Compare 1.5% cash back credit cards | finder.com
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Compare 1.5% cashback credit cards

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Earn cash back on everything you buy without paying an annual fee.

With so many 1.5% cashback credit cards out there, it can be hard to choose just one. Most offer unlimited cashback as their primary feature alongside other perks like a signup bonus, an intro APR period on purchases and balance transfers and no annual fee.

Other benefits set these cards apart like cell phone protection or no foreign transaction fees. Decide what features you need to make these cashback cards worth it.

Our pick for 1.5% cash back

HSBC Cash Rewards Mastercard® credit card

  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn an Introductory 3% cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases
  • 10% anniversary bonus on all cash rewards earned once a year.
  • No annual fee.
  • 0% intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No foreign transaction fees.
  • $0 liability for unauthorized purchases.
  • Terms apply.
  • See rates & fees
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Compare 1.5% cash back credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
1.5% cash back on all purchases
0% for the first 15 months (then 15.24% to 26.24% variable)
$0
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$0
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
3% cash back on all purchases in first year up to $20,000 spent, then 1.5% cash back on all purchases
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
1.5% cash back on all purchases
14.15% to 28.15% variable
$0
Earn 1.5% cash back on every purchase with no limits or category restrictions. Pay no annual fee, no penalty APR and no foreign transaction fees.
1.5% cash back on all purchases
0% for the first 15 months (then 16.24%, 22.24% or 26.24% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day

Compare up to 4 providers

Consider these 1.5% cashback credit cards

When choosing a 1.5% cashback card, you might come across options with additional perks on top of unlimited cash back. Take a look at the selection of cards below to get an idea of what features you might like.

Quick look at 1.5% cashback credit cards

American Express Cash Magnet® Card

American Express Cash Magnet® Card
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  • Get this card if: You’re looking for a strong welcome offer.

The American Express Cash Magnet® Card can be a solid choice if you’re looking for a strong welcome offer from a 1.5% cashback card.

You also get one of the longest intro APR period on purchases and balance transfers, purchase protection, road and global assistance and travel insurance.

Quicksilver® from Capital One®

Quicksilver® from Capital One®

  • Get this card if: You want to make a balance transfer.

Enjoy a long intro APR period on balance transfers with the Quicksilver® from Capital One®. The card also offers unlimited cash back on all purchases, has an easy-to-earn signup bonus and no foreign transaction fees.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • Get this card if: You often travel within the US.

If you frequently travel within the US and you want a simple credit card to earn unlimited rewards on your purchases, consider the Chase Freedom Unlimited®. With a solid cashback signup bonus, a long intro APR period on balance transfers and purchases and no annual fee you could benefit from this card.

Chase Freedom Unlimited® 3% cashback offer

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

  • Get this card if: You’d like cell phone protection.

You can earn 1.5% cash back on everything you buy with a number of cards. But if you’re looking to protect your cell phone against theft or damage, then the Wells Fargo Cash Wise Visa® Card is likely the way to go.

You’ll also get a generous signup bonus that beats similar cards, a long intro APR period on balance transfers and purchases and a whole set of security and protection features without paying an annual fee.

How to compare 1.5% cash back credit cards

There are at least a dozen 1.5% cash back credit cards. But which one fits your needs depends on what you’re looking for as an added feature.

  • High welcome offer. The American Express Cash Magnet® Card and the Wells Fargo Cash Wise Visa® Card could be a good choice if you’re looking for a welcome offer.
  • Travel value. Those who frequently travel could use either the Chase Freedom Unlimited® with decent redemption options through Chase Ultimate Rewards when paired with other Chase credit cards, or the Quicksilver® from Capital One® for international travel as it has no foreign transaction fees.
  • Balance transfers. If you’re looking to make a balance transfer, either the Quicksilver® from Capital One® or the American Express Cash Magnet® Card might be a good fit.

What are cashback credit cards and how do they work?

Bottom line

If you’re looking for a simple 1.5% cash back credit card, any of these cards could be a great choice. Aside from earning unlimited cash back, you get a solid signup bonus, long intro APR period on balance transfers and purchases, and with some of these cards, you get cell phone protection, no foreign transaction fees and more.

But if you’re not sure whether any of these cards would work for you, consider looking for more generous cashback cards like the Citi® Double Cash Card where you get 1% back on purchases, and an additional 1% once you pay your balance.

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