Our verdict
The UFB Best Savings account offers a competitive 4.21% APY across all its tiers. This is more than 18x the national average and one of the highest APYs on the market. UFB sweetens the deal with an optional ATM card giving you easy access to your money. Plus, your balance compounds daily, helping your savings grow faster. But with just one physical branch, you'll need to manage your funds and any customer service digitally.Best for: Consumers who want to grow their savings with one of the highest APYs available.
- High 4.21% APY
- Optional ATM card
- No minimum opening deposit required
- Tiered rates can change at any time