlation with the level of cover

Medical conditions covered

Medical Travel Insurance pride themselves on offering cover for a number of pre-existing conditions. Several of these health issues are detailed below:

  • Anxiety
  • Arthritis
  • Asthma
  • Bipolar Disorder
  • Cancer
  • Chronic Obstructive Pulmonary Disease
  • Coeliac disease
  • Coronary Heart Disease
  • Dementia
  • Depression
  • Diabetes
  • Downs Syndrome
  • Endocarditis
  • Epilepsy
  • Fibromyalgia
  • Heart conditions
  • High blood pressure / cholesterol
  • Huntington’s disease
  • Kidney infection
  • Osteoporosis
  • Sciatica
  • Stroke
  • Tonsillitis
  • Vertigo
  • Willis-Ekbom disease

More conditions are covered, so for full details on if your condition is covered contact Medical Travel Insurance or ask at your medical screening. You can call on 0330 880 3601.

What is my excess?

An excess is the amount of money that you will be expected to pay if you make a claim.

The amount of your excess will depend on your level of cover and the claim you are making. For full details on your excess, make sure you read your Policy Schedule as it will be listed.

What is the claims process for Medical Travel Insurance?

To make a claim, check your policy schedule to find out who your insurer is. Their claims number should be provided.

Medical Travel insurance pros and cons

Pros

  • They offer cover for a large range of pre-existing medical conditions
  • A wide variety of cover is offered
  • There is easy access to reviews

Cons

  • Restrictions, such as age limits, are not clearly detailed.
  • Policy information is not easily accessible

*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.

The offers compared on this page are chosen from a range of products whose details Finder has access to track; they don't represent all the products available in the market. Unless indicated otherwise, products are displayed in no particular order or ranking. The terms "best", "top", "cheap" (and variations) are not product ratings and are subject to our terms of use. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

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