Chime SpotMe®
Calling all Chime customers: SpotMe is a built-in feature of Chime's checking account that can help you avoid costly overdraft fees. Unlike Speedy Cash, it's not a loan. Rather, it's free overdraft feature that offers between $20 and $200 in free overdraft funds if you overdraw your account – with no fees or interest tacked on like with Speedy Cash.
But there are some requirements. To be eligible for SpotMe, you need to have at least $200 in monthly direct deposits from a regular payer and you must activate the SpotMe feature within the app. The SpotMe overdraft feature works with purchases, ATM withdrawals, cash-back transactions and over-the-counter withdrawals.
- Available in all states
- Get other Chime users to send you boosts to increase your SpotMe limit
- Potentially qualify for $200 in overdrafts
- Easy to switch on overdraft feature
- SpotMe limits start at $20
- SpotMe doesn't cover bill pay or P2P transfers
- Must be used with Chime checking account
Loan amount | Up to $200 |
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Loan Term | N/A |
Turnaround time | Same day |
Loan amount | $20 - $200 |
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Turnaround time | Same day |
Hello I recently got approved for financing on a used vehicle. Little money down with weekly payments of an agreed amount. Is there financed options to have my vehicle payed off, and allow me to arrange monthly payments just pay much longer term?
Hi Cody,
Thanks for getting in touch with finder. Congratulations for having a car, Cody!
Regarding your question, yes, there are a few things you can do. One is to refinance your car loan and the other is to apply for a personal loan and use the money to pay your existing car loan debt. That way, you can simply pay your personal loan lender.
Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua