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Compare 1.5% cashback credit cards

Earn cash back on everything you buy without paying an annual fee.

Updated

Fact checked

Our pick for unlimited 1.5% cash back: Chase Freedom Unlimited®

Chase Freedom Unlimited® logo

Up to 5%

Cash back

  • Huge potential signup bonus for a no-annual-fee card
  • 5% at grocery stores on up to $12,000 in first year
  • Up to 5% cashback and an impressive 1.5% base cashback rate
Apply now
With so many 1.5% cashback credit cards out there, it can be hard to choose just one. Most offer unlimited cashback as their primary feature alongside other perks like a signup bonus, an intro APR period on purchases and balance transfers and no annual fee.

Other benefits set these cards apart like cell phone protection or no foreign transaction fees. Decide what features you need to make these cashback cards worth it.

Consider these 1.5% cashback credit cards

When choosing a 1.5% cashback card, you might come across options with additional perks on top of unlimited cash back. Take a look at the selection of cards below to get an idea of what features you might like.

American Express Cash Magnet® Card

American Express Cash Magnet® Card
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  • Get this card if: You’re looking for a welcome offer and an intro APR on purchases.

The American Express Cash Magnet® Card can be a solid choice if you’re looking for a strong welcome offer from a 1.5% cashback card.

You also get a long intro APR period on purchases, purchase protection, road and global assistance and travel insurance.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • Get this card if: You want a simple and straightforward card.

Enjoy a long intro APR period on purchases with the Capital One® Quicksilver® Cash Rewards Credit Card. The card also offers unlimited cash back on all purchases, has an easy-to-earn signup bonus and no foreign transaction fees.

Chase Freedom Unlimited®

Chase Freedom Unlimited®
Apply now

  • Get this card if: You want to earn in categories on top of your 1.5% basck.

If you want to earn rewards on top of your unlimited 1.5% cashback rate, consider the Chase Freedom Unlimited®. With strong cashback categories, a signup bonus, a long intro APR period on purchases and no annual fee you could benefit from this card.

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

  • Get this card if: You’d like cell phone protection.

You can earn 1.5% cash back on everything you buy with a number of cards. But if you’re looking to protect your cell phone against theft or damage, then the Wells Fargo Cash Wise Visa® Card is likely the way to go.

You’ll also get a generous signup bonus that beats similar cards, a long intro APR period on balance transfers and purchases and a whole set of security and protection features without paying an annual fee.









Compare 1.5% cash back credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Chase Freedom Unlimited®
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Petal® Visa® Credit Card
Up to 10% cash back from select merchants, on other purchases earn 1% back, 1.25% after six on-time payments and 1.5% after 12 on-time payments
12.99% to 29.49% variable
$0
Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score of 600 or higher. See if you prequalify with no impact to your score.
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
With 1.5% back on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. Rates & fees
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Capital One® Quicksilver® Cash Rewards Credit Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
$0
This no-annual-fee 1.5% cashback card offers of intro APR on purchases. No foreign transaction fees set this card apart.
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How to compare 1.5% cash back credit cards

There are at least a dozen 1.5% cash back credit cards. But which one fits your needs depends on what you’re looking for as an added feature.

  • High welcome offer. The American Express Cash Magnet® Card and the Wells Fargo Cash Wise Visa® Card could be a good choice if you’re looking for a welcome offer.
  • Travel value. Those who frequently travel could use either the Chase Freedom Unlimited® with decent redemption options through Chase Ultimate Rewards when paired with other Chase credit cards, or the Capital One® Quicksilver® Cash Rewards Credit Card for international travel as it has no foreign transaction fees.
  • Balance transfers. If you’re looking to make a balance transfer, the Wells Fargo Cash Wise Visa® Card might be a good fit.

Bottom line

If you’re looking for a simple 1.5% cash back credit card, any of these cards could be a great choice. Aside from earning unlimited cash back, you get a solid signup bonus, long intro APR period on purchases, and with some of these cards, you get cell phone protection, no foreign transaction fees and more.

But if you’re not sure whether any of these cards would work for you, consider looking for more generous cashback cards like the Citi® Double Cash Card where you get 1% back on purchases, and an additional 1% once you pay your balance.

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