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Compare payday loan connection services

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Want to compare multiple short-term loan offers in one place? Let a connection service handle it for you.

Financial obligations don’t always come at the most convenient times, and when they pile up, it can be difficult to find the time to do necessary things — like compare your loan options. A broker or a loan-connection service may be able to simplify the process for you, even if your credit is less-than-perfect.

These providers allow you to compare several offers at once with one convenient application. Here we explore how brokers work, compare them to direct lenders and show you how to find a legit one.

LendYou Short-term Loans

For fast cash: LendYou

Find a lender that offers cash advances between $100 and $15,000.

  • Min. Loan Amount: $100
  • Max. Loan Amount: $15,000
  • Turnaround Time: 1 business day
  • Must have regular income of $1,000/month and be a US citizen or permanent resident
  • No collateral needed
  • Bad credit is OK

    How do payday loan connection services work?

    A loan connection service works to pair borrowers like you with a suitable lender. They don’t provide loans. Instead, they compare your application against a network of lenders to see which can best fit your needs and situation.

    Most loan matching services don’t charge a fee for their services. Their money comes from generating leads or referring you to direct lenders, similar to a commission. Some also function as a lender subscription service. Lenders pay the referral service to be a part of its network, and the referral service then chooses one or more to show you based on what criteria you meet.

    All of this boils down to you being able to submit one application and potentially get more than one offer. A loan connection service could cut down on comparison time and save you the frustration of sorting through different lenders that you may not qualify for.

    Compare top online payday loan connection services

    Rates last updated February 19th, 2019
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Max. Loan Amount Turnaround Time Requirements
    Slam Dunk Loans
    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
    As soon as next business day
    Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
    LendYou Short-term Loans
    Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
    1 business day
    You must be a US citizen or permanent resident, age 18+ and have a regular income.
    CashUSA Installment Loans
    A connection service for quick cash loans up to $10,000.
    As early as 1 business day
    Must have a monthly income of $1,000+ after taxes and valid checking account.
    TriangleCash Payday Loans
    If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
    As soon as next business day
    You must be a US citizen, at least 18 years old, and have a valid bank account. Payday Loans
    Whether for emergencies or unexpected expenses, this provider may be able to connect you among its nationwide network of lenders.
    1–2 business days
    You must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.

    Compare up to 4 providers

    Payday loan connection services vs. direct lenders

    Loan connection services

    • Ease of application. You’ll have one application for several lenders. The total time to apply is about 10 minutes.
    • Fees. There is usually no fee for working with a loan broker.
    • Safety. Legit brokers have secure websites but may share your contact information for marketing purposes (read the broker’s privacy policy to learn more).
    • Eligibility requirements. Brokers have minimal blanket eligibility criteria to screen applicants, but they do accept people with a wide range of circumstances to see if they might be fit for any lenders in the network

    Direct lenders

    • Ease of application. You’ll have to fill out one application per lender. The total time to apply is about 10 minutes.
    • Fees. Every lender will charge a financing fee and interest based on the laws of your state of residence.
    • Safety. Legit lenders have secure websites and typically don’t share your information with third parties.
    • Eligibility requirements. It varies by lender, but you must live in a state where the lender operates and show proof of regular income.

    Quick snapshot of how these two options differ

    Matching service Direct lenders
    Ease of application One application for several lenders, total time to apply: approx. 10 minutes One application for each lender, total time to apply: approx. 10 minutes per website
    Fees Varies by lender, usually no additional fee charged by the broker Varies by lender, usually a financing fee of $10-25 per $100 borrowed
    Safety Legit brokers have secure websites, but may share your contact information for marketing purposes (read the broker’s privacy policy to learn more) Legit lenders have secure websites and typically don’t share your information with third-parties
    Eligibility requirements Brokers have minimal blanket eligibility criteria to screen applicants, but accept people with a wide range of circumstances and see if they could be a fit for any lenders in the partner network Varies by lender, but you must live in a state where the lender operates and show proof of regular income

    Why should I consider before submitting my info?

    A payday loan matching service is a solid solution if you’re short on time and need a little help with comparing your offers. By submitting just one application, you’re able to compare offers without the labor of finding a series of reputable lenders.

    Lodging deposit due

    Three friends togetherImagine this scenario: Peter is a senior at the local university. He and his friends are planning to visit Norway this winter, but Peter doesn’t have time to take extra hours at his job to save up enough money for the lodging deposit due at the end of the week.

    He goes online and finds a reputable matching service who can help him get a loan for young people with little to no credit history. It takes a few days, but he doesn’t need to submit multiple applications or visit a store. The matching service shows him his options from various lenders, and Peter selects one that will pay for his lodging deposit, about $350. It had a relatively low APR, and since the loan terms give him 30 days to pay it back, Peter knows he can make up the extra time without harming his credit.

    How do I find a legitimate matching service?

    Here are a few easy ways to a provider with a good reputation and avoid scams.

    • Look for contact information. If you can’t find contact information anywhere on the website, that may be a red flag. You should be able to easily consult with a broker agent at any point in the process.
    • Find the privacy policy. Look for the security and privacy policies. If they’re not easily accessible, the broker may be out to collect your information and sell it.
    • Check the Better Business Bureau. A BBB rating is a decent indicator of a broker’s trustworthiness. Look for a B+ or higher.
    • Avoid approval guarantees. There’s no such thing as a guaranteed loan so you’ll want to avoid brokers that guarantee they’ll match you with a lender. You need to meet certain eligibility criteria to qualify for a loan, even if it’s as simple as being 18 years old and having an open bank account.

    What to watch out for

    Since payday loans can be an easy market to prey on people in need of money, you may find disreputable companies. Avoiding matching services that don’t publish contact information and security or privacy policies can help you dodge a scam.

    Without transparency on privacy policies, brokers can hide their practices. For instance, some brokers allow lenders in their network to distribute your contact information to marketers. Before you fill out an application, confirm your broker is legit. In addition, don’t sign a contract with a lender you don’t think you can trust. It’s better to be safe than in a spiral of bad debt.

    Make sure your lender is legit by reading these steps

    Bottom line

    A loan-connection service could save you time and frustration in finding a payday loan that suits your needs, but they come with risks that are important to evaluate.

    As with any loan, be sure confirm and understand all of the terms and conditions before you sign a contract. You’re not obligated to accept it, whether it’s through a broker or from a direct lender. You can contact a customer service representative or explore other payday loan options until you feel comfortable with an offer.

    Are payday loans available in my state?

    Frequently asked questions

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    3 Responses

    1. finder Customer Care
      johnbasanesOctober 12, 2018Staff

      Hi Patricia,

      Thank you for leaving a question.

      You have reached finder, a comparison and general information website. If you wish to speak directly to a loan provider, kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!


    2. Default Gravatar
      DollethaJune 26, 2018

      Can I get a loan on a debit card

      • Default Gravatar
        ArnoldJune 26, 2018

        Hi Dolletha,

        Thanks for your inquiry

        Yes. There are lenders that offer prepaid debit card loans to US residents. To check and compare options from different lenders, please click on this link.

        You’ll typically need to register the card in your name, either in person, by phone or online. Because most prepaid cards are either Visa or Mastercard, you can then begin using your card as you would any other type of credit card. Use it at retailers, utilities or even ATMs to withdraw your cash — wherever and whenever you need it.

        Hope this information helps


    US Payday Loans Offers

    Important Information*
    CashNetUSA Loan

    Apply for a short-term loan with an easy online application and dedicated customer service.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

    LendYou Short-term Loans

    Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

    Go to site