German Shepherd Pet Insurance

Find out everything you need to know about insuring your German Shepherd.

German Shepherds are noble and instantly recognisable dogs. These dogs are the perfect addition to any family.

You never know if your German Shepherd will fall prey to an accident or illness, so it’s important to protect them with the right pet insurance plan. To avoid paying extortionate vet fees, check out our guide to everything you need to know about insuring your German Shepherd.

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What is the best type of insurance for your German Shepherd?

German Shepherds are referred to as category 3 dogs, which means that they are likely to endure some pain or conditions due to their physicality. They are prone to certain illnesses such as hip and bone deformities.

A lifetime insurance policy could be a worthwhile investment for your German Shepherd. Whilst this policy is often the most expensive, it limits the likelihood of you having to pay for treatments as the financial limit for each condition resets each year with the renewal of the policy.

Alternatively, as a cheaper option, you could insure your German Shepherd with a maximum benefit policy. This policy is often slightly more affordable and you are able to claim for a condition more than once. However, be aware that the financial limit for each condition doesn’t reset with the renewal of the policy, and therefore you will have to be prepared to cover any further treatments yourself.

Average pet insurance cost for a German Shepherd

To provide you with an average figure of how much it could cost you to insure your German Shepherd, we ran numerous quotes from a variety of reliable pet insurance companies. Our results found that, on average, you could insure your German Shepherd with a lifetime insurance policy for £20.45 a month or an annual payment of £229.67. Alternatively, you could insure your German Shepherd for an average cost of £18.37 a month, or an annual payment of £198.18. To run these quotes we used the following pet information:

  • Male
  • 4-years-old
  • Not chipped
  • Bought for £650
  • Neutered
  • No pre-existing conditions
  • Vaccinations up to date
  • Non aggressive

Common health problems for German Shepherds

There are a number of conditions that your German Shepherd could be prone to due to their breeding. Whilst it is not certain that your dog will experience all of them, they may be likely to occur, and therefore need to be considered in line with your pet insurance plan. Some of the health conditions your German Shepherd could experience may become long-lasting or reoccur.

Common illnesses for German Shepherds include:

  • Hip dysplasia
  • Degenerative joint disease
  • Gastric dilatation volvulus
  • Anal furunculosis
  • Epilepsy

Average treatments cost for German Shepherds

When picking between two policies, such as a lifetime policy and a maximum benefit policy, it can be useful to be aware of the average cost of treatments for the common illnesses your pooch could face.

Below is a list of the average treatment costs for common illnesses:

Health ProblemAverage treatment cost
Hip dysplasia£450
Degenerative joint disease£250
Gastric dilatation volvulus£500
Anal furunculosis£375

Fun facts about German Shepherds

  • We have breeder Max von Stephanitz to thank for this wonderful breed. He set up guidelines for the breed’s standard, and his motto for the breed was “utility and intelligence”.
  • This breed had a number of jobs during WWI. They were often used as Mercy dogs who brought first aid to soldiers wounded in battle, or would stay with mortally wounded soldiers to keep them company as they passed away.
  • They were bred to be athletic and highly intelligent, so it is no wonder that this breed is considered the third smartest breed of dog around.
  • As a result of the World Wars, this breed went through a temporary name change. They were called ‘Alsatian Wolf dogs’ in England until 1977.

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