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PNC Cash Rewards® Visa® Credit Card vs Citi® Double Cash Card

Updated

Fact checked

The winner: Citi® Double Cash Card

Citi® Double Cash Card logo

Up to 2%

Cash back

  • An excellent choice for cash back and balance transfers
  • Market-leading 2% back (1% after buying, 1% after paying)
  • No annual fee
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PNC Cash Rewards® Visa® Credit Card

PNC Cash Rewards® Visa® Credit Card

Rates & Fees

Citi® Double Cash Card

Citi® Double Cash Card

Rates & Fees

finder.com's rating
finder.com's rating Not rated yet

★★★★★

3.8 / 5.0
Best for
Best for
  • Cash back in everyday categories
  • Highest unlimited cash back
Welcome offer
Welcome offer

$100 after spending $1,000 in the first 3 billing cycles

N/A

Rewards
Rewards

2% on groceries, 3% on dining and 4% on gas up to $8,000 combined annually, then 1% after that and on all other purchases

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

Purchase APR
Purchase APR

12.99% to 22.99% variable

13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 12 billing cycles, then 12.99% to 22.99% variable

0% intro APR for 18 months, then 13.99% to 23.99% variable

Cash advance
Cash advance

APR: 22.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 21 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 670 740
Card type
Card type Credit Credit
Learn more
Learn more

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Compare PNC Cash Rewards® Visa® Credit Card vs. Citi® Double Cash Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
PNC Cash Rewards® Visa® Credit Card
$100 after spending $1,000 in the first 3 billing cycles
2% on groceries, 3% on dining and 4% on gas up to $8,000 combined annually, then 1% after that and on all other purchases
$0
Earn $100 after spending $1,000 in the first 3 billing cycles
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
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