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Cost to renovate a master bedroom

What to expect when renovating and furnishing your personal sanctuary.

The total cost of renovating your master bedroom will depend on the features you want to include. Simple transformations, like adding new curtains and sheets, will be your least expensive choice. If you want to add an en suite or create a built-in closet, you’ll be looking at a much more hefty bill at the end of your project.

We've divided the costs into budget, standard and premium renovations to help you estimate how much you might spend — and determine what type of financing you need.

Average cost of a master bedroom renovation

Like any renovation, the project cost boils down to the scope and complexity of the work, the quality of materials and finishes and the amount of labor needed. Because of this, your costs will depend on how much of a renovation you want to undertake.

Unfortunately, there’s no true average size for a master bedroom. Older homes will have smaller spaces for the master, while modern homes may have a complete master retreat with a sitting area, en suite and two large closets attached to the room.

For our cost estimates, we chose a master bedroom of 250 square feet with an attached bathroom of 125 square feet. These sizes are rounded from statistics taken from the National Association of Home Builders. When you’re renovating and designing your space, you’ll need to take the size of your bedroom into account.




Major furniture and flooring

To get an idea of the cost of the materials, fittings and fixtures required for an en suite, check out our bathroom renovation guide. To learn more about the cost of materials for the bedroom itself, read our tables below.



Laminate floors

$225 ($0.90 per square foot)


$20 (one gallon)

Queen bed

$150 (frame)
$1,000 (memory foam mattress)
Subtotal: $1,150

Bedside tables

$100 ($50 per table)




$75 (ladder-style with five shelves)


$60 ($30 per lamp)

Ceiling lights



$500 (10 hours at $50/hr)

Total cost:




Wooden floors

$1,450 ($5.80 per square foot)


$40 (one gallon)

Queen bed

$350 (frame)
$1,500 (memory foam mattress)
Subtotal: $1,850

Bedside tables

$340 ($170 per table)




$150 (five shelves)


$150 ($75 per lamp)

Ceiling lights



$1,500 (15 hours at $100/hr)

Total cost:




Wooden floors

$1,750 ($7.00 per square foot)


$50 (one gallon)

Queen bed

$800 (frame)
$3,500 (memory foam mattress)
Total: $4,300

Bedside tables

$500 ($250 per table)

Dresser with mirror



$300 (five shelves)


$800 ($400 per lamp)

Ceiling lights



$2,250 (15 hours at $150/hr)

Total cost:


These numbers don’t include installation of the flooring, how much you’ll need to pay a painter or the cost of having furniture delivered. In order to have a more well-rounded budget, you should request estimates for flooring and shop with retailers that offer free shipping.

Compare financing options for renovating a master bedroom

Once you've determined your budget, you'll need to finance your purchases and any changes you want to make to your room. Credit card, personal loans and HELOCs all offer unique benefits depending on the amount you want to spend.

Minor renovations: Consider a credit card

Credit cards are useful if you only want to make aesthetic changes to your bedroom. New paint, flooring and most furnishings can be financed on a personal or store credit card — and with most, you can earn rewards when you spend.

Chase Freedom Unlimited®

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The Chase Freedom Unlimited® card has one of the best cash back deals for general purchases. There’s no cap on how much you can earn, so if you’re picking up new furniture or decorations over a few weeks, you’ll still benefit from rewards.

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Moderate renovations: Consider a personal loan

Personal loans are best for bedroom renovations that will involve more labor. If you plan on completely replacing your furniture or tackling your en suite, a personal loan can be a less expensive way to cover your expenses.

LightStream personal loans

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LightStream is our top pick for renovations because of its competitive rates. It's backed by Truist Bank and has discounts to keep your APR low. Plus with loans up to $100,000, it should be able to cover most moderate bedroom renovations.

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*Payment example: Monthly payments for a $10,000 loan at 5.95% APR with a term of 3 years would result in 36 monthly payments of $303.99.

Truist Bank is an Equal Housing Lender. © 2020 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

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Major renovations: Consider a HELOC

If you need to build onto your home or cover major structural problems, a home equity loan or home equity line of credit (HELOC) is the way to go. These are one of the least expensive options, and much of what you invest into renovations will help increase the overall value of your home.


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LendingTree is a connection service that works with a large network of lenders. With one online application, you can find a variety of offers — and LendingTree will update you immediately if it finds a better option.

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What other factors do I need to consider when renovating my master bedroom?

Here are the factors and types of changes you might want to make to your bedroom. We've included cost where relevant — but keep in mind that the amount you spend will depend entirely on the style and quality of finish you want.


Your budget will dictate your final choice in material, but that doesn’t mean you don’t have options. Many homeowners choose to continue their wood floors into their bedroom, however, you could also opt for carpet or laminate if you don’t have a few thousand dollars to spend on installing or refinishing natural wood.

Although a flooring professional will take exact measurements of your space, it’s a good idea to have an idea of your room size. You should generally factor in an extra 10% to your estimate to account for any room irregularities or problems with the material.

