Plastic surgery: Are credit cards being reinvented?

An analysis of how the credit card sector is evolving in the face of competition from buy now, pay later and other digital-only challengers.

We’ve spoken to industry experts, polled consumers and studied the key trends for this paper, which explores the current landscape of the credit cards sector and what the future may hold for it.

This report includes the findings of our survey, as well as insights from experts at RBR, Polymath Consulting, Canvas8, Cashplus Bank, Tymit and Lloyds Banking Group.

The paper is free to download and all the contents are freely available to be published. But if you quote this report, we ask you to link to this page, where we will be promoting it.

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Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time. See full bio

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