Earn unlimited cash back on all purchases or accelerated cash back on specific categories.
You’ll find a variety of Mastercard cashback credit cards offered by many banks. Whether you get flat cash back or extra points based on your purchase category, the majority of these cards have one thing in common — you won’t pay an annual fee.
Our pick for a Mastercard with cash back
HSBC Cash Rewards Mastercard® credit card
Compare Mastercard cashback credit cards
Best Mastercard cashback credit cards
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Best credit card for balance transfers: Citi® Double Cash Card
Citi® Double Cash CardRead more
Best card for dining and entertainment: SavorOne℠ Rewards from Capital One®
SavorOne℠ Rewards from Capital One®
Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
Best credit card for unlimited cash back: PayPal Cashback Mastercard®
PayPal Cashback Mastercard®Read more
Best for gas and groceries: Bank of America® Cash Rewards credit card
Bank of America® Cash Rewards credit card
Earn more cash back for the things you buy most.
How to compare Mastercard cashback credit cards
Mastercard cashback credit cards come from almost every bank that offers personal credit cards. To choose the right one, ask yourself:
- Do you want to make balance transfers?
The Citi® Double Cash Card, the SavorOne℠ Rewards from Capital One® or the Bank of America® Cash Rewards credit card can be solid choices. But if you’re looking for the longest intro APR period, consider the Citi® Double Cash Card.
- Do you mostly spend on dining and entertainment?
In that case, the SavorOne℠ Rewards from Capital One® would be the right choice, as it offers the highest cash back on these categories.
- Do you want to earn flat cash back on all purchases?
Consider the Citi® Double Cash Card or the PayPal Cashback Mastercard®. Both offer unlimited 2% back on all purchases and have no annual fee.
A wide variety of Mastercard cashback credit cards are available across many banks. You can choose from flat cash back on all purchases or accelerated rewards on certain categories. The majority of Mastercard cashback credit cards come with a signup bonus, no annual fee and offer an intro APR period on balance transfers and purchases.
But if you find that none of these cards are what you’re looking for, compare other cashback credit cards until you find the right fit for your financial needs.
Frequently asked questions