Legal & General is a British financial services multinational that aims to help people achieve financial security in an affordable way, and offers insurance, mortgages, pensions and other financial services.
Legal & General offers a range of life insurance policies, including level term and decreasing term cover, as well as critical illness cover and policies designed for those over 50.
What’s covered under your policy will depend on the type of policy you have chosen. As this is life insurance, generally the policy will pay out when the insured person passes away.
You do have the option to add Critical Illness Cover, which will offer financial help to your family should you fall ill.
With L&G life insurance, you also have the option to add on Accidental Death Benefit Cover and Terminal Illness Cover to your policy at no extra cost.
It is important to be aware of what is excluded from your L&G life insurance policy before you buy. For further details on these exclusions, take a look at your policy documents. The company won’t pay out if death is a result of the following:
You can make a life insurance claim by calling Legal & General on specific policy helplines.
There are multiple factors which could impact the cost of your life insurance policy, including:
★★★★★ — Excellent
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★★★★★ — Subpar
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