It’s worth considering whether you could afford a large bill if your rabbit suffers an accident or gets ill. You can put money aside in a separate account, or you can consider insurance. If you do go for insurance, make sure you don’t pay over the odds. Get the lowdown on rabbit insurance and discover ways you could save money on your premiums.
Compare rabbit insurance
Updated May 25th, 2019
Do I need rabbit insurance?
Your pet rabbit is unlikely to eat you out of house and home, so it’s unlikely to cost a great deal to keep. But what do you do if your rabbit is injured in an accident or develops an illness? Despite your pet being small in size, veterinary bills can still be very expensive, especially if you have to make lots of visits. Having rabbit insurance can offer you peace of mind should something go wrong. It can also give you financial protection against a wide range of risks that you could face as a pet owner.
How does pet insurance work for rabbits?
There are two main types of pet insurance for rabbits. These include the following:
Lifetime cover. These policies will cover your rabbit for the whole of its lifetime and you will typically need to renew the policy every year. Limits may apply on how much you can claim each year. These policies may be more appealing to owners of rabbits that have recurring injuries or illnesses.
Annual cover. These policies last 12 months and will cover a rabbit for that period only. After that time, any injury or illness that happened during the policy term would then be classed as a pre-existing medical condition on a future policy, even from the same pet insurer. There are likely to be limits on how much you can claim as well.
How much does rabbit insurance cost?
A number of factors can influence the cost of your rabbit insurance premiums, including if your rabbit competes at shows, your rabbit’s age and your location.
It’s always worth shopping around and comparing deals to find the best deal for your needs.
What does pet insurance for rabbits cover?
Cover benefits will vary between each insurance provider, but common cover includes the following:
Veterinary bills for most non-routine visits, tests or treatment
Behavioural and complementary therapies
Advertising cover if a rabbit is lost or stolen
Rabbit boarding cover if an owner is temporarily unable to look after a rabbit.
What type of cover should I get?
Choosing which type of rabbit insurance to go for will depend on your own circumstances. You may decide that you want cover for your rabbit that has suffered with an ongoing illness, in which case lifetime insurance may be suitable. Alternatively, you may only wish to consider the immediate cover of your pet for a set period of time, and this could mean that an annual policy is more suited to your needs.
Do your research to find and compare the policies that match your needs the most.
What won’t my rabbit be covered for?
Just as you’d expect from any type of insurance policy, pet insurance for rabbits usually comes with a range of exclusions. The following exclusions are commonly applied to rabbit insurance:
Routine checkups, treatment or vaccinations
Spaying or neutering
Breeding or pregnancy
Pre-existing medical conditions that require ongoing care
Dental checkups and problems that develop
Age restrictions and limits
Compare pet insurance quotes
Receive quotes from a range of UK insurance providers.
Yes, some insurers will offer you a discount if you insure more than one pet under one policy. The discounts available from the insurers that offer multi-pet discounts will vary, so be sure to do your research to find the best deal you can.
Yes, there may be age limits with certain insurers. Some might not cover rabbits under eight weeks old or rabbits that are older than five years old. It’s always worth considering your options against the needs of your pet.
Unfortunately, no. The procedure of neutering or spaying a pet is usually not covered by insurance policies and will be excluded.
*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled or your claim may be rejected or not fully paid.
The offers compared on this page are chosen from a range of products Finder has access to track details from and are not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms ‘Best’, ‘Top’, ‘Cheap’ including variations, are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.
Esther Wolffowitz is a publisher at finder.com. She is a specialist in insurance and wants to help UK consumers make better decisions. In her spare time, Esther enjoys discovering new restaurants and food markets in London.
Compare multi-pet insurance deals and find out how much covering your pets will cost.
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