Before your new floor is laid, make sure you vacuum the room to remove any dust or particles in the area. If you want to save on installing costs, you can remove your old flooring and make sure any glue is taken off the subfloor before the installation team arrives.

Flooring typeCost


$0.50 to $1 per square foot


$1 to $3 per square foot


$5 to $10 per square foot

The cost for labor depends on the amount of work that needs to be done. A simple job may only cost $2 to $10, but some jobs require that a new subfloor be put in place and that the baseboards be refinished. Altogether, you should expect to pay between $500 to $2,500 for labor, though these amounts will vary by location and the material you’ve selected. By contacting a flooring expert, you can receive estimates for the installation process. Compare these to find the best deal.

Installing heated floors

Nothing says relaxing quite like heated floors. There’s no better time to make the jump and install them than when you’re busy renovating the rest of your master bedroom.

You’ll have two choices: electric and hydronic. Electric systems are cheaper to install, but they’ll cost more in the long run. Hydronic systems, which run off your water heater, will be more expensive at first but won’t cost as much to maintain. Both choices will usually require a pro to install, but if you have a smaller bedroom, you may be able to turn it into a fun and challenging DIY project.

Installing an electric system will cost you around $1,500. A hydronic system is much more expensive, with prices ranging between $6,000 to $14,000. For a bedroom, it’s likely more cost-effective to put in an electronic system. On the other hand, if you’re renovating your entire house and putting in new flooring everywhere, you might want to opt for a hydronic system.

The choice is yours, but if your budget permits it, don’t look over this little piece of luxury.


Paint is a simple change that can bring a bedroom from boring to modern in a weekend. Most paint and primer mixtures are less than $30 a gallon. This means you’ll be able freshen up your space without spending much money–no professionals required. Painting your bedroom is a simple task that nearly everyone can do. Move your furniture to the center, lay down tarp, clean your walls and get rolling.

You can make your space your own with a little color change. No big renovations, no big mess.

Bed frames & mattresses

There are so many options out there, it can be overwhelming to hunt down the perfect match for your specific needs and taste. Bed frames come in more styles than a single person can count, ranging from basic metal to beautiful dark wood headboards and footers. Some have underneath storage, some have inbuilt shelving and others are simply nice to look at. You can by a simple frame for about $100. A more elaborate and fashionable choice will cost more, with many price tags ranging between $250 to $2,000.

Mattresses are the same. You can choose from memory foam, to traditional spring to pillow top, and there are so many options for firmness and size that you could spend days sorting through catalogs and visiting stores. Some can be had for $100, but most will require a significant monetary commitment. You’ll find most mattresses cost between $300 to $1,000.

Bedside tables

Bedside tables are a necessity for most master bedrooms. They’re a good option for storage, and they give you space to spread out when you’re getting ready to sleep. You can find a nightstand for any budget, from inexpensive tables you can put together yourself to solid wood pieces that require two people to haul inside.

Dressers and wardrobes

Dressers and wardrobes are extremely necessary for anyone without good closet space. They both serve a similar purpose: keeping your folded clothes safe from dust and debris. They also have similar prices, costing from $150 to $600.

Picking the right one really depends on the overall aesthetic of your bedroom. Are you going for a chic beach bungalow feel, or does your bedroom have more of a classic Victorian look? It’s important to choose a dresser or wardrobe that matches the rest of your furniture, or better yet, find a bedroom suite that includes them all.

You may want to consider wardrobes with additional functionality. One that can hide your TV is a must for people interested in keeping the bedroom’s focal point off technology.

How much does building a master closet cost?

Like any renovation, a master closet will cost more the large the space and the more you want to do with it. If you only have a small area dedicated to holding hanging clothes, you can install a simple storage system for a couple hundred dollars. On the other hand, if you’re taking out a portion of another bedroom to design the walk-in of your dreams, you should expect to spend a few thousand on moving walls, replastering, painting and furnishing your new space. A designer that focuses on closets can help you through the process, but you may also have to hire a professional builder to do the work.

Source a few estimates for the space, but keep in mind that even small renovations can be pricey if you pick expensive materials. Overall, try to budget $1,000 to $3,000 for a simple change.


A trendy bookcase is a must-have for many homeowners who would like to sort their reading material or have an extra spot for storage. You can purchase a narrow bookcase for $60. Most moderately-sized bookcases will cost around $100, and something larger or more elaborate will cost even more.


Lighting is a crucial element to your bedroom. A new lamp may be a great addition to spruce up and illuminate the space, and there are plenty of options for every budget. Likewise, replacing the ceiling light is another way to brighten up your bedroom without breaking the bank. You have hundreds of options to choose from, so take the time to find lights that match your style and your budget.

What about everything else? A cheap way to avoid renovation and still change your bedroom’s look is to invest in a new bedding set, new curtains, a piece of decorative art and a soft rug. All of these are relatively inexpensive ways to shift your style without spending tons of money on new paint, flooring and furnishings.

Bottom line

Creating a sanctuary out of your master bedroom doesn’t have to be difficult or costly. Provided you understand the cost of renovating your space, you should be able to finance the full cost of any remodeling you want to tackle.

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