OppLoans Installment Loans
4.4 / 5
★★★★★
Unlike Speedy Cash, OppLoans only offers online installment loans. But with rates capped at 160% APR and terms from nine to 24 months, it can be a more affordable alternative. It also reports payments to credit bureaus to potentially improve your credit score. But monthly income requirements can be high in some states, and you have to be paid with direct deposit to qualify.
- Not available in: Colorado, Connecticut, Hawaii, Illinois, Iowa, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, New York, Pennsylvania, South Dakota, Vermont, West Virginia
- No APRs over 160%
- Can improve credit
- Option to change due date
- Online only
- Must receive income via direct deposit
- Bank account must be at least 90 days old
Loan amount | $500 – $4,000 |
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Interest rate type | Fixed |
Loan Term | 9 to 18 months |
Turnaround time | 1 business day |
Loan amount | $500 – $4,000 |
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Turnaround time | 1 business day |
Online application | Yes |
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Hello I recently got approved for financing on a used vehicle. Little money down with weekly payments of an agreed amount. Is there financed options to have my vehicle payed off, and allow me to arrange monthly payments just pay much longer term?
Hi Cody,
Thanks for getting in touch with finder. Congratulations for having a car, Cody!
Regarding your question, yes, there are a few things you can do. One is to refinance your car loan and the other is to apply for a personal loan and use the money to pay your existing car loan debt. That way, you can simply pay your personal loan lender.
Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua