Compare Mastercard cashback credit cards | finder.com
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Compare Mastercard cashback credit cards

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Pay no annual fee and earn unlimited points on all purchases.

A variety of Mastercard cashback credit cards offer cash back or extra points based on your purchase category. Earn cash back on grocery, gas, dining and entertainment purchases.

Our pick for a Mastercard with cash back

HSBC Cash Rewards Mastercard® credit card

  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn an Introductory 3% cash back on all purchases in the first 12 months from account opening, up to the first $10,000 in purchases
  • 10% anniversary bonus on all cash rewards earned once a year.
  • No annual fee.
  • 0% intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No foreign transaction fees.
  • $0 liability for unauthorized purchases.
  • Terms apply.
  • See rates & fees
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Compare Mastercard cashback credit cards

Name Product Welcome Offer Rewards Annual Fee Filter values
3% cash back bonus on up to $10,000 in the first 12 months, then 1.5%
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
$0
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
N/A
1x points on all purchases with 2% point value when you redeem for airfare or cash back
$995
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
N/A
1% cash back to your choice of nonprofits, K-12 schools, colleges and religious organizations
$0
1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.

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Consider these Mastercard cashback credit cards

Mastercard offers a number of credit cards with cash back rewards. When searching for the one that fits your needs, you might come across cards with similar perks to the following examples.

Quick look at Mastercard cashback credit cards

Citi® Double Cash Card

Citi® Double Cash Card

  • Get this card if: You want to make a balance transfer.
The Citi® Double Cash Card can be an excellent choice if you want to transfer your balance from another card and pay it off for more than a year without interest. This can help you save money while earning cash back on everything you buy.

SavorOne℠ Rewards from Capital One®

SavorOne℠ Rewards from Capital One®

  • Get this card if: You spend a lot on dining and entertainment.
If you mostly spend money at restaurants, bars, cafes, fast food chains or on entertainment tickets, the SavorOne℠ Rewards from Capital One® could be worth considering. You’ll earn accelerated cash back on these categories and you’ll get a decent signup bonus.

PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

  • Get this card if: You want unlimited cash back.
The PayPal Cashback Mastercard® lets you earn unlimited flat cash back without paying an annual fee. PayPal may also offer you interest-free financing promotions for certain transactions.

Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card

  • Get this card if: You want cash back on gas and groceries.
When you use the Bank of America® Cash Rewards credit card, you earn accelerated cash back on purchases made at eligible gas stations, grocery stores and wholesale club. Plus you can earn a generous signup bonus.

How to compare Mastercard cashback credit cards

Mastercard cashback credit cards come from almost every bank that offers personal credit cards. To choose the right one, ask yourself:

  • Do you want to make balance transfers?
    The Citi® Double Cash Card, the SavorOne℠ Rewards from Capital One® or the Bank of America® Cash Rewards credit card can be solid choices. But if you’re looking for the longest intro APR period, consider the Citi® Double Cash Card.
  • Do you mostly spend on dining and entertainment?
    In that case, the SavorOne℠ Rewards from Capital One® would be the right choice, as it offers the highest cash back on these categories.
  • Do you want to earn flat cash back on all purchases?
    Consider the Citi® Double Cash Card or the PayPal Cashback Mastercard®. Both offer unlimited 2% back on all purchases and have no annual fee.

Bottom line

A wide variety of Mastercard cashback credit cards are available across many banks. You can choose from flat cash back on all purchases or accelerated rewards on certain categories. The majority of Mastercard cashback credit cards come with a signup bonus, no annual fee and offer an intro APR period on balance transfers and purchases.

But if you find that none of these cards are what you’re looking for, compare other cashback credit cards until you find the right fit for your financial needs.

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