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List of lenders that are still accepting PPP applications
Find an SBA Preferred Lender in your state that's willing to work with new applicants.
The deadline to apply for the Paycheck Protection Program was extended to August 8, 2020.
With the first round of funding for the SBA’s Paycheck Protection Program depleted in just two weeks, many lenders stopped accepting applications to focus on processing those that never received funding the first time around.
Now that Congress approved a second round of funding, you might have thought most SBA Preferred Lenders would have opened applications up again. But unfortunately, that’s not the case.
As of April 29, 2020, many are still trying to process outstanding applications due to demand. And those that are accepting PPP applications are prioritizing existing customers.
Are these SBA Preferred Lenders accepting new PPP applications?
| Lender | States served | Accepting new PPP applications? | Additional requirements |
| America First FCU |
| No | Must sign up for a business account |
| Ameris Bank |
| No | Must be an existing account holder |
| Atlantic Capital Bank | All 50 states | Yes — must contact a banker directly | Must be an existing account holder |
| Bank of America | All 50 states | Yes — online | Can’t have a business credit or borrowing relationship with another bank |
| Bank of George | Nevada | Yes — by appointment only | None stated |
| Bank of Hope |
| No | Must be an existing customer with any type of loan or business checking account |
| Bank of the West |
| No | Must be an existing account holder |
| BankUnited |
| Yes — must contact a banker directly | Must be an existing account holder |
| BBVA |
| No | Must be an existing account holder |
| Berkshire Bank |
| No | Must sign up for a business account |
| Truist |
| No | Must be an existing account holder with Truist, SunTrust or BB&T |
| Byline Bank | All 50 states | No | Must be an existing account holder |
| Cadence Bank | Alabama, Florida, Georgia, Mississippi, Tennessee, Texas | Yes — must contact a banker directly | Must be an existing account holder |
| Capital One | All 50 states | No | Must be an existing account holder |
| Cathay Bank |
| No | None stated |
| Celtic Bank | All 50 states | Yes — online | Priority given to existing account holders |
| CenterState Bank |
| Yes — though they’re being processed through their partnership with Kabbage | Must be an existing account holder |
| Citizens Bank |
| Yes — online | Must sign up for a business account |
| Comerica Bank | All 50 states | Yes — online | Must be an existing account holder |
| Commonwealth Business Bank |
| Yes — must contact a banker directly | None stated |
| Customers Bank | All 50 states | No | Priority given to existing account holders |
| East West Bank | All 50 states | Yes — must contact a banker directly | Priority given to existing account holders |
| Embassy National Bank | Georgia | No | Must be an existing account holder |
| Falcon National Bank | Minnesota | Yes — must contact a banker directly | Must be an existing customer |
| Fifth Third Bank |
| Unclear — contact your branch for more info | Priority given to existing account holders |
| FinWise Bank | All 50 states | Unclear — contact the bank for more info | None stated |
| FirstBank |
| Yes — online | Must be an existing commercial account holder |
| First Chatham Bank | Georgia | No | None stated |
| First Commonwealth Bank | All 50 states | No | Priority given to existing account holders |
| First Financial Bank |
| No | Priority given to existing account holders |
| First General Bank | California | Unclear — contact the bank for more info | None stated |
| First Home Bank |
| No | None stated |
| First Horizon Bank | All 50 states | Yes — by appointment only | None stated |
| First IC Bank |
| No | Must be an existing account holder |
| First National Bank of Pennsylvania |
| No | Must be an existing account holder |
| First Savings Bank |
| Yes — must contact a banker directly | None stated |
| First Citizens Bank |
| No | Must be an existing account holder |
| Five Star Bank | New York | No | Must sign up for a business account |
| Fountainhead | All 50 states | No | None stated |
| Frost Bank | Texas | Yes — online | Must be an existing account holder |
| Fulton Bank |
| Yes — online | Must be an existing account holder |
| Hana Small Business Lending | All 50 states | No | None stated |
| Hanmi Bank |
| No | None stated |
| Harvest Small Business Finance | All 50 states | No | None stated |
| HomeTrust Bank |
| Yes — though they’re being processed through their partnership with Kabbage | None stated |
