Legal & General Life Insurance
Find out if Legal & General's life insurance policies are right for you, whatever stage of life you're in.
![Legal & General Legal & General](https://www.finder.com/niche-builder/5d8c9ec467c5a.png)
Legal & General (L&G) life insurance could help you protect your loved ones in case the worst happens. We’ve analysed the policies available from L&G, and you can see what its customers think, in the star rating above.
Legal & General is a British financial services multinational that aims to help people achieve financial security in an affordable way, and offers insurance, mortgages, pensions and other financial services.
Legal & General offers a range of life insurance policies, including level term and decreasing term cover, as well as critical illness cover and policies designed for those over 50.
What’s covered under your policy will depend on the type of policy you have chosen. As this is life insurance, generally the policy will pay out when the insured person passes away.
You do have the option to add Critical Illness Cover, which will offer financial help to your family should you fall ill.
With L&G life insurance, you also have the option to add on Accidental Death Benefit Cover and Terminal Illness Cover to your policy at no extra cost.
It is important to be aware of what is excluded from your L&G life insurance policy before you buy. For further details on these exclusions, take a look at your policy documents. The company won’t pay out if death is a result of the following:
Legal & General fared reasonably well in the 2024 Finder customer satisfaction survey, with 81% of its customers in the survey saying they’d recommend the brand to a friend. Several mentioned that the brand was easy to contact.
One said: “Straightforward application process. Communications are clear but the website could be a bit better.”
On the reviews platform Trustpilot, Legal & General overall has a “great” rating of 3.8 out of 5, based on more than 13,000 reviews (last updated: March 2024).
You can make a life insurance claim by calling Legal & General on specific policy helplines.
There are multiple factors which could impact the cost of your life insurance policy, including:
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
Enjoy the longest introductory purchase 0% deal offered by M&S Bank, and earn M&S points on all your spending. Compare live rates and alternative options.
How green is your bank? We’ve published the winners and highly commended brands of the Finder Green Banking Awards 2024.
Finder analysed the UK’s most popular banking brands’ sustainability credentials to reveal the winners of the Green Banking Awards 2024
An example of an email sent to Finder subscribers.
These awards cut through the greenwash and recognise the banking brands in the UK which are sustainable and making a difference.
Learn more about GoHenry and Starling Kite and find out which is the better prepaid card option for your child.
Our fixed-rate ISA calculator estimates whether paying the get-out penalty on your ISA is worth it to open a new one at a better rate.
Recent estimates suggest that over 8 million people live alone in the UK, so we’ve crunched the numbers to find the cost of being single.
Monzo is getting in on the cards-for-kids action. And this one is free. Get ready to dish out the Monzos, mum-zos!
Before you switch accounts to Bank of Scotland, check to see if you can grab a juicy switch bonus.