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The Co-operative Insurance Company Limited is a subsidiary of the familiar Co-op Group. Whilst the brand is widely recognised for its high street grocery stores, it also offers funeral care, legal services and insurance.
Co‑op Insurance dates back to 1867, initially providing fire insurance to co-operative societies. Co‑op Insurance now offers car, breakdown, home, pet and business insurance.
Co-op Insurance offers two types of pet insurance: Classic (maximum benefit) or Select Plus (lifetime). You also get different rates for cats and dogs. There are also option extras which you can include in your pet insurance cover.
Co-op Insurance’s classic pet insurance cover is designed for pet owners looking for quality low-cost pet insurance.
The classic cover policy is a type of maximum benefit pet insurance policy, meaning that it will cover your pet from injury and illness for 12 months or until the maximum benefit (amount) is reached.
Features of this policy include:
The Select Plus policy is designed for pet owners looking for a comprehensive pet insurance, and comes with these benefits:
Every dog lover wants to give their pooch the best possible care and vet treatment — when you consider all the love and joy they bring into our lives, it really is the least we can do. With a Classic or Select Plus Co-op insurance policy in place, you won’t have to compromise when it comes to giving your dog or cat the treatment they need.
With Co-op pet insurance, you can insure any cat under the age of ten and over the age six weeks. Dogs are required to be under the age of eight and over the age of six weeks.
Once your dog or cat is insured, you can continue to renew coverage for the rest of their life. There’s also a discount for your first year when you apply online as well as a multi pet discount.
An excess is the amount of money you are expected to contribute when you make a claim through your insurance. It is in place to deter you from using your insurance policy for any and all small claims, and keeps insurance companies profitable.
All of Co-op’s policies have an excess for vet fees, but the amount you have to pay will depend on what policy you have, as well as how old your pet is. Check your policy documents to find out when and how much excess you have to pay.
In the event that you need to make a claim on your policy, you would need to contact Allianz Insurance plc, the Co-op’s pet insurance provider.
You can call their UK helpline on 0345 075 4583 (or 0345 999 8888 if your policy started before December 2010).
Alternatively you can opt to print out and fill in a claim form available on the Co-op pet insurance website and then post it Allianz Insurance plc.
To make a claim, you will need to provide the following information:
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