Shih Tzu Pet Insurance

Find out everything you need to know about insuring your Shih Tzu


Cheerful and devoted, Shih Tzu’s are pint-sized fur-balls of love. But whilst your Shih Tzu spends their time loving you, you should be making sure that they are protected with the right pet insurance policy.

Not every pet policy suits every dog, as health requirements differ from breed to breed, so it is important you pick the right one for your Shih Tzu. Check out our guide on everything you need to know about insuring your Shih Tzu.

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What is the best type of insurance for your Shih Tzu?

For your Shih Tzu, you may wish to consider a lifetime policy. Shih Tzu’s are prone to a number of ongoing health issues, and with this policy you can claim more than once for illnesses, with the knowledge that the financial limit for each condition restarts each year with the renewal of the policy. Whilst a lifetime policy is usually the most expensive form of cover, it limits the likelihood of you having to fund treatments yourself.

If this does not appeal to you, you may wish to spend slightly less and opt for a maximum benefit policy. With this policy, there is no time limit for new illnesses, and you are able to claim more than once for each condition, something which is ideal for your Shih Tzu. However, be aware that the financial limit for each condition does not restart with the renewal of the policy, and once it is reached you will have to fund any further treatment yourself.

Average pet insurance cost for a Shih Tzu

We wanted to provide you with an average figure of how much it may cost you to insure your Shih Tzu, so we ran a number of quotes from a variety of well-known and reliable pet insurance companies. Our results estimated that, on average, you could insure your Shih Tzu with a lifetime insurance policy for £10.86 a month, or an annual payment of £124.55. Alternatively, you could insure your Shih Tzu with a maximum benefit policy for £10.65 a month, or an annual payment of £121.69. To run these quotes, we used the following pet information:

  • Female
  • 4-years-old
  • Chipped
  • Bought for £400
  • Neutered
  • No pre-existing conditions
  • Up to date vaccinations
  • Non aggressive

Common health problems for Shih Tzu’s

The below conditions can become serious, re-occur or become life-long illnesses, and so it’s important to ensure that your insurance policy is the right fit should your beloved Shih Tzu fall unwell.

Common illnesses for Shih Tzu’s include:

  • Corneal ulcer
  • Cushing’s disease
  • Liver shunt
  • Atopy
  • Luxating patellas

Average treatments cost for Shih Tzu’s

When deciding on a pet insurance plan, it can be helpful to be aware of the average treatment costs for illnesses that your pup may experience. This may help you pick which policy is the right for your dog’s needs, and your wallet’s, as well as help you ensure that the financial limit of your policy is able to cover your dog’s needs.

Below is a list of the average treatment costs for common illnesses:

Health ProblemAverage treatment cost
Corneal ulcer£350
Cushing’s disease£300
Liver shunt£400

Fun facts about Shih Tzu’s

  • The name Shih Tzu translates to ‘little lion’.
  • As with many other Chinese dogs breeds, the Shih Tzu nearly went extinct when the Communist party took over. Thankfully, 7 female and 7 male dogs were saved, and they went on to rebuild the entire line.
  • Shih Tzu’s can come in 14 different colours, and have 3 different markings.

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