Earn cash back on everything you buy without paying an annual fee.
With so many 1.5% cashback credit cards out there, it’s hard to find the best one for you. Most offer unlimited cashback as their primary feature alongside other perks like a signup bonus, an intro APR period on purchases and balance transfers and no annual fee.
Other benefits set these cards apart like cell phone protection or no foreign transaction fees. Decide what features you need to make these cashback cards worth it.
Our pick for 1.5% cash back
Chase Freedom Unlimited®Read more
Compare 1.5% cash back credit cards
Best 1.5% cashback credit cards
When choosing the top 1.5% cashback credit cards, we compared a number of features among relevant cards, including welcome offer value, annual fees, balance transfer fees, introductory APRs, travel perks and other benefits a consumer might weigh when choosing a cashback card. The cards that stood above the others in these areas or fulfilled a unique niche were chosen for highlight on our list.
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Best welcome offer: American Express Cash Magnet® Card
American Express Cash Magnet® CardRead more
You also get one of the longest intro APR period on purchases and balance transfers, purchase protection, road and global assistance and travel insurance.
Best for balance transfers: Quicksilver® from Capital One®
Quicksilver® from Capital One®Read more
Best for traveling within the US: Chase Freedom Unlimited®
Chase Freedom Unlimited®Read more
Best for cell phone protection: Wells Fargo Cash Wise Visa® Card
Wells Fargo Cash Wise Visa® Card
$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.
You’ll also get a generous signup bonus that beats similar cards, a long intro APR period on balance transfers and purchases and a whole set of security and protection features without paying an annual fee.
How to compare 1.5% cash back credit cards
There are at least a dozen 1.5% cash back credit cards. But which one is the best for you depends on what you’re looking for as an added feature.
- High welcome offer. The American Express Cash Magnet® Card and the Wells Fargo Cash Wise Visa® Card would be the best choice if you’re looking to get the highest welcome offer.
- Travel value. Those who frequently travel could use either the Chase Freedom Unlimited® with decent redemption options through Chase Ultimate Rewards when paired with other Chase credit cards, or the Quicksilver® from Capital One® for international travel as it has no foreign transaction fees.
- Balance transfers. All four credit cards have a long intro APR period on balance transfers, but the best choice could be either the Quicksilver® from Capital One® or the American Express Cash Magnet® Card. Both cards offer long intro APR periods and both cards have 3% fee of the amount of each transfer.
If you’re looking for a simple 1.5% cash back credit card, any of these cards could be a great choice. Aside from earning unlimited cash back, you get a solid signup bonus, long intro APR period on balance transfers and purchases, and with some of these cards, you get cell phone protection, no foreign transaction fees and more.
But if you’re not sure whether any of these cards would work for you, consider looking for more generous cashback cards like the Citi® Double Cash Card where you get 1% back on purchases, and an additional 1% once you pay your balance.