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PayPal Cashback Mastercard® vs Citi® Double Cash Card

Compare cash back credit cards

The winner: Citi® Double Cash Card

Citi® Double Cash Card logo

Up to 2%

Cash back

  • An excellent choice for cash back and balance transfers
  • Market-leading 2% back (1% after buying, 1% after paying)
  • No annual fee
Apply now
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Megan Horner
Updated
Fact checked
Please note: Citi is an advertising partner of finder.com

PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

Terms apply, see rates & fees

Citi® Double Cash Card

Citi® Double Cash Card

Terms apply, see rates & fees
Finder rating
Finder rating Not rated yet

★★★★★

3.8 / 5.0
Best for
Best for
  • High cashback rate with a PayPal account
  • Highest unlimited cash back
Welcome offer
Welcome offer

N/A

N/A
Rewards
Rewards

2% cash back on all purchases

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
Purchase APR
Purchase APR

19.99%, 23.99% or 26.99% variable

13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

N/A

0% intro APR for 18 months, then 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 26.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare PayPal Cashback Mastercard® vs. Citi® Double Cash Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
PayPal Cashback Mastercard®
PayPal Cashback Mastercard®
N/A
2% cash back on all purchases
$0
Earn 2% cash back on all purchases. Rates & fees
View details
Citi® Double Cash Card
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Apply at Citi
View details
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