Robinhood Is Offering a 2% IRA Match and Up to 3% Bonus for HOOD Month

Robinhood, known for democratizing access to the stock market, is running HOOD Month from September 18 through October 23, 2026, with two limited-time transfer bonuses.

Score a 2% match when you transfer a retirement account into Robinhood by October 9, or an uncapped bonus of up to 3% when you transfer a taxable brokerage account by October 16.

If you’ve been looking for a new primary broker, now’s the time to switch and take advantage of these transfer bonuses.

HOOD Month: September 18 through October 23, 2026

The month-long event features limited-time bonuses when you transfer investments into Robinhood. Here are the specific offers:

• Earn a 2% match on eligible self-directed retirement account transfers or rollovers initiated between September 18 and October 9, 2026.
• Earn up to a 3% bonus on eligible transfers into a taxable Robinhood brokerage or joint account between September 21 and October 16, 2026. Most customers receive 1%, with the exact rate set by Robinhood’s internal ranking model.

Plus, tune in to HOOD Summit ’26 — “Engines of Creation” — Robinhood’s third annual summit, running September 29–30 in Houston. The keynote livestream starts September 29 at 5:30 p.m. CT.

How to make the most of Robinhood’s HOOD Month offers

You don’t need Robinhood Gold to get either HOOD Month transfer bonus — the 2% retirement match and the up to 3% taxable account bonus are both open to standard accounts. A Robinhood Gold membership does unlock its own separate 3% match on new IRA contributions, along with other perks.

Robinhood Gold costs $5 a month, or $50 a year if you pay annually, and offers a range of benefits that can significantly enhance your trading and investment experience on the platform, especially for active traders and investors:

• 3.35% APY on uninvested cash
• 3% match on new IRA contributions (transfers and rollovers earn a standing 1% match instead — HOOD Month’s 2% retirement transfer bonus above is separate from both)
• Up to $5,000 or 3 times your portfolio value in instant deposits for taxable self-directed accounts (IRAs are capped at $1,000 regardless of Gold)
• Nasdaq Level 2 data
• First $1K of margin interest-free

Frequently asked questions

• Do I need a special promo code to get Robinhood Gold's 3% IRA match?

  You don't need a promo code, but you do need to be an active Robinhood Gold subscriber. The 3% match only applies to new cash you contribute to your IRA, up to the annual IRS limit — it doesn't apply to money you transfer or roll over from an outside IRA or 401(k), which earns a standing 1% match instead (or 2% during HOOD Month, per the retirement transfer bonus above).

• How does the up to 3% HOOD Month transfer bonus work?

  Most customers who transfer a taxable brokerage or joint account to Robinhood between September 21 and October 16, 2026 receive a 1% bonus. Robinhood ranks eligible customers with a proprietary model to determine who qualifies for a higher rate, up to 3%. The rate isn't based on anything you personally do and can't be predicted in advance.

• What happens if I withdraw funds before the five-year holding period ends?

  If your remaining Robinhood retirement or taxable account balance falls below the matched deposit plus the match amount before the five-year holding period is up, Robinhood can charge a prorated Early IRA Match Removal Fee or claw back a prorated portion of the transfer bonus.