How do you find the best payday loans?

To find the best payday lenders, do a search for those in your area or online, then check ratings from past customers on Trustpilot and Google. Also, visit the BBB website to see if the lender is accredited — if so, that's a sign it's legit. Once you've narrowed it down to a few payday lenders, compare fees, funding speed and repayment terms to find the best fit. Related: How payday loans work

How long does it take to apply for a payday loan?

Applying for a short-term loan should take around five to 10 minutes, provided you have all the information needed to complete the application.

Are there any low-interest payday loans available?

Not really. Payday loans almost always come with high fees that translate to triple-digit APRs. Even the cheapest payday loans typically cost at least $10 per $100 borrowed. If you're looking for something less expensive, a cash advance app or installment loan might be a better fit.

What are the top payday loan providers in the country?

Some of the top payday loan providers in the US include ACE Cash Express, Check Into Cash and Speedy Cash. These lenders are licensed in multiple states and have been around for years, but their loans are still expensive. Always compare fees and terms before borrowing — even from big-name payday lenders.