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PayPal Cashback Mastercard® vs Citi® Double Cash Card

Compare cash back credit cards

Megan Horner
Megan Horner

Updated

Fact checked
Please note: Citi is an advertising partner of finder.com

PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

Rates & Fees

Citi® Double Cash Card

Citi® Double Cash Card

Rates & Fees
finder.com's rating
finder.com's rating Not rated yet

★★★★★

3.8 / 5.0
Best for
Best for
  • High cashback rate with a PayPal account
  • Highest unlimited cash back
Welcome offer
Welcome offer

N/A

N/A
Rewards
Rewards

2% cash back on all purchases

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
Purchase APR
Purchase APR

21.49%, 25.49% or 28.49% variable

13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

N/A

0% intro APR for 18 months, then 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 26.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 740 740
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Summary of card features

PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

  • 2% cash back on all purchases
  • No annual fee
  • Price protection
  • No foreign transaction fees

Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
  • Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 13.99% to 23.99% applies.
  • Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.

Compare cash back credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Freedom Flex℠
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Apply now
View details
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Apply now
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees
Apply now
View details
Citi® Double Cash Card
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Apply now
View details
Chase Freedom Unlimited®
Chase Freedom Unlimited®
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Apply now
View details
Costco Anywhere Visa® Card by Citi
Costco Anywhere Visa® Card by Citi
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Apply now
View details
American Express Cash Magnet® Card
American Express Cash Magnet® Card
$150 after spending $1,000 in the first 3 months
1.5% cash back on all purchases
$0
With 1.5% back on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. Rates & fees
Apply now
View details
Petal® Visa® Credit Card
Petal® Visa® Credit Card
N/A
Up to 10% cash back from select merchants, on other purchases earn 1% back, 1.25% after six on-time payments and 1.5% after 12 on-time payments
$0
Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score of 600 or higher. See if you prequalify with no impact to your score.
Apply now
View details
TD Cash Credit Card
TD Cash Credit Card
$150 after spending $500 in the first 90 days
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
$0
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Apply now
View details
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See terms
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
See offer
View details
Credit One Bank® Visa® with Free Credit Score Access
Credit One Bank® Visa® with Free Credit Score Access
N/A
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
$0 to $99
Get 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Apply now
View details
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Credit One Bank® Unsecured Visa® with Cash Back Rewards
N/A
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Apply now
View details
Credit One Bank® Unsecured Visa® for Rebuilding Credit
Credit One Bank® Unsecured Visa® for Rebuilding Credit
N/A
1% cash back on all purchases on eligible purchases
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Apply now
View details
Official NASCAR® Credit Card from Credit One Bank®
Official NASCAR® Credit Card from Credit One Bank®
N/A
Up to 1% cash back on eligible purchases determined by Credit One and double cash back at the NASCAR Shop
$0 to $99
Get up to 1% cash back rewards on eligible purchases determined by Credit One and double cash back rewards at the NASCAR Shop.
Apply now
View details
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