Rotary International Cash Rewards Visa Signature® credit card review
A no-annual-fee charity card with cashback rewards.
- Get this card if you want to earn cash back and support a cause.
- Pick something else if you want to earn a higher cashback rate.
- Apply with a good to excellent credit score 670 or higher.
Up to 3%
Intro purchase APR
for the first 15 months (then 15.49% to 25.49% variable)
|Product Name||Rotary International Cash Rewards Visa Signature® credit card|
|Purchase APR||0% intro for the first 15 months (then 15.49% to 25.49% variable)|
|Balance transfer APR||0% intro for the first 15 months (then 15.49% to 25.49% variable)|
|Balance transfer fee||$10 or 3% of the transaction, whichever is greater|
|Cash advance rate||18.49% to 28.49% variable|
|Cash advance fee||$10 or 3% of the cash advance amount, whichever is greater|
|Penalty APR||Up to 29.99% variable|
|Foreign transaction fee||3% of the transaction value|
|Interest free period||Up to 25 days|
|Late payment fee||Up to $40|
|Returned payment fee||Up to $29|
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Also, you get to earn a signup bonus of $200 and you get 15 months of 0% intro APR period on balance transfers and purchases. If all this sounds familiar, it’s because this card is issued by Bank of America and the card’s features are exactly the same as the Bank of America® Cash Rewards credit card.
The only difference between the two is that a portion of each purchase made with the Rotary International Cash Rewards Visa Signature® credit card goes to the Rotary Foundation at no additional cost to you.
If you’re looking to contribute to society and do good, while getting the benefits of a solid cashback credit card, the Rotary International Cash Rewards Visa Signature® credit card could be worth considering.
How to apply for the Rotary International Cash Rewards Visa Signature® credit card
- Visit the Rotary website and click the menu at the top left.
- Find the credit card under Member center and then Products and services.
- Click Special offers and find the Rotary credit card program.
- Click Apply.
- Fill out the application form.
- Review the form and submit.
What credit score do I need?
You have better chances of approval with a good credit score of 670 or higher.
Compare cashback credit cards
The Rotary International Cash Rewards Visa Signature® credit card is the same card as the Bank of America® Cash Rewards credit card and its derivatives, but with one difference — a portion of your purchases go to the Rotary Foundation with no cost additional to you.
However, if you don’t think the Rotary Foundation is where you want to donate, compare other charity cards until you find the right one for you.