Customers cited good benefits for the price
Pre-existing conditions cover only on the Select policyCoverwise is an international general insurance intermediary. They work with a number of different insurance companies in order to best match insurance policies with the needs of their customers.
One of the company’s goals is to provide products that suit your needs, and to deliver a high level or support should you need to claim.
Coverwise offer a range of insurance products, as well as the option to customise your policy. You’ll be sure to find a policy that suits your needs.
Features of the policy include:
Features of the policy include:
Your cover includes:
Coverwise offer five different levels of cover for its policies. Cover limits generally increase as you move from Coverwise’ basic standard cover to the more comprehensive platinum cover and excess fees decrease. Below we have listed what’s covered under the different cover levels:
| Cover feature | Standard | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|---|
| Medical expenses | £10,000,000 | £10,000,000 | £15,000,000 | £15,000,000 | £20,000,000 |
| Cancellation | £1,000 | £1,500 | £2,000 | £3,000 | £6,000 |
| Baggage | £1,000 | £1,500 | £1,500 | £2,000 | £3,500 |
| Abandonment | £0 | £0 | £2,000 | £3,000 | £6,000 |
| Missed departure | £0 | £0 | £1,000 | £1,000 | £1,000 |
| Departure delay | £0 | £0 | £100 | £300 | £350 |
| Hospital benefit | £0 | £0 | £0 | £2,000 | £2,000 |
| Personal accident | £10,000,000 | £10,000,000 | £10,000,000 | £20,000,000 | £80,000,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
Like any other insurance provider, Coverwise travel insurance comes with a list of general exclusions. These include but are not limited to the below:
An excess is the amount of money you contribute to each claim you make before Coverwise will pay out.
The amount of your excess you have to pay will depend on which policy you have decided to go with and the nature of your claim. Coverwise’ Gold and Platinum level policies tend to have a lower excess when compared to the cheaper and more basic standard policy. Make sure to check your policy schedule where your excess details will be shown in detail.
To ensure that your claim is registered correctly please contact the AXA Travel Insurance claims office on 0330 024 8315. Their normal office opening hours are Monday to Friday 09:00 to 17:00. The agent that you speak to will collect relevant information from you and advise you of any actions that you need to take.
In the event of a medical emergency, contact AXA Travel Insurance on +44 (0)203 126 4042 as soon as possible, they are available 24/7/365.
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