| Huntington National Bank | All 50 states | Unclear — contact the bank for more info | None stated |
| IncredibleBank | All 50 states | No | None stated |
| Independent Bank |
| Yes — must contact a banker directly | Must be an existing account holder |
| Chase | All 50 states | No | Must be an existing account holder |
| KeyBank |
| Unclear — contact the bank for more info | Must be an existing account holder |
| Live Oak Bank | All 50 states | Unclear — contact the bank for more info | None stated |
| M&T Bank |
| No | Must be an existing account holder |
| Metro City Bank |
| No | None stated |
| Midwest Regional Bank | All 50 states | Unclear — contact the bank for more info | None stated |
| Mountain Pacific Bank |
| Unclear — contact the bank for more info | Must be located within Mountain Pacific Bank’s service area |
| Union Bank |
| No | None stated |
| NewBank |
| Unclear — contact your branch for info | None stated |
| Newtek Small Business Finance | All 50 states | Yes — must fill out an online interest form before applying | None stated |
| Northwest Bank |
| Yes — must contact a banker directly | Must be an existing account holder |
| Open Bank |
| Yes | Must be an existing client |
| Pacific City Bank |
| Yes — must contact a banker directly | None stated |
| Pacific Western Bank | All 50 states | No | Must be an existing account holder |
| Patriot Bank | New York | No | None stated |
| Peapack-Gladstone Bank | New Jersey | Yes — must contact a banker directly | Must be an existing account holder |
| Peoples Bank |
| No | Must be an existing account holder |
| Pinnacle Bank |
| Yes — must contact a banker directly | Priority given to existing account holders |
| PNC |
| No | Must be an existing account holder |
| Poppy Bank |
| Yes — must contact a banker directly | None stated |
| PromiseOne Bank | Georgia | Unclear — contact the bank for more info | None stated |
| Quantum National Bank | All 50 states | No — but can call to be put on a waitlist | None stated |
| Ready Capital | All 50 states | No | None stated |
| Regions |
| No | Must sign up for a business account |
| Republic Bank |
| Yes — email applications to SBALoans@myrepublicbank.com | Must be an existing account holder or located in a Republic Bank service area |
| Royal Business Bank | California | Unclear — contact the bank for more info | None stated |
| Seacoast Commerce Bank | All 50 states | Yes — must contact a banker directly | Must be an existing account holder |
| Seacoast National Bank | All 50 states | Yes — must contact a banker directly | None stated |
| Shinhan Bank America |
| Unclear — contact the bank for more info | None stated |
| Stearns Bank | All 50 states | No | None stated |
| Stone Bank | All 50 states | No | None stated |
| Sunflower Bank | All 50 states | Unclear — contact the bank for more info | None stated |
| Synovus Bank | All 50 states | No | Must sign up for a business account |
| TCF National Bank | All 50 states | Yes — online | None stated |
| TD Bank |
| Yes — online | Must be an existing account holder |
| The MINT National Bank | All 50 States | No | None stated |
| Umpqua Bank |
| Yes — must fill out an online interest form before applying | Must be an existing account holder |
| UniBank | Massachusetts | No | None stated |
| United Business Bank |
| Yes — email Eric Coler-Dark at ecoler-dark@ubb-us.com for instructions | Must be an existing business customer |
| United Community Bank |
| No | Priority given to existing account holders |
| United Midwest Savings Bank | All 50 states | No | Must be an existing account holder |
| U.S. Bank | All 50 states | No | None stated |
| US Metro Bank | All 50 states | Unclear — contact the bank for more info | None stated |
| VelocitySBA | All 50 states | Yes — contact a banker directly | Must be an existing customer |
| Wallis Bank |
| Yes — submit application via email to SBACARESAct@wallisbank.com | Must do business in Texas, Southern California or the Atlanta Metro area |
| Wells Fargo | All 50 states | Yes — online | Existing account holder enrolled in Wells Fargo Business Online or Commercial Electronic Office |
| West Town Bank & Trust | All 50 states | No | None stated |
| Zions Bank |
| Yes — contact a banker directly | Priority given to existing account holders |
| 21st Century Bank | Minnesota | No | None stated |
Find an online lender that’s still accepting PPP loan applications
Below are online lenders and connection services offering loans through the SBA Paycheck Protection Program. We recommend applying as soon as possible, since funds are available on a first-come, first-served basis.
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