Quicksilver from Capital One vs. Citi Double Cash Card | finder.com

Quicksilver® from Capital One® vs. Citi® Double Cash Card

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Here’s how to choose between two excellent cashback cards.

If you’ve narrowed your choices to the Quicksilver® from Capital One® and Citi® Double Cash Card, you have two very good options. Both cards come with great rewards and no annual fees.

Capital One’s card offers a signup bonus. Meanwhile, Citi’s contender offers better rewards and an intro APR on balance transfers.

Quicksilver® from Capital One®

Quicksilver® from Capital One®

Citi® Double Cash Card

Citi® Double Cash Card

Welcome bonus Earn $150 cash back after spending $500 in the first 3 months
None
Rewards

Earn 1.5% cash back on all purchases

1% cash back on everything you buy and another 1% as you pay for your purchases

Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 14.74%, 20.74% or 24.74% variable

15.24% to 25.24% variable

Annual fee $0 $0
Balance transfers

APR: 0% intro APR for 15 months, then 14.74%, 20.74% or 24.74% variable

Fee: 3% of the transaction

APR: 0% intro APR for 18 months, then 15.24% to 25.24% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance

APR: 24.74% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee None 3% of each transaction
Late payment fee $38 $35
Additional cardholder fee $0 $0
Interest-free period 25 days 23 days
Minimum interest $0 $0.5
Minimum credit score 690 720
Card type Credit Credit
Learn more

Which card should you choose?

Quicksilver® from Capital One®

Quicksilver® from Capital One®

  • $150 signup bonus
  • 1.5% cash back on all purchases
  • Intro APR on purchases and balance transfers

The Quicksilver® from Capital One® is a strong cashback card, offering 1.5% back on all purchases. That’s less than you’ll earn with the Citi® Double Cash Card. However, you’ll earn a $150 signup bonus if you spend $500 on purchases within the first 3 months of card membership — a benefit its counterpart doesn’t offer.

Citi® Double Cash Card

Citi® Double Cash Card

  • 1% cash back, then another 1%
  • Balance transfer intro APR
  • No annual fee

The Citi® Double Cash Card is one of the very best cashback products you’ll find, with an excellent rewards rate on all purchases. As long as you pay off your purchases, you’ll earn a better cashback rate than you would with the Quicksilver® from Capital One®. The card doesn’t come with a signup bonus. However, Citi periodically offers a strong balance transfer intro APR.

What’s next?

If you value a signup bonus, the Quicksilver® from Capital One® might be the right choice. But if you want stronger rewards over time — and a balance transfer intro APR — consider the Citi® Double Cash Card.

Not sure about either product? There are many other cashback cards to choose from that you can compare below.

Compare cashback credit cards

Name Product Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
14.74%, 18.74% or 24.74% variable
0% for the first 15 months (then 14.74%, 18.74% or 24.74% variable)
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
$0 to $99
19.74% to 25.74% variable
Get 1% cash back rewards on eligible purchase, terms apply.
$0
14.74% to 25.74% variable
0% for the first 15 months (then 14.74% to 25.74% variable)
Snag a $150 bonus statement credit after you spend $1,000 in the first 3 months
$95
14.74% to 25.74% variable
0% for the first 12 months (then 14.74% to 25.74% variable)
Earn $200 bonus cash back after you spend $1,000 in the first 3 months
$0
15.24% to 25.24% variable
0% for the first 18 months (then 15.24% to 25.24% variable)
Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.
$0
14.99% to 24.99% variable
0% for the first 12 statement closing dates (then 14.99% to 24.99% variable)
Earn more cash back for the things you buy most.
16.74%, 22.49% or 25.49% variable
Get 4 points back on dining, 3 on travel, 2 on Uber rides and online shopping and 1 on other purchases, and redeem points for Uber credits, gift cards or cash back.

Compare up to 4 providers

Compare more cashback credit cards

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