Loans like Speedy Cash

Unlike Speedy Cash, OppLoans only offers online installment loans. But with rates capped at 160% APR and terms from nine to 24 months, it can be a more affordable alternative. It also reports payments to credit bureaus to potentially improve your credit score. But monthly income requirements can be high in some states, and you have to be paid with direct deposit to qualify.

• Not available in: Colorado, Connecticut, Hawaii, Illinois, Iowa, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, New York, Pennsylvania, South Dakota, Vermont, West Virginia

Like Speedy Cash, Check Into Cash offers a wide range of loan types, including payday, installment and auto title loans. You can also apply online, at one of its locations or even over the phone. Like Speedy Cash, it also has an app. It offers other services like check cashing and buying your gift cards for cash. It offers loans in 28 states, with payday loans available in 24. Here, you can get payday loans starting at $50 and as high as $1,000 and fees of $15 to $30 per $100 borrowed, depending on your loan amount and state.

• Available in: Alabama, Alaska, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nevada, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming

Like Speedy Cash, Ace Cash Express is a well-established lender. It has over 1,000 store locations across 20 states, mainly in the South and West. Depending on where you live, you can apply online or in person for a payday loan, installment loan, title loan or debit card loan. It also offers extra perks like a 72-hour guarantee which allows you to cancel your loan at no cost if you change your mind within the first three days. It also doesn’t have prepayment penalties, and some states even offer a partial refund of fees if you pay off your loan early.

• Only available in: California, Delaware, Florida, Idaho, Kansas, Louisiana, Minnesota, Missouri, New Mexico, Ohio, Texas

Advance America offers online and in-store loans across 26 states. Like with Speedy Cash, the application process is simple and only takes a few minutes. Typically you can get your funds within one business day. If you can pay back your loan early, Advance America won’t charge a prepayment penalty, and in some states you can even get a rebate on part of your loan fees for paying it back early. But it doesn't offer as many additional services and has gotten in trouble with regulators over its fees.

• Available in: Alabama, Alaska, Colorado, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Wisconsin, Wyoming

This Cincinnati-based short-term lender offers online and in-store payday loans, installment loans and prepaid credit cards across 27 states. And it offers perks that may outshine Speedy Cash. You can earn a $50 gift card for referring a friend, and it has a 24-hour customer support line so you can get quick answers to your questions any time of day. But it doesn’t offer as many different financial services as Speedy Cash. You can’t get a title loan and its additional services are limited to check cashing.

• Available in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont