Travel insurance for Australia

Find out how to save on your travel insurance for your trip down under.

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Australia, the home of the Great Barrier Reef, the famous Aussie Outback and more natural wonders than you can shake a stick at. If you’re taking the 20 hour + plunge and heading down under, you’d be hopping mad not to get some good kuala-ty travel insurance.

Check out our guide to finding the right insurance for your trip to Australia.

Do I need travel insurance for Australia?

Australia has a great standard of medical care, and British citizens get some treatments (only new conditions needing prompt attention) covered by the agreement between Australia and the UK. For emergencies, this free service can be great, but it doesn’t cover everything, and if you’re caught out without insurance there’s a good chance some expenses will have to be paid out of pocket, a big problem since the cost of care in Australia is very high.

You’ll also want insurance that covers the costs of cancelling your trip (after paying a small fortune for your flights) or if you lose your bags. Comprehensive travel insurance is your best bet to prevent the costs coming back at you like a boomerang.

With luck you won’t have to use it, but insurance can cover you for:

  • Emergency medical expenses
  • Cancellation fees and lost deposits
  • Lost and stolen personal items
  • Personal liability

Are there any specific risks for Australia

  • Creepy crawlies. Australia is famous for its deadly animals. What with those, tarantulas, box jellyfish and boxing kangaroos, you should be pretty careful if you’re thinking of heading to the outback. Always swim between the flags, keep the emergency services number to hand and, if you’re off into the wild, take note of where the nearest hospitals are.
  • The sun. The sun is also a killer down under, so pack sun cream, especially up in the north. It’s also a good idea to bear in mind that things cost a lot in Australia, so budget well and get insurance that covers you if your money gets lost or stolen.

What activities should I consider getting extra cover for?

Australia is one of the top destinations for adrenaline junkies, and if your going to go diving, bungee jumping, surfing or white water rafting you should consider extra cover for yourself and any equipment you bring. If you’ve booked lessons or equipment out there, this will cover those too if you find you can’t go.

Backpacking or going for a long stay? There’s tailored insurance for that too, and it can offer extra medical cover and make sure your gadgets are safely insured.

Are there any specific entry requirements for Australia?

  • Visa. If you’re a UK citizen going to Australia, you’ll need a visa. You can get an eVisitor visa from the here. Or, you can get a ETA (electronic travel authorisation) from your airline or travel agent. These usually take 2 days to get, but it’s worth getting one in advance just to be safe.
  • Border control. Border control down under is also really serious. No plants, seeds, fruit, veg, feathers, animal skins, meat etc. They may even ask for written proof that any drugs you have with you are from a doctor. Pack carefully and you shouldn’t have any problems.

Who do I contact in the event of an emergency?

The emergency services number is pretty easy to remember, just dial 000 for the police, fire service or ambulance service.

There are also a number of different consulates for British citizens in Australia, find the one closest to your destination and take down the number. That’s who you should call if you lose your passport, get arrested, or if someone dies.

  • If you’re in Queensland or Northern Territory call +61 (0)7 3223 3200.
  • If you’re in South Australia, Tasmania or Victoria call +61 (0)3 9652 1600.
  • If you’re in New South Wales call +61 (0)2 9247 7521.
  • If you’re in Western Australia call +61 (0)8 9224 4700.

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