5 loan places like Speedy Cash

Like Speedy Cash, Check Into Cash offers a wide range of loan types, including payday, installment and auto title loans. You can also apply online, at one of its locations or even over the phone. Like Speedy Cash, it also has an app. It offers other services like check cashing and buying your gift cards for cash. It offers loans in 32 states, with payday loans available in 29. Here, you can get payday loans starting at $50 and as high as $1,000 with APRs ranging from 153.73% to 782.14%, depending on your loan amount and state.

Like Speedy Cash, ACE Cash Express is a well-established lender. It has offered short-term loans since 1968. It has over 1,000 store locations across 20 states, mainly in the South and West. Depending on where you live, you can apply online or in person for a payday loan, installment loan, title loan or debit card loan. Loan amounts, rates and fees all vary by state. It’s a quick process — applying online just takes a few minutes and you can get your funds the same day if you go to an ACE Cash Express store to pick it up. It also comes with extra perks like a 72-hour guarantee which allows you to cancel your loan at no cost if you change your mind within the first three days. It also doesn’t have prepayment penalties and some states even offer a partial refund of fees if you pay off your loan early.

Cash Store can be slightly quicker than Speedy Cash, often offering same-day funding. It frequently has special offers like a discount the first time you borrow and $100 referral bonus. You can apply online or in person for payday loans, installment loans and title loans from $100 to $5,000, depending on your state. Your vehicle is subject to evaluation with title loans. Unlike Speedy Cash that offers online funding as well as an in-store pick option, you’re required to pick up your funds from one of Cash Store’s physical locations, even if you apply online.

Advance America offers online and in-store loans across 28 states. Founded in 1997, it now has more than 2,000 physical locations where you can get a payday loan, installment loan and auto title loan. You must provide personal identification, proof of income, a bank statement and a personal check. Its payday loans range from $100 to $500 with terms from 2 weeks – 1 month and installment loans are available in larger amounts that vary by state. What you’ll pay for these loans varies by state. Like with Speedy Cash, the application process is simple and only takes a few minutes. Typically you can get your funds within 1. If you can pay back your loan early, Advance America won’t charge a prepayment penalty, and in some states you can even get a rebate on part of your loan fees for paying it back early.

This Cincinnati-based short-term lender offers online and in-store payday loans, installment loans and prepaid credit cards across 27 states. Loan amounts range from $100 to $1,500 with costs and terms varying by state. If you apply online, the turnaround time is the same as Speedy Cash: one day. But in-store applicants can get funds within a few hours. Check ‘n Go offers perks that may outshine Speedy Cash. You can also earn a $50 gift card for referring a friend. On top of this, it has a 24-hour customer support line so you can get quick answers to your questions any time of day. It doesn’t offer as many different financial services as Speedy Cash, however. You can’t get a title loan and its additional services are limited to check cashing.