- 24 hour emergency helpline
- Up to £20,000,000 medical emergency & Repatriation cover
- Up to £10,000 cancellation & curtailment cover
- Cover for activities including snorkelling, water-skiing, cycling, golf, fishing, surfing and more
Leisure Guard travel insurance review
Can Leisure Guard provide you with the right level of cover for your next trip?
Who is Leisure Guard Travel?
Leisure Guard are an insurance company with travel at it its core—quite literally—they’re housed in Bristol airport! They’re a trading style of Business Brokers ltd. and insure everything from caravans to holiday cancellations.
What are my cover options with Leisure Guard travel insurance?
Leisure guard have loads of options for their travel insurance customers, with the ability to customise your policy to no end. It’s insurance can provide:
- Up to £20,000,000 medical emergency & Repatriation cover
- Up to £10,000 cancellation & curtailment cover
- Up to £3,000 cover for your personal possessions
- Cover for loads of activities; including Snorkelling, Water-Skiing, Cycling, Golf, Fishing, Surfing and more
- 24hr emergency helpline in place should you need us while on your trip
But what you get depends on what kind of holiday you’re going on, so check out some of their additional extras and tailored travel options.
- Maximum of 183 days abroad in the year
- Unlimited number of holidays
- Up to 31 consecutive days abroad per holiday, but this can be increased at an additional cost.
- Ski, ski equipment and ski pass loss cover of up to £2,000
- Ski equipment delay, giving you £20 per day, up to a maximum of £200
- Piste closure cover, giving £20 per day, up to a maximum of £240
- Avalanche or landslide cover of £20 per day, up to a maximum of £240
What is my excess?
The ‘excess’ is the amount you’ll be expected to contribute to your insurer in the event of a claim.
Leisure Guard offer ‘excess waivers’ as an optional extra, meaning you may not have to pay the excess at all if you pay the extra for this ad-on.
The amount of your excess you have to pay will depend on which policy level you have and the nature of your claim. Make sure to check your policy schedule where your excess details will be shown in detail.
What is the claims process for Leisure Guard Travel?
Leisure guard claims are administered by Global Assistance, so to claim you will need to get one of their claims forms, which you can get by calling 00 44 (0) 343 658 0345 or emailing travelclaims@global-response.co.uk
This is different for gadget related claims, which have to go through Trent-Services Ltd on 01285 626020 or email claims@trent-services.co.uk
Leisure Guard pros and cons
Pros
- Very customisable, with three coverage bands as well as add-ons and extras.
- A number of pre-existing medical conditions covered as standard.
- No excess on anything for their Premier PLUS customers.
Cons
- Low maximum payouts for delays.
- With standard cover you will probably want extra add-ons, which will cost more.
- Limited time with their winter sports add-on (17 days).
More guides on Finder
-
Nearly half of Brits couldn’t cover a month of living costs from their savings
Almost half of Brits have £1,000 or less stashed away, meaning they’d struggle to cover a month of living expenses using their savings.
-
Ulster Bank switch deal: Get £200 (2024)
You can score yourself £200 for switching accounts through the Current Account Switch Service.
-
RBS switch deal: Get £200 (2024)
See what you need to do to get £200 just for switching accounts.
-
Club Lloyds switch deal: Get £175 (2024)
Find out how you can pocket £175 for switching current accounts and how much interest you could earn on top.
-
The average UK worker will spend £1,964 a year by returning to work full-time
New research reveals that the average commuter in the UK could spend £1,964 a year on returning to the office full-time
-
Home ownership in the UK: Key statistics for 2024
Official data shows that 63% of people in England and Wales own their home. We look at the latest home ownership statistics in the UK.
-
Rising costs, declining service: The shrinkflation of the UK’s rail services
New research reveals how much rail fares have increased over the last few years and how this has correlated with an increase in delays.
-
4 ways to get the most from Budget tax savings
How to get the most out of any savings you’ve made from the national insurance cuts announced in the Spring Budget.
-
Allica business bank account review
We explore the pros and cons of opening a business account with Allica Bank.
-
Spring Budget 2024: How to boost your finances with the new changes
How to turn tax savings announced in the Spring Budget into more than £1,000 in a year. Here are 4 ways to use national insurance savings.