Compare Mastercard cashback credit cards | finder.com
Mastercard (2) (1)

Compare Mastercard cash back credit cards — January 2019

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Earn unlimited cash back on all purchases or accelerated cash back on specific categories.

You’ll find a variety of Mastercard cashback credit cards offered by many banks. Whether you get flat cash back or extra points based on your purchase category, the majority of these cards have one thing in common — you won’t pay an annual fee.

Our pick for a Mastercard with cash back

HSBC Cash Rewards Mastercard® credit card

  • Earn unlimited 1.5% cash rewards on all purchases
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months
  • 10% anniversary bonus on all cash rewards earned once a year
  • No annual fee
  • 0% Intro APR for 15 months on balance transfers, then a 15.24%, 19.24% or 25.24% variable APR
  • No foreign transaction fees
  • $0 liability for unauthorized purchases
  • Terms apply
  • See rates & fees
Read less
Read more
Promoted

Compare Mastercard cashback credit cards

Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months. 10% Anniversary Bonus on all Cash Rewards earned once a year.
1.5% cash back
15.24%, 19.24% or 25.24% variable
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
1x points
16.99% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1x points
16.99% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
2x points
16.99% variable
$995
Earn 2x points when redeemed for airfare through the Luxury rewards program.
1% cash back
16.24% to 22.24% variable
$0
1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.

Compare up to 4 providers

Best Mastercard cashback credit cards

Jump to …

Best credit card for balance transfers: Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back when you make purchases
  • Earn additional cash back when you pay off your card
  • Intro APR on balance transfers
  • No annual fee
Read less
Read more
Promoted
The Citi® Double Cash Card can be an excellent choice if you want to transfer your balance from another card and pay it off for more than a year without interest. This can help you save money while earning cash back on everything you buy.

Best card for dining and entertainment: SavorOne℠ Rewards from Capital One®

SavorOne℠ Rewards from Capital One®

Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

Promoted
If you mostly spend money at restaurants, bars, cafes, fast food chains or on entertainment tickets, the SavorOne℠ Rewards from Capital One® could be worth considering. You’ll earn accelerated cash back on these categories and you’ll get a decent signup bonus.

Best credit card for unlimited cash back: PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

  • Turn your everyday purchases into cash back with the PayPal Cashback Mastercard®
Read less
Read more
Promoted
The PayPal Cashback Mastercard® lets you earn unlimited flat cash back without paying an annual fee. PayPal may also offer you interest-free financing promotions for certain transactions.

Best for gas and groceries: Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card

Earn more cash back for the things you buy most.

Promoted
When you use the Bank of America® Cash Rewards credit card you earn accelerated cash back on purchases made at eligible gas stations, grocery stores and wholesale club. Plus you can earn a generous signup bonus.

How to compare Mastercard cashback credit cards

Mastercard cashback credit cards come from almost every bank that offers personal credit cards. To choose the right one, ask yourself:

  • Do you want to make balance transfers?  
    The Citi® Double Cash Card, the SavorOne℠ Rewards from Capital One® or the Bank of America® Cash Rewards credit card can be solid choices. But if you’re looking for the longest intro APR period, consider the Citi® Double Cash Card.
  • Do you mostly spend on dining and entertainment?  
    In that case, the SavorOne℠ Rewards from Capital One® would be the right choice, as it offers the highest cash back on these categories.
  • Do you want to earn flat cash back on all purchases?  
    Consider the Citi® Double Cash Card or the PayPal Cashback Mastercard®. Both offer unlimited 2% back on all purchases and have no annual fee.

Bottom line

A wide variety of Mastercard cashback credit cards are available across many banks. You can choose from flat cash back on all purchases or accelerated rewards on certain categories. The majority of Mastercard cashback credit cards come with a signup bonus, no annual fee and offer an intro APR period on balance transfers and purchases.

But if you find that none of these cards are what you’re looking for, compare other cashback credit cards until you find the right fit for your financial needs.

Frequently asked questions

Images: Shutterstock

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

US Credit Card Offers

Important Information*
Go to site