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Capital One® Quicksilver® Cash Rewards Credit Card vs. Citi® Double Cash Card
Two excellent credit cards with unlimited cash back on all purchases.
The Capital One® Quicksilver® Cash Rewards Credit Card and the Citi® Double Cash Card have one major difference — reward value in time; specifically, Capital One® Quicksilver® Cash Rewards Credit Card offers a signup bonus and slightly lower cashback rate. To match these rewards, you’ll need to spend $30,000 with the Double Cash. Everything you earn beyond that beats the Quicksilver.
Before you choose, make sure to compare all other perks and benefits to find the right card for your needs.
Another cashback card
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Capital One® Quicksilver® Cash Rewards Credit Card
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Citi® Double Cash Card
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|---|---|
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★★★★★ 4.2 / 5.0 |
★★★★★ 3.4 / 5.0 |
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$150 cash back after spending $500 in the first 3 months
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N/A |
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1.5% cash back on all purchases |
1% cash back when you make purchases and 1% cash back when you pay off your card |
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0% intro APR for 15 months, and then 15.74%, 21.74% or 25.74% variable |
15.49% to 25.49% variable |
| $0 | $0 |
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APR: 0% intro APR for 15 months, then 15.74% to 25.74% variable Fee: 3% of the transaction |
APR: 0% intro APR for 18 months, then 15.49% to 25.49% variable Fee: $5 or 3% of the transaction, whichever is greater |
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APR: 25.74% variable Fee: $10 or 3% of the transaction, whichever is greater |
APR: 26.74% variable Fee: $10 or 5% of the transaction, whichever is greater |
| None | 3% of each transaction |
| Up to $39 | Up to $39 |
| $0 | |
| 25 days | 23 days |
| $0.50 | |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Capital One® Quicksilver® Cash Rewards Credit Card
- No annual fee
- $150 cash bonus when you spend $500 on purchases in the first 3 months
- 1.5% cash back on all purchases
- Long intro APR for purchases and balance transfers
The Capital One® Quicksilver® Cash Rewards Credit Card is a strong cashback card, offering 1.5% back on all purchases. That’s less than you’ll earn with the Citi® Double Cash Card. However, you’ll earn a $150 signup bonus if you spend $500 on purchases within the first 3 months of card membership — a benefit its counterpart doesn’t offer.
Citi® Double Cash Card
- No annual fee
- Long intro APR on purchases and balance transfers
- Earn 1% cash back when you make purchases
- Earn an additional 1% cash back when you pay off your card
The Citi® Double Cash Card is one of the very best cashback products you’ll find, with an excellent rewards rate on all purchases. As long as you pay off your purchases, you’ll earn a better cashback rate than you would with the Quicksilver® from Capital One®. The card doesn’t come with a signup bonus. However, Citi periodically offers a strong balance transfer intro APR.
What’s next?
If you value a signup bonus, the Capital One® Quicksilver® Cash Rewards Credit Card might be the right choice. But if you want stronger rewards over time — and a balance transfer intro APR — consider the Citi® Double Cash Card.
Not sure about either product? There are many other cashback cards to choose from that you can compare below.
Capital One® Quicksilver® Cash Rewards Credit Card vs. Chase Freedom Unlimited®
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