PNC Cash Rewards® Visa® Credit Card vs Citi® Double Cash Card

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PNC Cash Rewards® Visa® Credit Card

PNC Cash Rewards® Visa® Credit Card

Citi® Double Cash Card

Citi® Double Cash Card

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★★★★★

3.8 / 5.0
Best for
Best for
  • Cash back in everyday categories
  • Highest unlimited cash back
Welcome offer
Welcome offer

$100 after spending $1,000 in the first 3 billing cycles

N/A

Rewards
Rewards

2% on groceries, 3% on dining and 4% on gas up to $8,000 combined annually, then 1% after that and on all other purchases

1% cash back when you make purchases and 1% cash back when you pay off your card

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

14.49% to 24.49% variable

15.49% to 25.49% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 12 billing cycles, then 14.49% to 24.49% variable

Fee:  $5 or 4% of the transaction, whichever is greater ​ ​ ​

APR: 0% intro APR for 18 months, then 15.49% to 25.49% variable

Fee:  $5 or 3% of the transaction, whichever is greater ​ ​ ​

Cash advance
Cash advance

APR: 24.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 21 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Which card should you choose?

PNC Cash Rewards® Visa® Credit Card

PNC Cash Rewards® Visa® Credit Card

  • Cash back in everyday categories like gas, dining, and groceries
  • Intro APR period on balance transfers
  • No annual fee

Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
  • Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 15.49% to 25.49% applies.
  • Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Everyday® Card from American Express
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® Quicksilver® Cash Rewards Credit Card
$150 cash back after spending $500 in the first 3 months
1.5% cash back on all purchases
$0
Earn unlimited 1.5% cash back on every purchase, every day.
CardMatch™ from creditcards.com
See terms
See terms
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
Blue Cash Preferred® Card from American Express
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
6% cash back at US supermarkets. Rates & fees
Chase Freedom Unlimited®
$150 after spending $500 in the first 3 months
1.5% cash back on all purchases
$0
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

Compare Citibank credit cards

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