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Up to 2%
Cash back
$0
Annual fee
9.9% to 17.9%
Purchase APR (variable)
0%
Intro balance transfer
for the first 12 billing cycles (then 9.9% to 17.9% variable)
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The RBFCU CashBack Rewards Mastercard® is a rare cashback credit card that offers a 0% intro APR period on cash advances and balance transfers. It can save you money on fees for balance transfers, cash advances and foreign transactions. On top of all that, the card has no annual fee.
The good stuff does come with a few drawbacks, however. For example, you won’t earn a bonus on signup or get a 0% intro APR period on purchases.
You need a RBFCU membership to own the card. You can either become a member prior to or after you apply. After that:
You can apply with a fair credit of 630, but having a good credit score of 630 or higher increases your chances of approval.
Consider the RBFCU CashBack Rewards Mastercard® if you’re looking for a cashback card with a generous rewards rate on all purchases. In addition, you get to save money on fees, including on balance transfers, foreign transactions and cash advances, plus you get a long intro APR period on balance transfers and cash advances. A rare offer in the credit card industry.
But if you’re looking for a signup bonus or a 0% intro APR period on purchases, compare other credit cards to find the right card for you.