Important: Bamboo no longer offers guarantor loans but instead now offers unsecured personal loans for those with bad credit. You can read our review of Bamboo unsecured loans here.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
| Name | Representative APR | Loan amounts | ||
|---|---|---|---|---|
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Bamboo Guarantor Loan | 69.9% | £1,000.00 to £8,000.00 | |
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JustUs Tenant Guarantor Loan | 69.9% | £2,000 to £15,000 | More info |
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1Plus1 Loans Guarantor Loan | 69.9% | £1,000 to £5,000 | Check eligibility |
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Guarantormyloan Guarantor Loan | 69.9% | £2,000 to £12,500 | Check eligibility |
| Name | Representative APR | Loan amounts | ||
|---|---|---|---|---|
 |
Bamboo Personal Loan | £2,000 to £15,000 | Check eligibility | |
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Plata Personal Loan | £2,000 to £25,000 | More info | |
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118 118 Money Personal Loan | £1,000 to £8,000 | Check eligibility | |
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Munzee Personal Loan | £1,000 to £5,000 | More info | |
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Loans by Mal Personal Loan | £1,000 to £5,000 | Check eligibility | |
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Norwich Trust Personal Loan | £3,000 to £20,000 | More info | |
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Salad Money Personal Loan | £300 to £2,000 | Check eligibility | |
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Lendable Personal Loan | £1,000 to £25,000 | More info | |
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JustUs Personal Loan | £2,000 to £25,000 | More info | |
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Abound Personal Loan | £2,000 to £12,000 | Check eligibility | |
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Oakbrook Loans Personal Loan | £1,000 to £15,000 | More info |
There are a number of reasons why borrowers can feel let down by mainstream lenders. Tight eligibility criteria can act against those whose credit record isn’t perfect, those who have declared bankruptcy and those who have had CCJs. Other would-be borrowers may simply not have been able to build up a good credit history because they’ve never borrowed money or had a credit card.
Bamboo loans is a specialist lender which has opted to focus on catering to this section of the market. Thankfully, specialist lenders like Bamboo have now become more commonplace.
There are a few innovative lenders such as Drafty, that offer alternative takes on short term loans for less-than-perfect credit scores, to help people avoid expensive unauthorised overdraft fees.We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.