Helpful tools for Quicken users and no annual fee.
30-second take
- Get this card if you’re a Quicken user who wants to earn rewards on everyday purchases without paying an annual fee.
- Pick something else if you want an intro APR period or cash back.
- Apply with a good to excellent credit score of 670 or higher.
| Product Name | Quicken® World Mastercard® |
|---|---|
| Card Type | Mastercard |
| Annual Fee | $0 |
| APR (Annual Percentage Rate) for Purchases | 16.24% to 25.24% variable |
| Introductory Purchase APR | N/A |
| Balance Transfer APR | 16.24% to 25.24% variable |
| Introductory Balance Transfer APR | N/A |
| Balance Transfer Fee | $5 or 3% of the transaction, whichever is greater |
| Cash Advance Rate | 26.24% variable |
| Foreign Transaction Fee | 3% of the transaction value |
| Cash Advance Fee | $5 or 4% of the cash advance amount, whichever is greater |
| Interest Free Period | Up to 30 days |
| Late Payment Fee | Up to $38 |
| Returned Payment Fee | Up to $35 |
| Minimum Age | 18 years of age |
|---|
| Reward Value per Dollar | 1x points |
|---|
The basics
The Quicken® World Mastercard® is designed to help you manage your finances more effectively. It lets you fully integrate with your Quicken software and — using the Quicken app — monitor your spending in real time. Add in accelerated points on everyday spending and you have yourself a decent credit card.
The perks
- Rewards.
Earn 2x points on your bills, including utilities, telephone, cable, club memberships and Quicken software subscription; at grocery stores and supermarkets; and restaurants, bars and fast food. On all other purchases, earn 1x points. - No annual fee.
You won’t pay any fees to own the card.
You’ll also like …
- Travel Benefits.
When traveling, enjoy Mastercard perks like Boingo Wi-Fi, rideshare protection, Mastercard concierge service and more. - Security Benefits.
Get protected with zero fraud liability and Mastercard ID theft protection. - Purchase Protection.
Pay your cell phone bill with your Quicken card and get phone protection. - No penalty APR.
If you make a late payment you won’t incur a penalty APR.
What to watch out for
- Foreign transaction fee.
Transactions made outside of the US in US dollars will cost you a fee of 2% of the transaction. All other foreign transactions will cost you 3% of the amount. - No intro APR.
If you’re looking to transfer your balance from another account or to make a large purchase and carry the balance interest-free, this may not be a good card for you. - No signup bonus.
The card doesn’t have a signup bonus. However, some customers claim they received a personalized offer with $100 bonus after spending $500 in the first 90 days.
Compare rewards credit cards
Updated January 17th, 2019
Bottom line
If you use Quicken software to manage your personal finances, the Quicken® World Mastercard® could be a nice addition to your wallet. Without paying an annual fee, you’ll get to earn accelerated points on several categories of purchases and you can easily monitor your credit card spending.
If you think there may be a better card for you, consider other rewards credit cards and compare your options.
