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The bad news: You’ll be out of pocket for any illness or injuries that befall your pet once it’s no longer insured, and the costs can quickly add up.
If you’re ready to cancel, here’s what you need to know:
Keep the following points in mind if you are thinking of cancelling pet insurance:
There are several reasons why you might want to cancel your pet insurance policy, such as:
Yes, there are no restrictions on when you can cancel your pet insurance policy; you are free to do so at any time. However, whether or not you are eligible for a refund will depend on your individual circumstances.
If you cancel during your policy’s cooling-off period and you have not made any claims, you might be entitled to a full refund.
If you cancel after the cooling-off period, your eligibility for a refund depends on your premium payment schedule and whether or not you have made a claim. If you have paid your annual premium in full and have not made any claims, the portion of the premium that covers the remaining period of insurance will be returned to you. On the other hand, if you have chosen to pay your premium fortnightly or monthly, you may need to continue paying premiums for the remaining period of insurance.
If you cancel your policy having already made a claim, you will typically have to continue paying premiums for the remaining period of insurance, regardless of when you pay them.
Instead of cancelling pet insurance, you may want to consider the following options:
Choosing one of the above alternatives could help you maintain the cover your dog or cat needs, but make sure to consider all options carefully before deciding on the best way to cover your pet.
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