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PayPal Cashback Mastercard® vs Citi® Double Cash Card

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Megan Horner
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Please note: Citi is an advertising partner of finder.com

PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

Terms apply, see rates & fees

Citi® Double Cash Card

Citi® Double Cash Card

Terms apply, see rates & fees
Finder rating
Finder rating Not rated yet

★★★★★

3.8 / 5.0
Best for
Best for
  • High cashback rate with a PayPal account
  • Highest unlimited cash back
Welcome offer
Welcome offer

N/A

N/A
Rewards
Rewards

2% cash back on all purchases

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
Purchase APR
Purchase APR

19.99%, 23.99% or 26.99% variable

13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

N/A

0% intro APR for 18 months, then 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 26.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

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