How to send money to Nepal

Find the best exchange rate and low fees when you send money to Nepal from the US.

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The Nepalese rupee may be an exotic currency, but that doesn’t mean you’re out of luck. There are still options when you need to send money from the US to Nepal. By comparing exchange rates and fees, you can find the best deal to save you money while getting your recipient the most cash.
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    Compare international money transfer to Nepal

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 1 - 2 days USD 0.00 114.157 NPR 57,078 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
    USD 1 1 - 2 days USD 6.00 114.615 NPR
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 3.99 113.928 NPR 56,509 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
    USD 1 3 - 5 days USD 0.00 112.323 NPR 56,162 No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details
    USD 50 1 - 2 days USD 5.00 114.615 NPR 56,735 Simple, zero-margin exchange rates, plus earn loyalty points on sign up, referral and every transaction. Go to site Show details

    Compare up to 4 providers

    Banks versus money transfer services

    Because the Nepalese rupee is an exotic currency within global markets, most banks won’t offer the option of sending Nepalese rupees overseas. Instead, you may need to send US dollars, which can then be converted into Nepalese rupees at your recipient’s bank.

    And banks aren’t necessarily the cheapest option when it comes to international money transfers as they offer low exchange rates and charge high fees on transfers. A more cost-effective option is to use a specialist money transfer company that, rather than offering a diverse array of products and services, concentrates solely on moving money internationally. These companies typically offer better exchange rates, lower fees and faster processing times.

    Case Study: John Sends Money to Nepal

    John’s 19-year-old daughter Amanda has gone to Nepal for a backpacking holiday. Unfortunately, after a couple months of traveling, Amanda’s bank balance is starting to get low. She calls home to ask her dad to send her $1,000, and when John discovers his bank won’t allow him to send money to Nepal, he jumps online to compare the services of different money transfer providers.

    Money transfer company 1Money transfer company 2
    Exchange rate$1 USD = $99.52$1 USD = $100.53 NPR
    Transfer fee$5$12
    Transfer methodBank account depositCash pickup
    Processing time2 business days3 days
    Amount received (in Nepalese rupees)$99,520 NPR$100,530 NPR

    As the results show, while one transfer service offers a lower transfer fee and a faster processing time, using its services will mean Amanda receives $1,010 NPR fewer than if John uses the second transfer company.

    Options for sending money to Nepal from America

    • Bank transfers. Speak to your bank to see if it offers the opportunity to transfer funds to a Nepalese bank account.
    • Online money transfer providers. Companies like Ria and WorldRemit allow you to send funds online to a bank account in Nepal.
    • Money transfer provider with cash pickup options. Western Union and MoneyGram are two providers that allow you to send funds that can be collected from agent locations in Nepal.
    • Checks. Sending an international guaranteed check is another way to securely transfer funds overseas, but it may take more time than your other options.

    Foreign exchange rates explained

    Exchange rate is simply the amount of money you receive when you exchange one country’s currency for that of another. This amount is influenced by the global market, banks and inflation, and it may change daily based on these factors.

    Get live exchange rates for NPR

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    How to send money to Nepal

    1. Search online for money transfer companies that send money to Nepal.
    2. Check the exchange rates and fees — you’ll want to make sure you’re getting a good deal.
    3. Sign up for an account with the provider.
    4. Begin a transaction and enter information about the recipient.
    5. Select how much money you want to send and where you want it sent.
    6. Pay for the transaction and save your tracking number.

    Once you’ve completed the transaction, talk with your recipient to make sure they’ve received their funds in a timely manner.

    Emergency cash transfers in Nepal

    Emergency transfers are possible, especially if you choose a cash-pickup service like MoneyGram or Western Union. However, you may be faced with higher fees and lower exchange rates. It could quickly become quite costly to send money overseas, and you may not be able to transfer as much as your recipient needs on such a short notice. If they can wait even a day or two, you’ll likely be better off sending money to Nepal with some notice.

    Tips for picking up cash in Nepal

    Although Nepal is considered a relatively safe country for travelers, you should take precautions if you’re picking up cash from an agent location. Take a friend along to deter any strangers, don’t advertise your money in public and deposit the funds somewhere safe as soon as you can.Back to top

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    2 Responses

    1. Default Gravatar
      JivanMay 14, 2019

      In Nepal, where can I withdraw cash in agent or in bank? If agent, please send me their location so I can send my receiver the info.

      • Avatarfinder Customer Care
        JeniMay 14, 2019Staff

        Hi Jivan,

        Thank you for getting in touch with Finder.

        As per this page you’re looking at, there are two providers that allow you to send funds that your receiver can be collect from agent locations in Nepal – Western Union and MoneyGram. You may ask your receiver’s city or address then visit WU or MoneyGram’s official pages to find the nearest agent locations to your receiver. If you use other platform, you would need to send funds online to a bank account in Nepal.

        I hope this helps.

        Thank you and have a wonderful day!


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