We’ve compiled a list of some of the best pet insurance providers for cats.Read more…
Cost of pet insurances in the UK 2020
Dogs are 119% more expensive to insure than cats.
Updated . What changed?
During your pet’s lifetime, it’s common that you’ll face some unexpected costs. On these occasions, pet insurance can help give you peace of mind and assure you that you’ll be able to keep your furry friend healthy and happy at all times. We’ve reviewed insurance costs for different pets so that you can keep your pet safe and healthy in every circumstance.
The most popular types of pets
With 23 million UK households (41%) owning a pet, it’s safe to say that we love having an extra friend at home. The most popular pet is definitely the dog, with over 9 million pet dogs currently in the UK. This is equal to 23% of households having one dog each.
The second most popular pet is, unsurprisingly, cats. There are 7.5 million pet cats (16% of households) in the UK.
|Type of pet||Number in the UK||Households with pet|
|Tortoises and turtles||300,000||0.50%|
|Horses and ponies||150,000||0.20%|
|Frogs and toads||100,000||0.09%|
|Newts and salamanders||100,000||0.03%|
How often do people contact a veterinarian?
When your furry friend is sick, it’s natural to want to find a professional to help. As pets can’t tell us when they’re feeling sick, it’s often necessary to reach out to those who know better.
59% of pet owners have called or visited a vet in the last 12 months, while a third of all pet owners haven’t had any contact.
|Number of times pet owners have contacted a vet in the last 12 months||Percentage of owners|
|More than 3 times||10%|
Average cost of pet insurance in 2020
The average annual cost of the lowest coverage pet insurance for dogs and cats in the UK shows that insurance for dogs is £149 more each year than it is for cats. Insuring a cat with a standard insurance policy will cost you £10 per month on average, while a dog is closer to £23 per month.
|Average cost of pet insurance||Per month||Per year|
Average cost of dog insurance in 2020
All types of insurance policies are more expensive for dogs, except for accident-only insurance, which is more than double the cost for cats as it is for dogs. The most expensive plan is, unsurprisingly, lifetime insurance for dogs, which costs £419 per year. As well as being the most expensive annually, lifetime insurance policies increase by up to 25% for dogs and up to 20% for cats every year, with the increase in cost being higher with each year that your pet ages.
The most expensive dog to insure in the UK is the English Bulldog, for which the monthly premium will cost you £66.50 per month on average. A Border Terrier is a whole lot cheaper, costing just £17.84 per month.
As well as the breed of the dog affecting the cost of insurance, so will the dog’s age. Insuring a mixed breed puppy costs on average £23.28 per month, which increases to £28.25 when the dog turns 5. If your dog is 12 or older, the cost climbs to £79.83 per month. This means that there’s an average increase of 12% per year for the cost of pet insurance. The biggest increase occurs between the dog’s 8th and 9th birthday, when the premium rises by a staggering 55% from £38.66 to £60.11 per month.
|Age||Cost of dog insurance per month|
Average cost of cat insurance in 2020
Cats are a much cheaper animal to keep around, at least when looking at insurance premiums. The cheapest cat to insure in Britain is the moggie, which will cost you £128.30 per year, closely followed by the British Shorthair, which costs £141.60 per year.
The most expensive cat breed to insure is the Maine Coon, which costs £168.60 per year on average, 31% more than the moggie.
|Breed||Cost of cat insurance per year|
What kind of insurance do pet owners have?
40% of pet owners actually don’t have insurance for their animals at all, while 42% cover all corners with full coverage pet insurance. 5% have the most basic coverage with an accident-only policy, and 7% have surgery coverage in case the animal needs an expensive procedure.
|Type of policy||Percentage of pet owners|
|Don't have pet insurance||40%|
Click here for more research. For all media enquiries, please contact:
See the full results of our independent customer satisfaction survey of 750 pet insurance customers – who’s the top dog?Read more…
Our Animal Friends discount codes can help you save on pet insurance. Apply now.Read more…
In this guide we look at how much pet insurance typically costs and offer tips on lowering your prices.Read more…
A pet rabbit is a great option for anyone looking for a furry companion without the commitment of a larger pet. Find out more about pet rabbits in the UK.Read more…
From field rent to training equipment, horses are one of the most financially demanding pets you can own. But just how popular are horses in the UK?Read more…
More guides on Finder
Peugeot 3008 insurance group
Find out which insurance group the Peugeot 3008 falls under and how much it costs to insure.
Land Rover Freelander insurance group
Find out which insurance group the Land Rover Freelander falls under and how much it costs to insure.
Renault Twingo insurance group
Find out which insurance group the Renault Twingo falls under and how much it costs to insure.
Volvo S40 insurance group
Find out which insurance group the Volvo S40 falls under and how much it costs to insure.
Kia Sorento insurance group
Find out which insurance group the Kia Sorento falls under and how much it costs to insure.
Vauxhall Viva insurance group
Find out which insurance group the Vauxhall Viva falls under and how much it could cost to insure.
Mazda CX 3 insurance group
Find out which insurance group the Mazda CX 3 falls under and how much it costs to insure.
Peugeot 106 insurance group
Find out which insurance group the Peugeot 106 falls under and how much it costs to insure.
Abarth 595 insurance group
Find out which insurance group the Abarth 595 falls under and how much it costs to insure.
Ford Ecosport insurance group
Find out which insurance group the Ford Ecosport falls under and how much it costs to insure.
Ask an Expert